Close Brothers Group (STU:CS3) FCF Margin %: -191.22% (As of Jan. 2026)


STU:CS3 Close Brothers Group PLC STU:CS3
58 GF Score
Price €5.15
GF Value €4.17
! 2 Warning Signs
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What is Close Brothers Group FCF Margin %?

Close Brothers Group STU:CS3 58 FCF Margin % is -191.22% as of Jan. 2026. GuruFocus rates STU:CS3 with a GF Score™ of 58/100 and a GF Value™ of €4.17. The stock has 2 warning signs investors should review. Among 1,504 Banks companies, Close Brothers Group ranks worse than 93.15% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Close Brothers Group's Free Cash Flow for the six months ended in Jan. 2026 was €-800.2 Mil. Close Brothers Group's Revenue for the six months ended in Jan. 2026 was €418.5 Mil. Therefore, Close Brothers Group's FCF Margin % for the quarter that ended in Jan. 2026 was -191.22%.

As of today, Close Brothers Group's current FCF Yield % is -120.38%.

The historical rank and industry rank for Close Brothers Group's FCF Margin % or its related term are showing as below:

STU:CS3' s FCF Margin % Range Over the Past 10 Years
Min: -110.44   Med: 9.98   Max: 94.94
Current: -110.44


During the past 13 years, the highest FCF Margin % of Close Brothers Group was 94.94%. The lowest was -110.44%. And the median was 9.98%.

STU:CS3's FCF Margin % is ranked worse than
93.15% of 1504 companies
in the Banks industry
Industry Median: 26.5 vs STU:CS3: -110.44


Close Brothers Group FCF Margin % Related Terms


Close Brothers Group FCF Margin % Historical Data

* Premium members only.

The historical data trend for Close Brothers Group's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Close Brothers Group FCF Margin % Chart

Close Brothers Group Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.10 9.96 94.94 -53.78 27.48

Close Brothers Group Semi-Annual Data
Jul16 Jan17 Jul17 Jan18 Jul18 Jan19 Jul19 Jan20 Jul20 Jan21 Jul21 Jan22 Jul22 Jan23 Jul23 Jan24 Jul24 Jan25 Jul25 Jan26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -96.29 -2.34 83.41 -32.03 -191.22

STU:CS3 vs PNC: FCF Margin % Comparison

For the Banks - Regional subindustry, Close Brothers Group's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Close Brothers Group FCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Close Brothers Group's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Close Brothers Group's FCF Margin % falls into.


STU:CS3
58GF Score
Close Brothers Group PLC STU:CS3
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Close Brothers Group FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Close Brothers Group's FCF Margin for the fiscal year that ended in Jul. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Jul. 2025 )/Revenue (A: Jul. 2025 )
=244.494/889.846
=27.48 %

Close Brothers Group's FCF Margin for the quarter that ended in Jan. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Jan. 2026 )/Revenue (Q: Jan. 2026 )
=-800.216/418.476
=-191.22 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of -191.22% mean?
Close Brothers Group (STU:CS3) has a FCF Margin % of -191.22% as of Jan. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Close Brothers Group and its competitors. According to the industry distribution chart, Close Brothers Group ranks #1401 out of 1504 companies in the Banks industry, placing it in the top 93.2%.
Is Close Brothers Group's FCF Margin % too high?
Close Brothers Group's current FCF Margin % is -191.22%. Based on the distribution chart, Close Brothers Group ranks #1401 out of 1504 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Close Brothers Group has a GF Score™ of 58/100, reflecting its overall financial health beyond just this single metric.
How does Close Brothers Group's FCF Margin % compare to PNC?
According to the Banks industry distribution chart, Close Brothers Group ranks #1401 out of 1504 companies for FCF Margin %. This places Close Brothers Group in the lower half of its industry. The industry median FCF Margin % is 26.50. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.50, based on 1,504 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Close Brothers Group and its competitors. For the Banks industry, the median FCF Margin % is 26.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Close Brothers Group's current FCF Margin % is -191.22%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Close Brothers Group stock overvalued right now?
Close Brothers Group (STU:CS3) has a current FCF Margin % of -191.22%. The stock's GF Value™ is €4.17, compared to a current price of €5.15 — trading 23.5% above its estimated fair value. The current FCF Margin % is -191.22%. Close Brothers Group's overall GF Score™ is 58/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Close Brothers Group (STU:CS3), the current FCF Margin % is -191.22% as of Jan. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Close Brothers Group (STU:CS3) Overvalued in 2026?

Based on GuruFocus' analysis, Close Brothers Group stock appears to be overvalued. The current stock price of €5.15 is trading 23.5% above its estimated GF Value™ of €4.17.

Key valuation signals for STU:CS3:

  • FCF Margin %: -191.22%
  • GF Value™: €4.17 vs. price of €5.15 (23.5% above fair value)
  • GF Score™: 58/100 with 2 warning signs

No single metric tells the full story. See the STU:CS3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Close Brothers Group Business Description

Address 10 Crown Place, London, GBR, EC2A 4FT
Close Brothers Group PLC is a banking group that provides lending, deposit-taking, and securities trading services. The group mostly offers services to small businesses and individuals in the United Kingdom. Its operating segments are: Commercial, Retail, and Property. Maximum revenue is generated from its Commercial segment, which mainly offers specialist and predominantly secured lending principally to the SME market. The Retail segment provides intermediated finance through motor dealers, motor finance brokers, and insurance brokers, and savings products for individuals and corporates; and the Property segment offers residential development finance to established UK property developers, funding for commercial properties, and bridging and refurbishment loans.
58GF Score

Get the complete analysis for STU:CS3

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€5.15
Price
€4.17
GF Value