Wells Fargo (WBO:WFC) FCF Margin %: 42.63% (As of Mar. 2026) — 645% Above Median


WBO:WFC Wells Fargo & Co WBO:WFC
74 GF Score
Price €74.13
GF Value €66.62
! 2 Warning Signs
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What is Wells Fargo FCF Margin %?

Wells Fargo WBO:WFC +0.60% 74 FCF Margin % is 42.63% as of Mar. 2026, which is 645% above its 10-year median of 5.72. GuruFocus rates WBO:WFC with a GF Score™ of 74/100 and a GF Value™ of €66.62. The stock has 2 warning signs investors should review. Among 1,504 Banks companies, Wells Fargo ranks worse than 73.01% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Wells Fargo's Free Cash Flow for the three months ended in Mar. 2026 was €7,909 Mil. Wells Fargo's Revenue for the three months ended in Mar. 2026 was €18,551 Mil. Therefore, Wells Fargo's FCF Margin % for the quarter that ended in Mar. 2026 was 42.63%.

As of today, Wells Fargo's current FCF Yield % is 0.46%.

The historical rank and industry rank for Wells Fargo's FCF Margin % or its related term are showing as below:

WBO:WFC' s FCF Margin % Range Over the Past 10 Years
Min: -22.7   Med: 5.72   Max: 48.86
Current: 1.32


During the past 13 years, the highest FCF Margin % of Wells Fargo was 48.86%. The lowest was -22.70%. And the median was 5.72%.

WBO:WFC's FCF Margin % is ranked worse than
73.01% of 1504 companies
in the Banks industry
Industry Median: 26.5 vs WBO:WFC: 1.32


Wells Fargo FCF Margin % Related Terms


Wells Fargo FCF Margin % Historical Data

* Premium members only.

The historical data trend for Wells Fargo's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Wells Fargo FCF Margin % Chart

Wells Fargo Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -14.56 36.37 48.86 3.69 -22.70

Wells Fargo Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -54.78 -54.53 -4.05 19.35 42.63

WBO:WFC vs C, BAC, BNY: FCF Margin % Comparison

For the Banks - Diversified subindustry, Wells Fargo's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Wells Fargo FCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Wells Fargo's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Wells Fargo's FCF Margin % falls into.


WBO:WFC
74GF Score
Wells Fargo & Co WBO:WFC
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Wells Fargo FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Wells Fargo's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=-16226.854/71478.946
=-22.70 %

Wells Fargo's FCF Margin for the quarter that ended in Mar. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=7908.695/18550.79
=42.63 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of 42.63% mean?
Wells Fargo (WBO:WFC) has a FCF Margin % of 42.63% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Wells Fargo and its competitors. This is 645% above median its historical median of 5.72. According to the industry distribution chart, Wells Fargo ranks #1098 out of 1504 companies in the Banks industry, placing it in the top 73%.
Is Wells Fargo's FCF Margin % too high?
Wells Fargo's current FCF Margin % of 42.63% is 645% above median its 10-year median of 5.72. The Banks industry median FCF Margin % is 26.50. Wells Fargo's value of 42.63% is 60.9% above this industry median. Based on the distribution chart, Wells Fargo ranks #1098 out of 1504 companies in the Banks industry, which is below the industry midpoint. Overall, Wells Fargo has a GF Score™ of 74/100, reflecting its overall financial health beyond just this single metric.
How does Wells Fargo's FCF Margin % compare to C and BAC?
According to the Banks industry distribution chart, Wells Fargo ranks #1098 out of 1504 companies for FCF Margin %. This places Wells Fargo in the lower half of its industry. The industry median FCF Margin % is 26.50. Wells Fargo's value of 42.63% is 60.9% above this benchmark. While the company's 10-year median is 5.72 vs. the industry median of 26.50, Wells Fargo has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.50, based on 1,504 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Wells Fargo's current FCF Margin % of 42.63% is 60.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Wells Fargo and its competitors. For the Banks industry, the median FCF Margin % is 26.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Wells Fargo's current FCF Margin % is 42.63%, which is 645% above median its own 10-year median of 5.72. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Wells Fargo stock overvalued right now?
Wells Fargo (WBO:WFC) has a current FCF Margin % of 42.63%. The stock's GF Value™ is €66.62, compared to a current price of €74.13 — trading 11.3% above its estimated fair value. The current FCF Margin % is 42.63%, which is 645% above median its 10-year median of 5.72 and 60.9% above the Banks industry median of 26.50. Wells Fargo's overall GF Score™ is 74/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Wells Fargo (WBO:WFC), the current FCF Margin % is 42.63% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Wells Fargo (WBO:WFC) Overvalued in 2026?

Based on GuruFocus' analysis, Wells Fargo stock appears to be overvalued. The current stock price of €74.13 is trading 11.3% above its estimated GF Value™ of €66.62.

Key valuation signals for WBO:WFC:

  • FCF Margin %: 42.63% (645% above median its 10-year median of 5.72)
  • GF Value™: €66.62 vs. price of €74.13 (11.3% above fair value)
  • GF Score™: 74/100 with 2 warning signs
  • Industry Position: 60.9% above the Banks median (#1098 of 1504)

No single metric tells the full story. See the WBO:WFC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Wells Fargo Business Description

Address 333 Market Street, San Francisco, CA, USA, 94105
Wells Fargo is a premier, North American-focused banking titan that commands a $2.2 trillion balance sheet and the third-highest deposit market share in the United States. The bank uses a dense, expansive network of 4,093 branches to champion retail consumers and the middle market, where the firm has built a particularly strong reputation. Following the removal of its federal asset cap in 2025, the firm is set to deploy its legacy excess liquidity to expand each of its four segments: consumer & business lending, commercial banking, corporate & investment banking, and wealth & investment management.
74GF Score

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FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€74.13
Price
€66.62
GF Value