Cullen/Frost Bankers (FRA:CFZ) FFO per Share

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:CFZ Cullen/Frost Bankers Inc FRA:CFZ
72 GF Score
Price €135.00
GF Value €117.05
! 6 Warning Signs
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What is Cullen/Frost Bankers FFO per Share?

FFO per Share only applies to REITs.

FRA:CFZ
72GF Score
Cullen/Frost Bankers Inc FRA:CFZ
FFO per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Cullen/Frost Bankers (FRA:CFZ) Overvalued in 2026?

Based on GuruFocus' analysis, Cullen/Frost Bankers stock appears to be overvalued. The current stock price of €135.00 is trading 15.3% above its estimated GF Value™ of €117.05.

Key valuation signals for FRA:CFZ:

  • FFO per Share:
  • GF Value™: €117.05 vs. price of €135.00 (15.3% above fair value)
  • GF Score™: 72/100 with 6 warning signs

No single metric tells the full story. See the FRA:CFZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Cullen/Frost Bankers Business Description

Address 111 W. Houston Street, San Antonio, TX, USA, 78205
Cullen/Frost is a regional US bank with around $52 billion in assets (as of March 2026), and it focuses exclusively on the Texas market. The bank has deep expertise in this market. It has implemented a relationship-based banking approach that has garnered a strong market share in San Antonio. Cullen/Frost is also expanding into Houston, Dallas, and Austin market regions through targeted branch openings rather than acquisitions. The bank's sweet spot is small to medium-sized Texas-based commercial clients.
72GF Score

Get the complete analysis for FRA:CFZ

FFO per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€135.00
Price
€117.05
GF Value