Canadian Imperial Bank of Commerce (TSX:CM) FCF Margin %: 199.56% (As of Apr. 2026) — 291% Above Median


TSX:CM Canadian Imperial Bank of Commerce TSX:CM
71 GF Score
Price C$162.17
GF Value C$107.07
Valuation Significantly Overvalued
! 8 Warning Signs
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What is Canadian Imperial Bank of Commerce FCF Margin %?

Canadian Imperial Bank of Commerce TSX:CM -0.60% 71 FCF Margin % is 199.56% as of Apr. 2026, which is 291% above its 10-year median of 51.06. GuruFocus rates TSX:CM with a GF Score™ of 71/100 and a GF Value™ of C$107.07 (Significantly Overvalued). The stock has 8 warning signs investors should review. Among 1,505 Banks companies, Canadian Imperial Bank of Commerce ranks better than 73.29% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Canadian Imperial Bank of Commerce's Free Cash Flow for the three months ended in Apr. 2026 was C$15,895 Mil. Canadian Imperial Bank of Commerce's Revenue for the three months ended in Apr. 2026 was C$7,965 Mil. Therefore, Canadian Imperial Bank of Commerce's FCF Margin % for the quarter that ended in Apr. 2026 was 199.56%.

As of today, Canadian Imperial Bank of Commerce's current FCF Yield % is 9.73%.

The historical rank and industry rank for Canadian Imperial Bank of Commerce's FCF Margin % or its related term are showing as below:

TSX:CM' s FCF Margin % Range Over the Past 10 Years
Min: -20.9   Med: 51.06   Max: 321.43
Current: 46.35


During the past 13 years, the highest FCF Margin % of Canadian Imperial Bank of Commerce was 321.43%. The lowest was -20.90%. And the median was 51.06%.

TSX:CM's FCF Margin % is ranked better than
73.29% of 1505 companies
in the Banks industry
Industry Median: 26.42 vs TSX:CM: 46.35


Canadian Imperial Bank of Commerce FCF Margin % Related Terms


Canadian Imperial Bank of Commerce FCF Margin % Historical Data

* Premium members only.

The historical data trend for Canadian Imperial Bank of Commerce's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Canadian Imperial Bank of Commerce FCF Margin % Chart

Canadian Imperial Bank of Commerce Annual Data
Trend Oct16 Oct17 Oct18 Oct19 Oct20 Oct21 Oct22 Oct23 Oct24 Oct25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -20.90 99.27 47.81 39.17 43.87

Canadian Imperial Bank of Commerce Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.56 77.22 -61.99 -28.79 199.56

TSX:CM vs JPM, BAC, WFC: FCF Margin % Comparison

For the Banks - Diversified subindustry, Canadian Imperial Bank of Commerce's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Canadian Imperial Bank of Commerce FCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Canadian Imperial Bank of Commerce's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Canadian Imperial Bank of Commerce's FCF Margin % falls into.


TSX:CM
71GF Score
Canadian Imperial Bank of Commerce TSX:CM
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Canadian Imperial Bank of Commerce FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Canadian Imperial Bank of Commerce's FCF Margin for the fiscal year that ended in Oct. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Oct. 2025 )/Revenue (A: Oct. 2025 )
=12729/29014
=43.87 %

Canadian Imperial Bank of Commerce's FCF Margin for the quarter that ended in Apr. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Apr. 2026 )/Revenue (Q: Apr. 2026 )
=15895/7965
=199.56 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of 199.56% mean?
Canadian Imperial Bank of Commerce (TSX:CM) has a FCF Margin % of 199.56% as of Apr. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Canadian Imperial Bank of Commerce and its competitors. This is 291% above median its historical median of 51.06. According to the industry distribution chart, Canadian Imperial Bank of Commerce ranks #402 out of 1505 companies in the Banks industry, placing it in the top 26.7%.
Is Canadian Imperial Bank of Commerce's FCF Margin % too high?
Canadian Imperial Bank of Commerce's current FCF Margin % of 199.56% is 291% above median its 10-year median of 51.06. The Banks industry median FCF Margin % is 26.42. Canadian Imperial Bank of Commerce's value of 199.56% is 655.3% above this industry median. Based on the distribution chart, Canadian Imperial Bank of Commerce ranks #402 out of 1505 companies in the Banks industry, which is above the industry midpoint. Overall, Canadian Imperial Bank of Commerce has a GF Score™ of 71/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Canadian Imperial Bank of Commerce's FCF Margin % compare to JPM and BAC?
According to the Banks industry distribution chart, Canadian Imperial Bank of Commerce ranks #402 out of 1505 companies for FCF Margin %. This puts Canadian Imperial Bank of Commerce in the upper half of its industry. The industry median FCF Margin % is 26.42. Canadian Imperial Bank of Commerce's value of 199.56% is 655.3% above this benchmark. While the company's 10-year median is 51.06 vs. the industry median of 26.42, Canadian Imperial Bank of Commerce has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.42, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Canadian Imperial Bank of Commerce's current FCF Margin % of 199.56% is 655.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Canadian Imperial Bank of Commerce and its competitors. For the Banks industry, the median FCF Margin % is 26.42 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Canadian Imperial Bank of Commerce's current FCF Margin % is 199.56%, which is 291% above median its own 10-year median of 51.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Canadian Imperial Bank of Commerce stock overvalued right now?
Based on GuruFocus' analysis, Canadian Imperial Bank of Commerce (TSX:CM) is currently considered Significantly Overvalued. The stock's GF Value™ is C$107.07, compared to a current price of C$162.17 — trading 51.5% above its estimated fair value. The current FCF Margin % is 199.56%, which is 291% above median its 10-year median of 51.06 and 655.3% above the Banks industry median of 26.42. Canadian Imperial Bank of Commerce's overall GF Score™ is 71/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Canadian Imperial Bank of Commerce (TSX:CM), the current FCF Margin % is 199.56% as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Canadian Imperial Bank of Commerce (TSX:CM) Overvalued in 2026?

Based on GuruFocus' analysis, Canadian Imperial Bank of Commerce stock appears to be overvalued. The current stock price of C$162.17 is trading 51.5% above its estimated GF Value™ of C$107.07. GuruFocus considers Canadian Imperial Bank of Commerce to be Significantly Overvalued.

Key valuation signals for TSX:CM:

  • FCF Margin %: 199.56% (291% above median its 10-year median of 51.06)
  • GF Value™: C$107.07 vs. price of C$162.17 (51.5% above fair value)
  • GF Score™: 71/100 with 8 warning signs
  • Industry Position: 655.3% above the Banks median (#402 of 1505)

No single metric tells the full story. See the TSX:CM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Canadian Imperial Bank of Commerce Business Description

Address 81 Bay Street, CIBC Square, Toronto, ON, CAN, M5J 0E7
Canadian Imperial Bank of Commerce is Canada's fifth-largest bank with over CAD 1.1 trillion in assets at the end of fiscal 2025. It operates four business segments: Canadian retail and business banking, Canadian commercial banking and wealth management, US commercial banking and wealth management, and capital markets. It serves approximately 14 million personal banking and business customers, primarily in Canada and the US.
71GF Score

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FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

C$162.17
Price
C$107.07
GF Value