Royal Bank of CanadaSTU:RYC +0.15%77 FCF Margin % is 119.44% as of Apr. 2026, which is 112% above its 10-year median of 56.26. GuruFocus rates STU:RYC with a GF Score™ of 77/100 and a GF Value™ of €126.57 (Significantly Overvalued). The stock has 8 warning signs investors should review. Among 1,504 Banks companies, Royal Bank of Canada ranks better than 85.7% on this metric.
The historical rank and industry rank for Royal Bank of Canada's FCF Margin % or its related term are showing as below:
STU:RYC'
s FCF Margin % Range Over the Past 10 Years
Min: 26.23 Med: 56.26 Max: 289.13
Current: 103.04
During the past 13 years, the highest FCF Margin % of Royal Bank of Canada was 289.13%. The lowest was 26.23%. And the median was 56.26%.
STU:RYC's FCF Margin % is ranked better than 85.7% of 1504
companies
in the Banks industry
Industry Median: 26.5
vs STU:RYC: 103.04
Royal Bank of Canada FCF Margin % Related Terms
Royal Bank of Canada FCF Margin % Historical Data
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The historical data trend for Royal Bank of Canada's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Diversified subindustry, Royal Bank of Canada's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Royal Bank of Canada FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Royal Bank of Canada's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Royal Bank of Canada's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Royal Bank of Canada (STU:RYC) has a FCF Margin % of 119.44% as of Apr. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Royal Bank of Canada and its competitors. This is 112% above median its historical median of 56.26. Over the past decade, Royal Bank of Canada's FCF Margin % has ranged from 26.23 to 289.13. According to the industry distribution chart, Royal Bank of Canada ranks #215 out of 1504 companies in the Banks industry, placing it in the top 14.3%.
Is Royal Bank of Canada's FCF Margin % too high?
Royal Bank of Canada's current FCF Margin % of 119.44% is 112% above median its 10-year median of 56.26. Over the past 10 years, this metric has ranged from a low of 26.23 to a high of 289.13. The Banks industry median FCF Margin % is 26.50. Royal Bank of Canada's value of 119.44% is 350.7% above this industry median. Based on the distribution chart, Royal Bank of Canada ranks #215 out of 1504 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Royal Bank of Canada has a GF Score™ of 77/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Royal Bank of Canada's FCF Margin % compare to JPM and BAC?
According to the Banks industry distribution chart, Royal Bank of Canada ranks #215 out of 1504 companies for FCF Margin %. This places Royal Bank of Canada in the top 14% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 26.50. Royal Bank of Canada's value of 119.44% is 350.7% above this benchmark. Historically, Royal Bank of Canada's own FCF Margin % has ranged from 26.23 to 289.13 over the past decade. While the company's 10-year median is 56.26 vs. the industry median of 26.50, Royal Bank of Canada has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.50, based on 1,504 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Royal Bank of Canada's current FCF Margin % of 119.44% is 350.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Royal Bank of Canada and its competitors. For the Banks industry, the median FCF Margin % is 26.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Royal Bank of Canada's current FCF Margin % is 119.44%, which is 112% above median its own 10-year median of 56.26. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Royal Bank of Canada stock overvalued right now?
Based on GuruFocus' analysis, Royal Bank of Canada (STU:RYC) is currently considered Significantly Overvalued. The stock's GF Value™ is €126.57, compared to a current price of €178.14 — trading 40.7% above its estimated fair value. The current FCF Margin % is 119.44%, which is 112% above median its 10-year median of 56.26 and 350.7% above the Banks industry median of 26.50. Royal Bank of Canada's overall GF Score™ is 77/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Royal Bank of Canada (STU:RYC), the current FCF Margin % is 119.44% as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Royal Bank of Canada (STU:RYC) Overvalued in 2026?
Based on GuruFocus' analysis, Royal Bank of Canada stock appears to be overvalued.
The current stock price of €178.14 is trading 40.7% above its estimated GF Value™ of €126.57.
GuruFocus considers Royal Bank of Canada to be Significantly Overvalued.
Key valuation signals for STU:RYC:
FCF Margin %: 119.44% (112% above median its 10-year median of 56.26)
GF Value™: €126.57 vs. price of €178.14 (40.7% above fair value)
Industry Position: 350.7% above the Banks median (#215 of 1504)
No single metric tells the full story. See the STU:RYC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Royal Bank of Canada is one of the two largest banks in Canada, with around CAD 2.4 trillion in assets at the end of April 2026. It is a diversified financial services company, offering personal and commercial banking, wealth management, insurance, corporate banking, and capital markets services. The bank is concentrated in Canada and has dominant market shares. RBC also has wealth and capital market businesses in the US, UK, and other countries. RBC is a top 15 investment bank globally.
77GF Score
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FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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