AllstateHAM:ALS +2.55%75 FCF Yield % is 19.35 as of Jun. 24, 2026, which is 42% above its 10-year median of 13.67. GuruFocus rates HAM:ALS with a GF Score™ of 75/100 and a GF Value™ of €173.49 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 505 Insurance companies, Allstate ranks better than 80.2% on this metric.
FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Allstate FCF Yield % Related Terms
Allstate FCF Yield % Historical Data
* Premium members only.
The historical data trend for Allstate's FCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, Allstate's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Allstate FCF Yield % vs Insurance Industry
For the Insurance industry and Financial Services sector, Allstate's FCF Yield % distribution charts can be found below:
* The bar in red indicates where Allstate's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Allstate (HAM:ALS) has a FCF Yield % of 19.35 as of Jun. 24, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Allstate and its competitors. This is 42% above median its historical median of 13.67. Over the past decade, Allstate's FCF Yield % has ranged from 8.73 to 21.31. According to the industry distribution chart, Allstate ranks #100 out of 505 companies in the Insurance industry, placing it in the top 19.8%.
Is Allstate's FCF Yield % too high?
Allstate's current FCF Yield % of 19.35 is 42% above median its 10-year median of 13.67. Over the past 10 years, this metric has ranged from a low of 8.73 to a high of 21.31. The Insurance industry median FCF Yield % is 7.12. Allstate's value of 19.35 is 171.8% above this industry median. Based on the distribution chart, Allstate ranks #100 out of 505 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Allstate has a GF Score™ of 75/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Allstate's FCF Yield % compare to TRV and CINF?
According to the Insurance industry distribution chart, Allstate ranks #100 out of 505 companies for FCF Yield %. This places Allstate in the top 20% of its industry — outperforming the majority of peers. The industry median FCF Yield % is 7.12. Allstate's value of 19.35 is 171.8% above this benchmark. Historically, Allstate's own FCF Yield % has ranged from 8.73 to 21.31 over the past decade. While the company's 10-year median is 13.67 vs. the industry median of 7.12, Allstate has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for an Insurance company?
The median FCF Yield % among Insurance companies is 7.12, based on 505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Allstate's current FCF Yield % of 19.35 is 171.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Allstate and its competitors. For the Insurance industry, the median FCF Yield % is 7.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Allstate's current FCF Yield % is 19.35, which is 42% above median its own 10-year median of 13.67. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Allstate stock overvalued right now?
Based on GuruFocus' analysis, Allstate (HAM:ALS) is currently considered Modestly Overvalued. The stock's GF Value™ is €173.49, compared to a current price of €201.20 — trading 16% above its estimated fair value. The current FCF Yield % is 19.35, which is 42% above median its 10-year median of 13.67 and 171.8% above the Insurance industry median of 7.12. Allstate's overall GF Score™ is 75/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Allstate (HAM:ALS), the current FCF Yield % is 19.35 as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Allstate (HAM:ALS) Overvalued in 2026?
Based on GuruFocus' analysis, Allstate stock appears to be overvalued.
The current stock price of €201.20 is trading 16% above its estimated GF Value™ of €173.49.
GuruFocus considers Allstate to be Modestly Overvalued.
Key valuation signals for HAM:ALS:
FCF Yield %: 19.35 (42% above median its 10-year median of 13.67)
GF Value™: €173.49 vs. price of €201.20 (16% above fair value)
Industry Position: 171.8% above the Insurance median (#100 of 505)
No single metric tells the full story. See the HAM:ALS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Allstate is one of the largest US property-casualty insurers in the US. Personal auto represents the largest percentage of revenue, but the company offers homeowners insurance and other insurance products. Allstate products are sold in North America primarily by about 6,000 exclusive agents.
75GF Score
Get the complete analysis for HAM:ALS
FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
HAM:ALS has been successfully added to your 
