Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France (XPAR:CAF) FCF Margin %: 44.37% (As of Dec. 2025) — Near Median


XPAR:CAF Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France XPAR:CAF
49 GF Score
Price €120.40
GF Value €66.98
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France FCF Margin %?

Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France XPAR:CAF -0.45% 49 FCF Margin % is 44.37% as of Dec. 2025, which is 4% above its 10-year median of 42.72. GuruFocus rates XPAR:CAF with a GF Score™ of 49/100 and a GF Value™ of €66.98 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,509 Banks companies, Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France ranks worse than 51.09% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France's Free Cash Flow for the six months ended in Dec. 2025 was €212.0 Mil. Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France's Revenue for the six months ended in Dec. 2025 was €477.8 Mil. Therefore, Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France's FCF Margin % for the quarter that ended in Dec. 2025 was 44.37%.

As of today, Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France's current FCF Yield % is 7.47%.

The historical rank and industry rank for Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France's FCF Margin % or its related term are showing as below:

XPAR:CAF' s FCF Margin % Range Over the Past 10 Years
Min: -218.94   Med: 42.72   Max: 240
Current: 25.63


During the past 13 years, the highest FCF Margin % of Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France was 240.00%. The lowest was -218.94%. And the median was 42.72%.

XPAR:CAF's FCF Margin % is ranked worse than
51.09% of 1509 companies
in the Banks industry
Industry Median: 26.55 vs XPAR:CAF: 25.63


Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France FCF Margin % Related Terms


Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France FCF Margin % Historical Data

* Premium members only.

The historical data trend for Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France FCF Margin % Chart

Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 240.00 -218.94 -90.95 -169.50 25.63

Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 132.65 -282.84 -39.47 7.68 44.37

Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France FCF Margin % Competitor Comparison

For the Banks - Regional subindustry, Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France FCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France's FCF Margin % falls into.


XPAR:CAF
49GF Score
Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France XPAR:CAF
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=250.287/976.664
=25.63 %

Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France's FCF Margin for the quarter that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=211.983/477.807
=44.37 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of 44.37% mean?
Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France (XPAR:CAF) has a FCF Margin % of 44.37% as of Dec. 2025. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France and its competitors. This is near median its historical median of 42.72. According to the industry distribution chart, Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France ranks #771 out of 1509 companies in the Banks industry, placing it in the top 51.1%.
Is Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France's FCF Margin % too high?
Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France's current FCF Margin % of 44.37% is near median its 10-year median of 42.72. The Banks industry median FCF Margin % is 26.55. Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France's value of 44.37% is 67.1% above this industry median. Based on the distribution chart, Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France ranks #771 out of 1509 companies in the Banks industry, which is below the industry midpoint. Overall, Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France has a GF Scoreâ„¢ of 49/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France's FCF Margin % compare to competitors?
According to the Banks industry distribution chart, Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France ranks #771 out of 1509 companies for FCF Margin %. This places Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France in the lower half of its industry. The industry median FCF Margin % is 26.55. Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France's value of 44.37% is 67.1% above this benchmark. While the company's 10-year median is 42.72 vs. the industry median of 26.55, Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.55, based on 1,509 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France's current FCF Margin % of 44.37% is 67.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France and its competitors. For the Banks industry, the median FCF Margin % is 26.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France's current FCF Margin % is 44.37%, which is near median its own 10-year median of 42.72. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France stock overvalued right now?
Based on GuruFocus' analysis, Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France (XPAR:CAF) is currently considered Significantly Overvalued. The stock's GF Value™ is €66.98, compared to a current price of €120.40 — trading 79.8% above its estimated fair value. The current FCF Margin % is 44.37%, which is near median its 10-year median of 42.72 and 67.1% above the Banks industry median of 26.55. Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France's overall GF Score™ is 49/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France (XPAR:CAF), the current FCF Margin % is 44.37% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France (XPAR:CAF) Overvalued in 2026?

Based on GuruFocus' analysis, Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France stock appears to be overvalued. The current stock price of €120.40 is trading 79.8% above its estimated GF Value™ of €66.98. GuruFocus considers Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France to be Significantly Overvalued.

Key valuation signals for XPAR:CAF:

  • FCF Margin %: 44.37% (near median its 10-year median of 42.72)
  • GF Value™: €66.98 vs. price of €120.40 (79.8% above fair value)
  • GF Score™: 49/100 with 5 warning signs
  • Industry Position: 67.1% above the Banks median (#771 of 1509)

No single metric tells the full story. See the XPAR:CAF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France Business Description

Other Exchanges 0O2R:UK
Address 26 Quai de la Rapee, Paris, FRA, 75012
Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France is a co-operative bank. The company offers current and savings accounts, mortgage and financing products, bank cards, insurance, and distance banking services. It offers services in the regions of Essonne, Hauts de Seine, Paris, Seine-Saint-Denis, Val-de-Marne, Val-d'Oise, and Yvelines.
49GF Score

Get the complete analysis for XPAR:CAF

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€120.40
Price
€66.98
GF Value