DNB Bank ASA (STU:D1NC) FCF Margin %: -18.94% (As of Jun. 2026)

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STU:D1NC DNB Bank ASA STU:D1NC
70 GF Score
Price €26.86
GF Value €24.29
Valuation Modestly Overvalued
! 9 Warning Signs
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What is DNB Bank ASA FCF Margin %?

DNB Bank ASA STU:D1NC -1.40% 70 FCF Margin % is -18.94% as of Jun. 2026. GuruFocus rates STU:D1NC with a GF Score™ of 70/100 and a GF Value™ of €24.29 (Modestly Overvalued). The stock has 9 warning signs investors should review. Among 1,502 Banks companies, DNB Bank ASA ranks worse than 96.14% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. DNB Bank ASA's Free Cash Flow for the three months ended in Jun. 2026 was €-373 Mil. DNB Bank ASA's Revenue for the three months ended in Jun. 2026 was €1,972 Mil. Therefore, DNB Bank ASA's FCF Margin % for the quarter that ended in Jun. 2026 was -18.94%.

As of today, DNB Bank ASA's current FCF Yield % is -39.83%.

The historical rank and industry rank for DNB Bank ASA's FCF Margin % or its related term are showing as below:

STU:D1NC' s FCF Margin % Range Over the Past 10 Years
Min: -187.6   Med: 53.85   Max: 419.48
Current: -179.78


During the past 13 years, the highest FCF Margin % of DNB Bank ASA was 419.48%. The lowest was -187.60%. And the median was 53.85%.

STU:D1NC's FCF Margin % is ranked worse than
96.14% of 1502 companies
in the Banks industry
Industry Median: 25.74 vs STU:D1NC: -179.78


DNB Bank ASA FCF Margin % Related Terms


DNB Bank ASA FCF Margin % Historical Data

* Premium members only.

The historical data trend for DNB Bank ASA's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

DNB Bank ASA FCF Margin % Chart

DNB Bank ASA Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 66.98 8.32 0.05 -187.60 78.18

DNB Bank ASA Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -350.61 -923.09 -343.82 559.14 -18.94

DNB Bank ASA FCF Margin % Competitor Comparison

For the Banks - Regional subindustry, DNB Bank ASA's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


DNB Bank ASA FCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, DNB Bank ASA's FCF Margin % distribution charts can be found below:

* The bar in red indicates where DNB Bank ASA's FCF Margin % falls into.


STU:D1NC
70GF Score
DNB Bank ASA STU:D1NC
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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DNB Bank ASA FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

DNB Bank ASA's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=5908.688/7557.81
=78.18 %

DNB Bank ASA's FCF Margin for the quarter that ended in Jun. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Jun. 2026 )/Revenue (Q: Jun. 2026 )
=-373.461/1972.287
=-18.94 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of -18.94% mean?
DNB Bank ASA (STU:D1NC) has a FCF Margin % of -18.94% as of Jun. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on DNB Bank ASA and its competitors. According to the industry distribution chart, DNB Bank ASA ranks #1444 out of 1502 companies in the Banks industry, placing it in the top 96.1%.
Is DNB Bank ASA's FCF Margin % too high?
DNB Bank ASA's current FCF Margin % is -18.94%. Based on the distribution chart, DNB Bank ASA ranks #1444 out of 1502 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, DNB Bank ASA has a GF Score™ of 70/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does DNB Bank ASA's FCF Margin % compare to competitors?
According to the Banks industry distribution chart, DNB Bank ASA ranks #1444 out of 1502 companies for FCF Margin %. This places DNB Bank ASA in the lower half of its industry. The industry median FCF Margin % is 25.74. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 25.74, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on DNB Bank ASA and its competitors. For the Banks industry, the median FCF Margin % is 25.74 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. DNB Bank ASA's current FCF Margin % is -18.94%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is DNB Bank ASA stock overvalued right now?
Based on GuruFocus' analysis, DNB Bank ASA (STU:D1NC) is currently considered Modestly Overvalued. The stock's GF Value™ is €24.29, compared to a current price of €26.86 — trading 10.6% above its estimated fair value. The current FCF Margin % is -18.94%. DNB Bank ASA's overall GF Score™ is 70/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For DNB Bank ASA (STU:D1NC), the current FCF Margin % is -18.94% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is DNB Bank ASA (STU:D1NC) Overvalued in 2026?

Based on GuruFocus' analysis, DNB Bank ASA stock appears to be overvalued. The current stock price of €26.86 is trading 10.6% above its estimated GF Value™ of €24.29. GuruFocus considers DNB Bank ASA to be Modestly Overvalued.

Key valuation signals for STU:D1NC:

  • FCF Margin %: -18.94%
  • GF Value™: €24.29 vs. price of €26.86 (10.6% above fair value)
  • GF Score™: 70/100 with 9 warning signs

No single metric tells the full story. See the STU:D1NC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


DNB Bank ASA Business Description

Address Dronning Eufemias gate 30, Bjorvika, Oslo, NOR, 0191
DNB Bank ASA is a Norwegian financial services group offering financial products and services, including loans and deposits, mutual funds and asset management, life insurance and pension savings, payment and financing services, real estate broking, and services related to the money and capital markets. DNB has the following operating segments: Personal customers, Corporate customers Norway, Large corporates and international customers, and Others. Maximum revenue is generated from its Large corporates and international customers business, which caters to corporate customers across different industries, providing them with various banking and advisory services as well as access to online and mobile banking, and other digital services. DNB derives maximum revenue from its Banking activities.
70GF Score

Get the complete analysis for STU:D1NC

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€26.86
Price
€24.29
GF Value