F.I.T Group JSCSTC:FIT 67 Piotroski F-Score is 4 as of Jun. 24, 2026, which is at its 10-year median of 4.00. GuruFocus rates STC:FIT with a GF Score™ of 67/100 and a GF Value™ of ₫4,719.04 (Modestly Undervalued). The stock has 6 warning signs investors should review. Among 1,601 Asset Management companies, F.I.T Group JSC ranks worse than 56.71% on this metric.
The zones of discrimination were as such:
Good or high score = 7, 8, 9
Bad or low score = 0, 1, 2, 3
F.I.T Group JSC has an F-score of 4 indicating the company's financial situation is typical for a stable company.
The historical rank and industry rank for F.I.T Group JSC's Piotroski F-Score or its related term are showing as below:
STC:FIT'
s Piotroski F-Score Range Over the Past 10 Years
Min: 1 Med: 4 Max: 8
Current: 4
During the past 13 years, the highest Piotroski F-Score of F.I.T Group JSC was 8. The lowest was 1. And the median was 4.
F.I.T Group JSC (STC:FIT) Piotroski F-Score Explanation
The developer of the system is Joseph D. Piotroski is relatively unknown accounting professor who shuns publicity and rarely gives interviews.
He graduated from the University of Illinois with a B.S. in accounting in 1989, received an M.B.A. from Indiana University in 1994. Five years later, in 1999, after earning a Ph.D. in accounting from the University of Michigan, he became an associate professor of accounting at the University of Chicago.
He wanted to see if he can develop a system (using a simple nine-point scoring system) that can increase the returns of a strategy of investing in low price to book (referred to in the paper as high book to market) value companies.
What he found was something that exceeded his most optimistic expectations.
Buying only those companies that scored highest (8 or 9) on his nine-point scale, or F-Score as he called it, over the 20 year period from 1976 to 1996 led to an average out-performance over the market of 13.4%.
Even more impressive were the results of a strategy of investing in the highest F-Score companies (8 or 9) and shorting companies with the lowest F-Score (0 or 1).
Over the same period from 1976 to 1996 (20 years) this strategy led to an average yearly return of 23%, substantially outperforming the average S&P 500 index return of 15.83% over the same period.
F.I.T Group JSC Piotroski F-Score Related Terms
F.I.T Group JSC Piotroski F-Score Historical Data
* Premium members only.
The historical data trend for F.I.T Group JSC's Piotroski F-Score can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
STC:FIT vs BLK, BX, KKR: Piotroski F-Score Comparison
For the Asset Management subindustry, F.I.T Group JSC's Piotroski F-Score, along with its competitors' market caps and Piotroski F-Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
F.I.T Group JSC Piotroski F-Score vs Asset Management Industry
For the Asset Management industry and Financial Services sector, F.I.T Group JSC's Piotroski F-Score distribution charts can be found below:
* The bar in red indicates where F.I.T Group JSC's Piotroski F-Score falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
This Year (Mar26) TTM:
Last Year (Mar25) TTM:
Net Income was 12969.253 + 16007.568 + -4863.531 + -4405.122 = ₫19,708 Mil. Cash Flow from Operations was 8495.153 + 6223.113 + 1626641.272 + -92733.667 = ₫1,548,626 Mil. Revenue was 538777.789 + 487157.388 + 531944.043 + 493788.704 = ₫2,051,668 Mil. Gross Profit was 99339.788 + 92199.138 + 68691.761 + 75743.975 = ₫335,975 Mil.
Average Total Assets from the begining of this year (Mar25)
to the end of this year (Mar26) was
(7936340.931 + 8282508.755 + 8560703.349 + 8026704.801 + 8701568.976) / 5 = ₫8301565.3624 Mil. Total Assets at the begining of this year (Mar25) was ₫7,936,341 Mil. Long-Term Debt & Capital Lease Obligation was ₫505,156 Mil. Total Current Assets was ₫4,703,857 Mil. Total Current Liabilities was ₫2,120,878 Mil.
Net Income was 35968.142 + 23654.301 + 5409.031 + 16191.639 = ₫81,223 Mil.
Revenue was 468304.335 + 398021.643 + 678485.086 + 515308.581 = ₫2,060,120 Mil. Gross Profit was 93976.29 + 88910.828 + 116187.971 + 126578.137 = ₫425,653 Mil.
Average Total Assets from the begining of last year (Mar24)
to the end of last year (Mar25) was
(7389224.123 + 7423598.709 + 7632429.087 + 7747808.013 + 7936340.931) / 5 = ₫7625880.1726 Mil. Total Assets at the begining of last year (Mar24) was ₫7,389,224 Mil. Long-Term Debt & Capital Lease Obligation was ₫452,275 Mil. Total Current Assets was ₫5,401,936 Mil. Total Current Liabilities was ₫1,469,952 Mil.
*Note: If the latest quarterly/semi-annual/annual total assets data is 0, then we will use previous quarterly/semi-annual/annual data for all the items in the balance sheet.
Profitability
Question 1. Return on Assets (ROA)
Net income before extraordinary items for the year divided by Total Assets at the beginning of the year.
Score 1 if positive, 0 if negative.
F.I.T Group JSC's current Net Income (TTM) was 19,708.
==> Positive ==> Score 1.
Question 2. Cash Flow Return on Assets (CFROA)
Net cash flow from operating activities (operating cash flow) divided by Total Assets at the beginning of the year.
F.I.T Group JSC's return on assets of this year was 0.00248328. F.I.T Group JSC's return on assets of last year was 0.0109921.
==> Last year is higher ==> Score 0.
Question 4. Quality of Earnings (Accrual)
Compare Cash flow return on assets (2) to return on assets (1)
F.I.T Group JSC's gearing of this year was 0.06085067. F.I.T Group JSC's gearing of last year was 0.05930795.
==> Last year is lower than this year ==> Score 0.
Question 6. Change in Working Capital (Liquidity)
Compare this year's current ratio (current assets divided by current liabilities) to last year's current ratio.
Score 1 if this year's current ratio is higher, 0 if it's lower
F.I.T Group JSC's current ratio of this year was 2.21788188. F.I.T Group JSC's current ratio of last year was 3.67490678.
==> Last year's current ratio is higher ==> Score 0.
Question 7. Change in Shares in Issue
Compare the number of shares in issue this year, to the number in issue last year.
Score 0 if there is larger number of shares in issue this year, 1 otherwise.
F.I.T Group JSC's number of shares in issue this year was 339.933. F.I.T Group JSC's number of shares in issue last year was 339.933.
==> There is smaller number of shares in issue this year, or the same. ==> Score 1.
Efficiency
Question 8. Change in Gross Margin
Compare this year's gross margin (Gross Profit divided by sales) to last year's.
Score 1 if this year's gross margin is higher, 0 if it's lower.
F.I.T Group JSC's gross margin of this year was 0.16375684. F.I.T Group JSC's gross margin of last year was 0.20661578.
==> Last year's gross margin is higher ==> Score 0.
Question 9. Change in asset turnover
Compare this year's asset turnover (total sales for the year divided by total assets at the beginning of the year) to last year's asset turnover ratio.
Score 1 if this year's asset turnover ratio is higher, 0 if it's lower
F.I.T Group JSC's asset turnover of this year was 0.2585156. F.I.T Group JSC's asset turnover of last year was 0.27880054.
==> Last year's asset turnover is higher ==> Score 0.
Evaluation
Piotroski F-Score
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Good or high score = 7, 8, 9
Bad or low score = 0, 1, 2, 3
F.I.T Group JSC has an F-score of 4 indicating the company's financial situation is typical for a stable company.
F.I.T Group JSC (STC:FIT) has a Piotroski F-Score of 4 as of Jun. 24, 2026. The Piotroski F-score grades a company's business operating strength from 0-9. View historical data on F.I.T Group JSC and its competitors. This is near median its historical median of 4.00. Over the past decade, F.I.T Group JSC's Piotroski F-Score has ranged from 1.00 to 8.00. According to the industry distribution chart, F.I.T Group JSC ranks #908 out of 1601 companies in the Asset Management industry, placing it in the top 56.7%.
Is F.I.T Group JSC's Piotroski F-Score too high?
F.I.T Group JSC's current Piotroski F-Score of 4 is near median its 10-year median of 4.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 8.00. The Asset Management industry median Piotroski F-Score is 5.00. F.I.T Group JSC's value of 4 is 20% below this industry median. Based on the distribution chart, F.I.T Group JSC ranks #908 out of 1601 companies in the Asset Management industry, which is below the industry midpoint. Overall, F.I.T Group JSC has a GF Score™ of 67/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does F.I.T Group JSC's Piotroski F-Score compare to BLK and BX?
According to the Asset Management industry distribution chart, F.I.T Group JSC ranks #908 out of 1601 companies for Piotroski F-Score. This places F.I.T Group JSC in the lower half of its industry. The industry median Piotroski F-Score is 5.00. F.I.T Group JSC's value of 4 is 20% below this benchmark. Historically, F.I.T Group JSC's own Piotroski F-Score has ranged from 1.00 to 8.00 over the past decade. While the company's 10-year median is 4.00 vs. the industry median of 5.00, F.I.T Group JSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Piotroski F-Score for an Asset Management company?
The median Piotroski F-Score among Asset Management companies is 5.00, based on 1,601 companies in the industry. Companies in the top quartile (top 25%) have a Piotroski F-Score significantly above this median, while those in the bottom quartile fall well below. However, Piotroski F-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. F.I.T Group JSC's current Piotroski F-Score of 4 is 20% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Piotroski F-Score mean?
A high Piotroski F-Score can signal that a stock is expensive relative to its fundamentals. The Piotroski F-score grades a company's business operating strength from 0-9. View historical data on F.I.T Group JSC and its competitors. For the Asset Management industry, the median Piotroski F-Score is 5.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. F.I.T Group JSC's current Piotroski F-Score is 4, which is near median its own 10-year median of 4.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is F.I.T Group JSC stock overvalued right now?
Based on GuruFocus' analysis, F.I.T Group JSC (STC:FIT) is currently considered Modestly Undervalued. The stock's GF Value™ is ₫4,719.04, compared to a current price of ₫3,790.00 — trading 19.7% below its estimated fair value. The current Piotroski F-Score is 4, which is near median its 10-year median of 4.00 and 20% below the Asset Management industry median of 5.00. F.I.T Group JSC's overall GF Score™ is 67/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Piotroski F-Score calculated?
Piotroski F-Score is calculated from a company's financial statements. For F.I.T Group JSC (STC:FIT), the current Piotroski F-Score is 4 as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is F.I.T Group JSC (STC:FIT) Overvalued in 2026?
Based on GuruFocus' analysis, F.I.T Group JSC stock appears to be undervalued.
The current stock price of ₫3,790.00 is trading 19.7% below its estimated GF Value™ of ₫4,719.04.
GuruFocus considers F.I.T Group JSC to be Modestly Undervalued.
Key valuation signals for STC:FIT:
Piotroski F-Score: 4 (near median its 10-year median of 4.00)
GF Value™: ₫4,719.04 vs. price of ₫3,790.00 (19.7% below fair value)
Industry Position: 20% below the Asset Management median (#908 of 1601)
No single metric tells the full story. See the STC:FIT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
F.I.T Group JSC is a Vietnam based company operating in the investment advisory field and financial services. It offers advisory services such as capital mobilization and consultant service for the project, person and business; and M&A advisory service. In addition, the group is also engaged in providing real estate services, which includes appraising service, real estate repo service, management real estate service, mobilizing capital for real estate service, financial advisory service for real estate project including, rent, sell and purchase activities, and direct investment into real estate project. Through its subsidiaries, the group is also involved in the businesses of pharmaceutical, agriculture, FMCG and others.
67GF Score
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