Lodgyslife AG (HAM:IRPA) Piotroski F-Score: 6 (As of Jun. 26, 2026) — 20% Above Median


HAM:IRPA Lodgyslife AG HAM:IRPA
38 GF Score
Price €5.00
GF Value €49.55
Valuation Possible Value Trap
! 5 Warning Signs
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What is Lodgyslife AG Piotroski F-Score?

Lodgyslife AG HAM:IRPA 38 Piotroski F-Score is 6 as of Jun. 26, 2026, which is 20% above its 10-year median of 5.00. GuruFocus rates HAM:IRPA with a GF Score™ of 38/100 and a GF Value™ of €49.55 (Possible Value Trap). The stock has 5 warning signs investors should review. Among 1,597 Asset Management companies, Lodgyslife AG ranks better than 82.72% on this metric.

The zones of discrimination were as such:

Good or high score = 7, 8, 9
Bad or low score = 0, 1, 2, 3

Lodgyslife AG has an F-score of 6 indicating the company's financial situation is typical for a stable company.

The historical rank and industry rank for Lodgyslife AG's Piotroski F-Score or its related term are showing as below:

HAM:IRPA' s Piotroski F-Score Range Over the Past 10 Years
Min: 3   Med: 5   Max: 7
Current: 6

During the past 6 years, the highest Piotroski F-Score of Lodgyslife AG was 7. The lowest was 3. And the median was 5.

Lodgyslife AG  (HAM:IRPA) Piotroski F-Score Explanation

The developer of the system is Joseph D. Piotroski is relatively unknown accounting professor who shuns publicity and rarely gives interviews.

He graduated from the University of Illinois with a B.S. in accounting in 1989, received an M.B.A. from Indiana University in 1994. Five years later, in 1999, after earning a Ph.D. in accounting from the University of Michigan, he became an associate professor of accounting at the University of Chicago.

In 2000, he wrote a research paper called "Value Investing: The Use of Historical Financial Statement Information to Separate Winners from Losers" (pdf).

He wanted to see if he can develop a system (using a simple nine-point scoring system) that can increase the returns of a strategy of investing in low price to book (referred to in the paper as high book to market) value companies.

What he found was something that exceeded his most optimistic expectations.

Buying only those companies that scored highest (8 or 9) on his nine-point scale, or F-Score as he called it, over the 20 year period from 1976 to 1996 led to an average out-performance over the market of 13.4%.

Even more impressive were the results of a strategy of investing in the highest F-Score companies (8 or 9) and shorting companies with the lowest F-Score (0 or 1).

Over the same period from 1976 to 1996 (20 years) this strategy led to an average yearly return of 23%, substantially outperforming the average S&P 500 index return of 15.83% over the same period.


Lodgyslife AG Piotroski F-Score Related Terms


Lodgyslife AG Piotroski F-Score Historical Data

* Premium members only.

The historical data trend for Lodgyslife AG's Piotroski F-Score can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Lodgyslife AG Piotroski F-Score Chart

Lodgyslife AG Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec23 Dec24
Piotroski F-Score
Get a 7-Day Free Trial N/A 3.00 7.00 4.00 6.00

Lodgyslife AG Semi-Annual Data
Dec17 Dec18 Dec19 Dec20 Dec23 Dec24
Piotroski F-Score Get a 7-Day Free Trial N/A 3.00 7.00 4.00 6.00

HAM:IRPA vs BLK, BX, KKR: Piotroski F-Score Comparison

For the Asset Management subindustry, Lodgyslife AG's Piotroski F-Score, along with its competitors' market caps and Piotroski F-Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Lodgyslife AG Piotroski F-Score vs Asset Management Industry

For the Asset Management industry and Financial Services sector, Lodgyslife AG's Piotroski F-Score distribution charts can be found below:

* The bar in red indicates where Lodgyslife AG's Piotroski F-Score falls into.


HAM:IRPA
38GF Score
Lodgyslife AG HAM:IRPA
Piotroski F-Score is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

How is the Piotroski F-Score calculated?

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

This Year (Dec24) TTM:Last Year (Dec23) TTM:
Net Income was €-8.81 Mil.
Cash Flow from Operations was €0.70 Mil.
Revenue was €18.11 Mil.
Gross Profit was €7.14 Mil.
Average Total Assets from the begining of this year (Dec23)
to the end of this year (Dec24) was (44.464 + 44.187) / 2 = €44.3255 Mil.
Total Assets at the begining of this year (Dec23) was €44.46 Mil.
Long-Term Debt & Capital Lease Obligation was €0.00 Mil.
Total Current Assets was €2.43 Mil.
Total Current Liabilities was €6.19 Mil.
Net Income was €-10.75 Mil.

Revenue was €12.76 Mil.
Gross Profit was €3.78 Mil.
Average Total Assets from the begining of last year (Dec20)
to the end of last year (Dec23) was (8.052 + 44.464) / 2 = €26.258 Mil.
Total Assets at the begining of last year (Dec20) was €8.05 Mil.
Long-Term Debt & Capital Lease Obligation was €0.00 Mil.
Total Current Assets was €10.27 Mil.
Total Current Liabilities was €7.05 Mil.

*Note: If the latest quarterly/semi-annual/annual total assets data is 0, then we will use previous quarterly/semi-annual/annual data for all the items in the balance sheet.

Profitability

Question 1. Return on Assets (ROA)

Net income before extraordinary items for the year divided by Total Assets at the beginning of the year.

Score 1 if positive, 0 if negative.

Lodgyslife AG's current Net Income (TTM) was -8.81. ==> Negative ==> Score 0.

Question 2. Cash Flow Return on Assets (CFROA)

Net cash flow from operating activities (operating cash flow) divided by Total Assets at the beginning of the year.

Score 1 if positive, 0 if negative.

Lodgyslife AG's current Cash Flow from Operations (TTM) was 0.70. ==> Positive ==> Score 1.

Question 3. Change in Return on Assets

Compare this year's return on assets (1) to last year's return on assets.

Score 1 if it's higher, 0 if it's lower.

ROA (This Year)=Net Income/Total Assets (Dec23)
=-8.809/44.464
=-0.19811533

ROA (Last Year)=Net Income/Total Assets (Dec20)
=-10.75/8.052
=-1.33507203

Lodgyslife AG's return on assets of this year was -0.19811533. Lodgyslife AG's return on assets of last year was -1.33507203. ==> This year is higher. ==> Score 1.

Question 4. Quality of Earnings (Accrual)

Compare Cash flow return on assets (2) to return on assets (1)

Score 1 if CFROA > ROA, 0 if CFROA <= ROA.

Lodgyslife AG's current Net Income (TTM) was -8.81. Lodgyslife AG's current Cash Flow from Operations (TTM) was 0.70. ==> 0.70 > -8.81 ==> CFROA > ROA ==> Score 1.

Funding

Question 5. Change in Gearing or Leverage

Compare this year's gearing (long-term debt divided by average total assets) to last year's gearing.

Score 0 if this year's gearing is higher, 1 otherwise.

Gearing (This Year: Dec24)=Long-Term Debt & Capital Lease Obligation/Average Total Assets from Dec23 to Dec24
=0/44.3255
=0

Gearing (Last Year: Dec23)=Long-Term Debt & Capital Lease Obligation/Average Total Assets from Dec20 to Dec23
=0/26.258
=0

Lodgyslife AG's gearing of this year was 0. Lodgyslife AG's gearing of last year was 0. ==> This year is lower or equal to last year. ==> Score 1.

Question 6. Change in Working Capital (Liquidity)

Compare this year's current ratio (current assets divided by current liabilities) to last year's current ratio.

Score 1 if this year's current ratio is higher, 0 if it's lower

Current Ratio (This Year: Dec24)=Total Current Assets/Total Current Liabilities
=2.431/6.192
=0.39260336

Current Ratio (Last Year: Dec23)=Total Current Assets/Total Current Liabilities
=10.274/7.052
=1.45689166

Lodgyslife AG's current ratio of this year was 0.39260336. Lodgyslife AG's current ratio of last year was 1.45689166. ==> Last year's current ratio is higher ==> Score 0.

Question 7. Change in Shares in Issue

Compare the number of shares in issue this year, to the number in issue last year.

Score 0 if there is larger number of shares in issue this year, 1 otherwise.

Lodgyslife AG's number of shares in issue this year was 3.802. Lodgyslife AG's number of shares in issue last year was 3.802. ==> There is smaller number of shares in issue this year, or the same. ==> Score 1.

Efficiency

Question 8. Change in Gross Margin

Compare this year's gross margin (Gross Profit divided by sales) to last year's.

Score 1 if this year's gross margin is higher, 0 if it's lower.

Gross Margin (This Year: TTM)=Gross Profit/Revenue
=7.137/18.106
=0.39417873

Gross Margin (Last Year: TTM)=Gross Profit/Revenue
=3.776/12.759
=0.29594796

Lodgyslife AG's gross margin of this year was 0.39417873. Lodgyslife AG's gross margin of last year was 0.29594796. ==> This year's gross margin is higher. ==> Score 1.

Question 9. Change in asset turnover

Compare this year's asset turnover (total sales for the year divided by total assets at the beginning of the year) to last year's asset turnover ratio.

Score 1 if this year's asset turnover ratio is higher, 0 if it's lower

Asset Turnover (This Year)=Revenue/Total Assets at the Beginning of This Year (Dec23)
=18.106/44.464
=0.40720583

Asset Turnover (Last Year)=Revenue/Total Assets at the Beginning of Last Year (Dec20)
=12.759/8.052
=1.58457526

Lodgyslife AG's asset turnover of this year was 0.40720583. Lodgyslife AG's asset turnover of last year was 1.58457526. ==> Last year's asset turnover is higher ==> Score 0.

Evaluation

Piotroski F-Score= Que. 1+ Que. 2+ Que. 3+Que. 4+Que. 5+Que. 6+Que. 7+Que. 8+Que. 9
=0+1+1+1+1+0+1+1+0
=6

Good or high score = 7, 8, 9
Bad or low score = 0, 1, 2, 3

Lodgyslife AG has an F-score of 6 indicating the company's financial situation is typical for a stable company.

Frequently Asked Questions Learn more about Piotroski F-Score →
What does a Piotroski F-Score of 6 mean?
Lodgyslife AG (HAM:IRPA) has a Piotroski F-Score of 6 as of Jun. 26, 2026. The Piotroski F-score grades a company's business operating strength from 0-9. View historical data on Lodgyslife AG and its competitors. This is 20% above median its historical median of 5.00. Over the past decade, Lodgyslife AG's Piotroski F-Score has ranged from 3.00 to 7.00. According to the industry distribution chart, Lodgyslife AG ranks #276 out of 1597 companies in the Asset Management industry, placing it in the top 17.3%.
Is Lodgyslife AG's Piotroski F-Score too high?
Lodgyslife AG's current Piotroski F-Score of 6 is 20% above median its 10-year median of 5.00. Over the past 10 years, this metric has ranged from a low of 3.00 to a high of 7.00. The Asset Management industry median Piotroski F-Score is 5.00. Lodgyslife AG's value of 6 is 20% above this industry median. Based on the distribution chart, Lodgyslife AG ranks #276 out of 1597 companies in the Asset Management industry, which is in the top quartile — a strong position relative to peers. Overall, Lodgyslife AG has a GF Score™ of 38/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Lodgyslife AG's Piotroski F-Score compare to BLK and BX?
According to the Asset Management industry distribution chart, Lodgyslife AG ranks #276 out of 1597 companies for Piotroski F-Score. This places Lodgyslife AG in the top 17% of its industry — outperforming the majority of peers. The industry median Piotroski F-Score is 5.00. Lodgyslife AG's value of 6 is 20% above this benchmark. Historically, Lodgyslife AG's own Piotroski F-Score has ranged from 3.00 to 7.00 over the past decade. While the company's 10-year median is 5.00 vs. the industry median of 5.00, Lodgyslife AG has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Piotroski F-Score for an Asset Management company?
The median Piotroski F-Score among Asset Management companies is 5.00, based on 1,597 companies in the industry. Companies in the top quartile (top 25%) have a Piotroski F-Score significantly above this median, while those in the bottom quartile fall well below. However, Piotroski F-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Lodgyslife AG's current Piotroski F-Score of 6 is 20% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Piotroski F-Score mean?
A high Piotroski F-Score can signal that a stock is expensive relative to its fundamentals. The Piotroski F-score grades a company's business operating strength from 0-9. View historical data on Lodgyslife AG and its competitors. For the Asset Management industry, the median Piotroski F-Score is 5.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Lodgyslife AG's current Piotroski F-Score is 6, which is 20% above median its own 10-year median of 5.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lodgyslife AG stock overvalued right now?
Based on GuruFocus' analysis, Lodgyslife AG (HAM:IRPA) is currently considered Possible Value Trap. The stock's GF Value™ is €49.55, compared to a current price of €5.00 — trading 89.9% below its estimated fair value. The current Piotroski F-Score is 6, which is 20% above median its 10-year median of 5.00 and 20% above the Asset Management industry median of 5.00. Lodgyslife AG's overall GF Score™ is 38/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Piotroski F-Score calculated?
Piotroski F-Score is calculated from a company's financial statements. For Lodgyslife AG (HAM:IRPA), the current Piotroski F-Score is 6 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Lodgyslife AG (HAM:IRPA) Overvalued in 2026?

Based on GuruFocus' analysis, Lodgyslife AG stock appears to be undervalued. The current stock price of €5.00 is trading 89.9% below its estimated GF Value™ of €49.55. GuruFocus considers Lodgyslife AG to be Possible Value Trap.

Key valuation signals for HAM:IRPA:

  • Piotroski F-Score: 6 (20% above median its 10-year median of 5.00)
  • GF Value™: €49.55 vs. price of €5.00 (89.9% below fair value)
  • GF Score™: 38/100 with 5 warning signs
  • Industry Position: 20% above the Asset Management median (#276 of 1597)

No single metric tells the full story. See the HAM:IRPA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Lodgyslife AG Business Description

Address Hausener Weg 29, Frankfurt am Main, DEU, 60489
Lodgyslife AG formerly Ferax Capital AG is an investment company. It is focused on venture capital investments in Germany. The company invests in IPO candidates and high growth potential listed companies.
38GF Score

Get the complete analysis for HAM:IRPA

Piotroski F-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€5.00
Price
€49.55
GF Value