Tryg AS (LTS:0R78) FCF Yield %: 7.72 (As of Jul. 19, 2026) — 82% Above Median

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Founder & CEO of GuruFocus
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LTS:0R78 Tryg AS LTS:0R78
77 GF Score
Price kr155.15
GF Value kr165.02
Valuation Fairly Valued
! 6 Warning Signs
View Full Analysis

What is Tryg AS FCF Yield %?

Tryg AS LTS:0R78 +1.41% 77 FCF Yield % is 7.72 as of Jul. 19, 2026, which is 82% above its 10-year median of 4.24. GuruFocus rates LTS:0R78 with a GF Score™ of 77/100 and a GF Value™ of kr165.02 (Fairly Valued). The stock has 6 warning signs investors should review. Among 505 Insurance companies, Tryg AS ranks better than 52.67% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, Tryg AS's Trailing 12-Month Free Cash Flow is kr7,152 Mil, and Market Cap is kr92,598 Mil. Therefore, Tryg AS's FCF Yield % for today is 7.72%.

The historical rank and industry rank for Tryg AS's FCF Yield % or its related term are showing as below:

LTS:0R78' s FCF Yield % Range Over the Past 10 Years
Min: -5.81   Med: 4.24   Max: 10.52
Current: 7.72


During the past 13 years, the highest FCF Yield % of Tryg AS was 10.52%. The lowest was -5.81%. And the median was 4.24%.

LTS:0R78's FCF Yield % is ranked better than
52.67% of 505 companies
in the Insurance industry
Industry Median: 7.01 vs LTS:0R78: 7.72

Tryg AS's FCF Margin % for the quarter that ended in Jun. 2026 was 12.15%.


Tryg AS FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Tryg AS FCF Yield % Related Terms


Tryg AS FCF Yield % Historical Data

* Premium members only.

The historical data trend for Tryg AS's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Tryg AS FCF Yield % Chart

Tryg AS Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.46 0.18 6.61 5.17 6.40

Tryg AS Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -3.28 5.36 8.22 10.46 6.20

LTS:0R78 vs BRK.A, AIG, HIG: FCF Yield % Comparison

For the Insurance - Diversified subindustry, Tryg AS's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Tryg AS FCF Yield % vs Insurance Industry

For the Insurance industry and Financial Services sector, Tryg AS's FCF Yield % distribution charts can be found below:

* The bar in red indicates where Tryg AS's FCF Yield % falls into.


LTS:0R78
77GF Score
Tryg AS LTS:0R78
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Tryg AS FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

Tryg AS's FCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=6382 / 99754.5483
=6.40%

Tryg AS's annualized FCF Yield % for the quarter that ended in Jun. 2026 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=1384 * 4 / 89260.8766
=6.20%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of 7.72 mean?
Tryg AS (LTS:0R78) has a FCF Yield % of 7.72 as of Jul. 19, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Tryg AS and its competitors. This is 82% above median its historical median of 4.24. According to the industry distribution chart, Tryg AS ranks #239 out of 505 companies in the Insurance industry, placing it in the top 47.3%.
Is Tryg AS's FCF Yield % too high?
Tryg AS's current FCF Yield % of 7.72 is 82% above median its 10-year median of 4.24. The Insurance industry median FCF Yield % is 7.01. Tryg AS's value of 7.72 is 10.1% above this industry median. Based on the distribution chart, Tryg AS ranks #239 out of 505 companies in the Insurance industry, which is above the industry midpoint. Overall, Tryg AS has a GF Score™ of 77/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Tryg AS's FCF Yield % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Tryg AS ranks #239 out of 505 companies for FCF Yield %. This puts Tryg AS in the upper half of its industry. The industry median FCF Yield % is 7.01. Tryg AS's value of 7.72 is 10.1% above this benchmark. While the company's 10-year median is 4.24 vs. the industry median of 7.01, Tryg AS has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for an Insurance company?
The median FCF Yield % among Insurance companies is 7.01, based on 505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Tryg AS's current FCF Yield % of 7.72 is 10.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Tryg AS and its competitors. For the Insurance industry, the median FCF Yield % is 7.01 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Tryg AS's current FCF Yield % is 7.72, which is 82% above median its own 10-year median of 4.24. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Tryg AS stock overvalued right now?
Based on GuruFocus' analysis, Tryg AS (LTS:0R78) is currently considered Fairly Valued. The stock's GF Value™ is kr165.02, compared to a current price of kr155.15 — trading 6% below its estimated fair value. The current FCF Yield % is 7.72, which is 82% above median its 10-year median of 4.24 and 10.1% above the Insurance industry median of 7.01. Tryg AS's overall GF Score™ is 77/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Tryg AS (LTS:0R78), the current FCF Yield % is 7.72 as of Jul. 19, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Tryg AS (LTS:0R78) Overvalued in 2026?

Based on GuruFocus' analysis, Tryg AS stock appears to be undervalued. The current stock price of kr155.15 is trading 6% below its estimated GF Value™ of kr165.02. GuruFocus considers Tryg AS to be Fairly Valued.

Key valuation signals for LTS:0R78:

  • FCF Yield %: 7.72 (82% above median its 10-year median of 4.24)
  • GF Value™: kr165.02 vs. price of kr155.15 (6% below fair value)
  • GF Score™: 77/100 with 6 warning signs
  • Industry Position: 10.1% above the Insurance median (#239 of 505)

No single metric tells the full story. See the LTS:0R78 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Tryg AS Business Description

Address Klausdalsbrovej 601, Ballerup, DNK, 2750
For a long period of time Tryg was focussed purely on the Danish market, but over the last two decades the company has built its presence in Scandinavia more broadly. So, while this nonlife insurer derives close to 50% of its revenue from Denmark, it derives another 30% from Sweden and close to 20% from Norway. Comprehensive motor, third-party, accident, and health are Tryg's largest lines of business. Tryg insures both companies and private individuals, though private individuals make up close to two-thirds of revenue. In June 2021 Tryg acquired the Scandinavian operations of Royal Sun Alliance. The acquisition provided Tryg with a significant step forward in Sweden, introducing DKK 8 billion of insurance revenue and DKK 1 billion in Norway.
77GF Score

Get the complete analysis for LTS:0R78

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr155.15
Price
kr165.02
GF Value