Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. F.I.T Group JSC's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was ₫135,078 Mil. F.I.T Group JSC's average total debt for the quarter that ended in Mar. 2026 was ₫1,899,619 Mil. Therefore, F.I.T Group JSC's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 7.11%.
F.I.T Group JSC (STC:FIT) Effective Interest Rate on Debt % Explanation
Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.
F.I.T Group JSC Effective Interest Rate on Debt % Related Terms
F.I.T Group JSC Effective Interest Rate on Debt % Historical Data
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The historical data trend for F.I.T Group JSC's Effective Interest Rate on Debt % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
F.I.T Group JSC Effective Interest Rate on Debt % Chart
STC:FIT vs BLK, BX, KKR: Effective Interest Rate on Debt % Comparison
For the Asset Management subindustry, F.I.T Group JSC's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
F.I.T Group JSC Effective Interest Rate on Debt % vs Asset Management Industry
For the Asset Management industry and Financial Services sector, F.I.T Group JSC's Effective Interest Rate on Debt % distribution charts can be found below:
* The bar in red indicates where F.I.T Group JSC's Effective Interest Rate on Debt % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data,
the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data.
Effective Interest Rate on Debt % is displayed in the 30-year financial page.
What does a Effective Interest Rate on Debt % of 7.11% mean?
F.I.T Group JSC (STC:FIT) has a Effective Interest Rate on Debt % of 7.11% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on F.I.T Group JSC and its competitors.
Is F.I.T Group JSC's Effective Interest Rate on Debt % too high?
F.I.T Group JSC's current Effective Interest Rate on Debt % is 7.11%. Overall, F.I.T Group JSC has a GF Score™ of 68/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does F.I.T Group JSC's Effective Interest Rate on Debt % compare to BLK and BX?
F.I.T Group JSC's Effective Interest Rate on Debt % of 7.11% can be compared against companies in the Asset Management industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Asset Management company?
A good Effective Interest Rate on Debt % depends on the Asset Management industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on F.I.T Group JSC and its competitors. F.I.T Group JSC's current Effective Interest Rate on Debt % is 7.11%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is F.I.T Group JSC stock overvalued right now?
Based on GuruFocus' analysis, F.I.T Group JSC (STC:FIT) is currently considered Modestly Undervalued. The stock's GF Value™ is ₫4,719.58, compared to a current price of ₫3,620.00 — trading 23.3% below its estimated fair value. The current Effective Interest Rate on Debt % is 7.11%. F.I.T Group JSC's overall GF Score™ is 68/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For F.I.T Group JSC (STC:FIT), the current Effective Interest Rate on Debt % is 7.11% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is F.I.T Group JSC (STC:FIT) Overvalued in 2026?
Based on GuruFocus' analysis, F.I.T Group JSC stock appears to be undervalued.
The current stock price of ₫3,620.00 is trading 23.3% below its estimated GF Value™ of ₫4,719.58.
GuruFocus considers F.I.T Group JSC to be Modestly Undervalued.
Key valuation signals for STC:FIT:
Effective Interest Rate on Debt %: 7.11%
GF Value™: ₫4,719.58 vs. price of ₫3,620.00 (23.3% below fair value)
No single metric tells the full story. See the STC:FIT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
F.I.T Group JSC is a Vietnam based company operating in the investment advisory field and financial services. It offers advisory services such as capital mobilization and consultant service for the project, person and business; and M&A advisory service. In addition, the group is also engaged in providing real estate services, which includes appraising service, real estate repo service, management real estate service, mobilizing capital for real estate service, financial advisory service for real estate project including, rent, sell and purchase activities, and direct investment into real estate project. Through its subsidiaries, the group is also involved in the businesses of pharmaceutical, agriculture, FMCG and others.
68GF Score
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