Hamilton Insurance Group (STU:QN0) FCF Yield %: 26.54 (As of Jul. 23, 2026) — Near Median

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STU:QN0 Hamilton Insurance Group Ltd STU:QN0
64 GF Score
Price €30.00
GF Value €23.39
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Hamilton Insurance Group FCF Yield %?

Hamilton Insurance Group STU:QN0 -1.32% 64 FCF Yield % is 26.54 as of Jul. 23, 2026, which is 5% below its 10-year median of 27.99. GuruFocus rates STU:QN0 with a GF Score™ of 64/100 and a GF Value™ of €23.39 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 504 Insurance companies, Hamilton Insurance Group ranks better than 88.29% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, Hamilton Insurance Group's Trailing 12-Month Free Cash Flow is €779 Mil, and Market Cap is €2,999 Mil. Therefore, Hamilton Insurance Group's FCF Yield % for today is 26.54%.

The historical rank and industry rank for Hamilton Insurance Group's FCF Yield % or its related term are showing as below:

STU:QN0' s FCF Yield % Range Over the Past 10 Years
Min: 14.34   Med: 27.99   Max: 40.28
Current: 26.54


During the past 6 years, the highest FCF Yield % of Hamilton Insurance Group was 40.28%. The lowest was 14.34%. And the median was 27.99%.

STU:QN0's FCF Yield % is ranked better than
88.29% of 504 companies
in the Insurance industry
Industry Median: 7.01 vs STU:QN0: 26.54

Hamilton Insurance Group's FCF Margin % for the quarter that ended in Mar. 2026 was 13.04%.


Hamilton Insurance Group FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Hamilton Insurance Group FCF Yield % Related Terms


Hamilton Insurance Group FCF Yield % Historical Data

* Premium members only.

The historical data trend for Hamilton Insurance Group's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Hamilton Insurance Group FCF Yield % Chart

Hamilton Insurance Group Annual Data
Trend Nov20 Nov21 Dec22 Dec23 Dec24 Dec25
FCF Yield %
Get a 7-Day Free Trial 0.00 0.00 17.71 40.38 30.78

Hamilton Insurance Group Quarterly Data
Nov21 Mar22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.65 41.56 49.72 42.89 13.73

STU:QN0 vs SPNT, GLRE, KG: FCF Yield % Comparison

For the Insurance - Reinsurance subindustry, Hamilton Insurance Group's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Hamilton Insurance Group FCF Yield % vs Insurance Industry

For the Insurance industry and Financial Services sector, Hamilton Insurance Group's FCF Yield % distribution charts can be found below:

* The bar in red indicates where Hamilton Insurance Group's FCF Yield % falls into.


STU:QN0
64GF Score
Hamilton Insurance Group Ltd STU:QN0
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Hamilton Insurance Group FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

Hamilton Insurance Group's FCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=719.367 / 2337.0844
=30.78%

Hamilton Insurance Group's annualized FCF Yield % for the quarter that ended in Mar. 2026 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=87.216 * 4 / 2541.3888
=13.73%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of 26.54 mean?
Hamilton Insurance Group (STU:QN0) has a FCF Yield % of 26.54 as of Jul. 23, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Hamilton Insurance Group and its competitors. This is near median its historical median of 27.99. Over the past decade, Hamilton Insurance Group's FCF Yield % has ranged from 14.34 to 40.28. According to the industry distribution chart, Hamilton Insurance Group ranks #59 out of 504 companies in the Insurance industry, placing it in the top 11.7%.
Is Hamilton Insurance Group's FCF Yield % too high?
Hamilton Insurance Group's current FCF Yield % of 26.54 is near median its 10-year median of 27.99. Over the past 10 years, this metric has ranged from a low of 14.34 to a high of 40.28. The Insurance industry median FCF Yield % is 7.01. Hamilton Insurance Group's value of 26.54 is 278.6% above this industry median. Based on the distribution chart, Hamilton Insurance Group ranks #59 out of 504 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Hamilton Insurance Group has a GF Score™ of 64/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Hamilton Insurance Group's FCF Yield % compare to SPNT and GLRE?
According to the Insurance industry distribution chart, Hamilton Insurance Group ranks #59 out of 504 companies for FCF Yield %. This places Hamilton Insurance Group in the top 12% of its industry — outperforming the majority of peers. The industry median FCF Yield % is 7.01. Hamilton Insurance Group's value of 26.54 is 278.6% above this benchmark. Historically, Hamilton Insurance Group's own FCF Yield % has ranged from 14.34 to 40.28 over the past decade. While the company's 10-year median is 27.99 vs. the industry median of 7.01, Hamilton Insurance Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for an Insurance company?
The median FCF Yield % among Insurance companies is 7.01, based on 504 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hamilton Insurance Group's current FCF Yield % of 26.54 is 278.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Hamilton Insurance Group and its competitors. For the Insurance industry, the median FCF Yield % is 7.01 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hamilton Insurance Group's current FCF Yield % is 26.54, which is near median its own 10-year median of 27.99. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hamilton Insurance Group stock overvalued right now?
Based on GuruFocus' analysis, Hamilton Insurance Group (STU:QN0) is currently considered Modestly Overvalued. The stock's GF Value™ is €23.39, compared to a current price of €30.00 — trading 28.3% above its estimated fair value. The current FCF Yield % is 26.54, which is near median its 10-year median of 27.99 and 278.6% above the Insurance industry median of 7.01. Hamilton Insurance Group's overall GF Score™ is 64/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Hamilton Insurance Group (STU:QN0), the current FCF Yield % is 26.54 as of Jul. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Hamilton Insurance Group (STU:QN0) Overvalued in 2026?

Based on GuruFocus' analysis, Hamilton Insurance Group stock appears to be overvalued. The current stock price of €30.00 is trading 28.3% above its estimated GF Value™ of €23.39. GuruFocus considers Hamilton Insurance Group to be Modestly Overvalued.

Key valuation signals for STU:QN0:

  • FCF Yield %: 26.54 (near median its 10-year median of 27.99)
  • GF Value™: €23.39 vs. price of €30.00 (28.3% above fair value)
  • GF Score™: 64/100 with 6 warning signs
  • Industry Position: 278.6% above the Insurance median (#59 of 504)

No single metric tells the full story. See the STU:QN0 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Hamilton Insurance Group Business Description

Other Exchanges HG:USA
Address 90 Pitts Bay Road, Wellesley House North, 1st Floor, Pembroke, BMU, HM 08
Hamilton Insurance Group Ltd is a specialty insurance and reinsurance company. It operates globally, with underwriting operations in London, Dublin, Bermuda, and the United States. It operates three principal underwriting platforms (Hamilton Global Specialty, Hamilton Select, and Hamilton Re) that are categorized into two reporting business segments: International and Bermuda.
64GF Score

Get the complete analysis for STU:QN0

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€30.00
Price
€23.39
GF Value