Life & Banc Split (TSX:LBS) FCF Margin %: -8.91% (As of Dec. 2025)


TSX:LBS Life & Banc Split Corp TSX:LBS
40 GF Score
Price C$13.42
GF Value C$33.11
Valuation Significantly Undervalued
! 2 Warning Signs
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What is Life & Banc Split FCF Margin %?

Life & Banc Split TSX:LBS +0.74% 40 FCF Margin % is -8.91% as of Dec. 2025. GuruFocus rates TSX:LBS with a GF Score™ of 40/100 and a GF Value™ of C$33.11 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 1,461 Asset Management companies, Life & Banc Split ranks worse than 62.49% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Life & Banc Split's Free Cash Flow for the six months ended in Dec. 2025 was C$-19.6 Mil. Life & Banc Split's Revenue for the six months ended in Dec. 2025 was C$220.2 Mil. Therefore, Life & Banc Split's FCF Margin % for the quarter that ended in Dec. 2025 was -8.91%.

As of today, Life & Banc Split's current FCF Yield % is 0.05%.

The historical rank and industry rank for Life & Banc Split's FCF Margin % or its related term are showing as below:

TSX:LBS' s FCF Margin % Range Over the Past 10 Years
Min: -137.94   Med: -5.23   Max: 145.46
Current: 0.26


During the past 13 years, the highest FCF Margin % of Life & Banc Split was 145.46%. The lowest was -137.94%. And the median was -5.23%.

TSX:LBS's FCF Margin % is ranked worse than
62.49% of 1461 companies
in the Asset Management industry
Industry Median: 14.62 vs TSX:LBS: 0.26


Life & Banc Split FCF Margin % Related Terms


Life & Banc Split FCF Margin % Historical Data

* Premium members only.

The historical data trend for Life & Banc Split's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Life & Banc Split FCF Margin % Chart

Life & Banc Split Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -10.72 145.46 -68.18 -16.64 0.26

Life & Banc Split Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -40.72 -294.21 1.39 24.23 -8.91

TSX:LBS vs BLK, BX, KKR: FCF Margin % Comparison

For the Asset Management subindustry, Life & Banc Split's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Life & Banc Split FCF Margin % vs Asset Management Industry

For the Asset Management industry and Financial Services sector, Life & Banc Split's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Life & Banc Split's FCF Margin % falls into.


TSX:LBS
40GF Score
Life & Banc Split Corp TSX:LBS
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Life & Banc Split FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Life & Banc Split's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=0.787/304.362
=0.26 %

Life & Banc Split's FCF Margin for the quarter that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=-19.612/220.167
=-8.91 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of -8.91% mean?
Life & Banc Split (TSX:LBS) has a FCF Margin % of -8.91% as of Dec. 2025. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Life & Banc Split and its competitors. According to the industry distribution chart, Life & Banc Split ranks #913 out of 1461 companies in the Asset Management industry, placing it in the top 62.5%.
Is Life & Banc Split's FCF Margin % too high?
Life & Banc Split's current FCF Margin % is -8.91%. Based on the distribution chart, Life & Banc Split ranks #913 out of 1461 companies in the Asset Management industry, which is below the industry midpoint. Overall, Life & Banc Split has a GF Score™ of 40/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Life & Banc Split's FCF Margin % compare to BLK and BX?
According to the Asset Management industry distribution chart, Life & Banc Split ranks #913 out of 1461 companies for FCF Margin %. This places Life & Banc Split in the lower half of its industry. The industry median FCF Margin % is 14.62. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for an Asset Management company?
The median FCF Margin % among Asset Management companies is 14.62, based on 1,461 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Life & Banc Split and its competitors. For the Asset Management industry, the median FCF Margin % is 14.62 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Life & Banc Split's current FCF Margin % is -8.91%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Life & Banc Split stock overvalued right now?
Based on GuruFocus' analysis, Life & Banc Split (TSX:LBS) is currently considered Significantly Undervalued. The stock's GF Value™ is C$33.11, compared to a current price of C$13.42 — trading 59.5% below its estimated fair value. The current FCF Margin % is -8.91%. Life & Banc Split's overall GF Score™ is 40/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Life & Banc Split (TSX:LBS), the current FCF Margin % is -8.91% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Life & Banc Split (TSX:LBS) Overvalued in 2026?

Based on GuruFocus' analysis, Life & Banc Split stock appears to be undervalued. The current stock price of C$13.42 is trading 59.5% below its estimated GF Value™ of C$33.11. GuruFocus considers Life & Banc Split to be Significantly Undervalued.

Key valuation signals for TSX:LBS:

  • FCF Margin %: -8.91%
  • GF Value™: C$33.11 vs. price of C$13.42 (59.5% below fair value)
  • GF Score™: 40/100 with 2 warning signs

No single metric tells the full story. See the TSX:LBS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Life & Banc Split Business Description

Other Exchanges LBS.PR.A:Canada
Address 181 Bay Street, Brookfield Place, Suite 2930, P.O. Box 793, Bay Wellington Tower, Toronto, ON, CAN, M5J 2T3
Life & Banc Split Corp is a mutual fund company. Its investment objectives are to provide holders of preferred shares with fixed cumulative preferential quarterly cash distributions and to return the original issue price on the maturity date, and to provide holders of Class A shares with regular monthly cash distributions and the opportunity for capital appreciation. It invests in a portfolio comprising common shares of Canadian banks and publicly traded Canadian life insurance companies.
40GF Score

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FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

C$13.42
Price
C$33.11
GF Value