Bank of Tianjin Co (FRA:B95) FCF Yield %: 25.26 (As of Sep. 20, 2026) — 40% Below Median

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FRA:B95 Bank of Tianjin Co Ltd FRA:B95
55 GF Score
Price €0.21
GF Value €0.21
! 4 Warning Signs
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What is Bank of Tianjin Co FCF Yield %?

Bank of Tianjin Co FRA:B95 55 FCF Yield % is 25.26 as of Sep. 20, 2026, which is 40% below its 10-year median of 41.99. GuruFocus rates FRA:B95 with a GF Score™ of 55/100 and a GF Value™ of €0.21. The stock has 4 warning signs investors should review. Among 1,492 Banks companies, Bank of Tianjin Co ranks better than 90.15% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, Bank of Tianjin Co's Trailing 12-Month Free Cash Flow is €811 Mil, and Market Cap is €1,389 Mil. Therefore, Bank of Tianjin Co's FCF Yield % for today is 25.26%.

The historical rank and industry rank for Bank of Tianjin Co's FCF Yield % or its related term are showing as below:

FRA:B95' s FCF Yield % Range Over the Past 10 Years
Min: -643.07   Med: 41.99   Max: 257.56
Current: 25.26


During the past 13 years, the highest FCF Yield % of Bank of Tianjin Co was 257.56%. The lowest was -643.07%. And the median was 41.99%.

FRA:B95's FCF Yield % is ranked better than
90.15% of 1492 companies
in the Banks industry
Industry Median: 7.96 vs FRA:B95: 25.26

Bank of Tianjin Co's FCF Margin % for the quarter that ended in Jun. 2026 was 28.58%.


Bank of Tianjin Co FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Bank of Tianjin Co FCF Yield % Related Terms


Bank of Tianjin Co FCF Yield % Historical Data

* Premium members only.

The historical data trend for Bank of Tianjin Co's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank of Tianjin Co FCF Yield % Chart

Bank of Tianjin Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 78.23 37.91 196.60 188.30 -100.89

Bank of Tianjin Co Semi-Annual Data
Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25 Jun26
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -1.35 188.65 23.74 -98.51 61.39

Bank of Tianjin Co FCF Yield % Competitor Comparison

For the Banks - Regional subindustry, Bank of Tianjin Co's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bank of Tianjin Co FCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Bank of Tianjin Co's FCF Yield % distribution charts can be found below:

* The bar in red indicates where Bank of Tianjin Co's FCF Yield % falls into.


FRA:B95
55GF Score
Bank of Tianjin Co Ltd FRA:B95
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Bank of Tianjin Co FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

Bank of Tianjin Co's FCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=-1668.19111 / 1653.5501154332
=-100.89%

Bank of Tianjin Co's annualized FCF Yield % for the quarter that ended in Jun. 2026 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=307.2626 * 2 / 1320.2987348745
=46.54%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of 25.26 mean?
Bank of Tianjin Co (FRA:B95) has a FCF Yield % of 25.26 as of Sep. 20, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Bank of Tianjin Co and its competitors. This is 40% below median its historical median of 41.99. According to the industry distribution chart, Bank of Tianjin Co ranks #147 out of 1492 companies in the Banks industry, placing it in the top 9.9%.
Is Bank of Tianjin Co's FCF Yield % too high?
Bank of Tianjin Co's current FCF Yield % of 25.26 is 40% below median its 10-year median of 41.99. The Banks industry median FCF Yield % is 7.96. Bank of Tianjin Co's value of 25.26 is 217.3% above this industry median. Based on the distribution chart, Bank of Tianjin Co ranks #147 out of 1492 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Bank of Tianjin Co has a GF Score™ of 55/100, reflecting its overall financial health beyond just this single metric.
How does Bank of Tianjin Co's FCF Yield % compare to competitors?
According to the Banks industry distribution chart, Bank of Tianjin Co ranks #147 out of 1492 companies for FCF Yield %. This places Bank of Tianjin Co in the top 10% of its industry — outperforming the majority of peers. The industry median FCF Yield % is 7.96. Bank of Tianjin Co's value of 25.26 is 217.3% above this benchmark. While the company's 10-year median is 41.99 vs. the industry median of 7.96, Bank of Tianjin Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 7.96, based on 1,492 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank of Tianjin Co's current FCF Yield % of 25.26 is 217.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Bank of Tianjin Co and its competitors. For the Banks industry, the median FCF Yield % is 7.96 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank of Tianjin Co's current FCF Yield % is 25.26, which is 40% below median its own 10-year median of 41.99. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Tianjin Co stock overvalued right now?
Bank of Tianjin Co (FRA:B95) has a current FCF Yield % of 25.26. The stock's GF Value™ is €0.21, compared to a current price of €0.21 — trading 1.9% above its estimated fair value. The current FCF Yield % is 25.26, which is 40% below median its 10-year median of 41.99 and 217.3% above the Banks industry median of 7.96. Bank of Tianjin Co's overall GF Score™ is 55/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Bank of Tianjin Co (FRA:B95), the current FCF Yield % is 25.26 as of Sep. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank of Tianjin Co (FRA:B95) Overvalued in 2026?

Based on GuruFocus' analysis, Bank of Tianjin Co stock appears to be overvalued. The current stock price of €0.21 is trading 1.9% above its estimated GF Value™ of €0.21.

Key valuation signals for FRA:B95:

  • FCF Yield %: 25.26 (40% below median its 10-year median of 41.99)
  • GF Value™: €0.21 vs. price of €0.21 (1.9% above fair value)
  • GF Score™: 55/100 with 4 warning signs
  • Industry Position: 217.3% above the Banks median (#147 of 1492)

No single metric tells the full story. See the FRA:B95 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bank of Tianjin Co Business Description

Other Exchanges 01578:Hong Kong
Address No. 15 Youyi Road, Hexi District, Tianjin, CHN, 300201
Bank of Tianjin Co Ltd is engaged in corporate banking, personal banking, treasury operations, and other financial services, providing a diversified range of banking products and services. The corporate banking segment, which generates maximum revenue, offers loans, trade financing, deposit-taking, and intermediary services to corporations, government agencies, and financial institutions. The personal banking segment provides loans, deposits, card business, wealth management, and intermediary services to individual customers. The treasury operations segment conducts money market, foreign exchange, precious metals, and derivatives transactions, and debt instrument investments for its own accounts or on behalf of customers.
55GF Score

Get the complete analysis for FRA:B95

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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