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* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Credit Agricole de la Touraine et du Poitou FCF Margin % Chart
Credit Agricole de la Touraine et du Poitou Annual Data
Credit Agricole de la Touraine et du Poitou FCF Margin % Competitor Comparison
For the Banks - Regional subindustry, Credit Agricole de la Touraine et du Poitou's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Credit Agricole de la Touraine et du Poitou FCF Margin % vs Banks Industry
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Credit Agricole de la Touraine et du Poitou (STU:2EP1) has a FCF Margin % of 14.87% as of Dec. 2025. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Credit Agricole de la Touraine et du Poitou and its competitors. This is 67% above median its historical median of 8.93. According to the industry distribution chart, Credit Agricole de la Touraine et du Poitou ranks #1280 out of 1507 companies in the Banks industry, placing it in the top 84.9%.
Is Credit Agricole de la Touraine et du Poitou's FCF Margin % too high?
Credit Agricole de la Touraine et du Poitou's current FCF Margin % of 14.87% is 67% above median its 10-year median of 8.93. The Banks industry median FCF Margin % is 26.55. Credit Agricole de la Touraine et du Poitou's value of 14.87% is 44% below this industry median. Based on the distribution chart, Credit Agricole de la Touraine et du Poitou ranks #1280 out of 1507 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Credit Agricole de la Touraine et du Poitou has a GF Score™ of 35/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Credit Agricole de la Touraine et du Poitou's FCF Margin % compare to competitors?
According to the Banks industry distribution chart, Credit Agricole de la Touraine et du Poitou ranks #1280 out of 1507 companies for FCF Margin %. This places Credit Agricole de la Touraine et du Poitou in the lower half of its industry. The industry median FCF Margin % is 26.55. Credit Agricole de la Touraine et du Poitou's value of 14.87% is 44% below this benchmark. While the company's 10-year median is 8.93 vs. the industry median of 26.55, Credit Agricole de la Touraine et du Poitou has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.55, based on 1,507 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Credit Agricole de la Touraine et du Poitou's current FCF Margin % of 14.87% is 44% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Credit Agricole de la Touraine et du Poitou and its competitors. For the Banks industry, the median FCF Margin % is 26.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Credit Agricole de la Touraine et du Poitou's current FCF Margin % is 14.87%, which is 67% above median its own 10-year median of 8.93. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credit Agricole de la Touraine et du Poitou stock overvalued right now?
Based on GuruFocus' analysis, Credit Agricole de la Touraine et du Poitou (STU:2EP1) is currently considered Significantly Overvalued. The stock's GF Value™ is €59.53, compared to a current price of €141.54 — trading 137.8% above its estimated fair value. The current FCF Margin % is 14.87%, which is 67% above median its 10-year median of 8.93 and 44% below the Banks industry median of 26.55. Credit Agricole de la Touraine et du Poitou's overall GF Score™ is 35/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Credit Agricole de la Touraine et du Poitou (STU:2EP1), the current FCF Margin % is 14.87% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Credit Agricole de la Touraine et du Poitou (STU:2EP1) Overvalued in 2026?
Based on GuruFocus' analysis, Credit Agricole de la Touraine et du Poitou stock appears to be overvalued.
The current stock price of €141.54 is trading 137.8% above its estimated GF Value™ of €59.53.
GuruFocus considers Credit Agricole de la Touraine et du Poitou to be Significantly Overvalued.
Key valuation signals for STU:2EP1:
FCF Margin %: 14.87% (67% above median its 10-year median of 8.93)
GF Value™: €59.53 vs. price of €141.54 (137.8% above fair value)
Industry Position: 44% below the Banks median (#1280 of 1507)
No single metric tells the full story. See the STU:2EP1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Credit Agricole de la Touraine et du Poitou Business Description
Crédit Agricole de la Touraine et du Poitou is engaged in providing banking and financial services in France. The company provides loans and financing to individuals and businesses through local branches.
35GF Score
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