Gold.com (STU:AND) Piotroski F-Score: 7 (As of Jun. 24, 2026) — 75% Above Median


STU:AND Gold.com Inc STU:AND
78 GF Score
Price €37.05
GF Value €29.76
Valuation Modestly Overvalued
! 2 Warning Signs
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What is Gold.com Piotroski F-Score?

Gold.com STU:AND +1.37% 78 Piotroski F-Score is 7 as of Jun. 24, 2026, which is 75% above its 10-year median of 4.00. GuruFocus rates STU:AND with a GF Score™ of 78/100 and a GF Value™ of €29.76 (Modestly Overvalued). The stock has 2 warning signs investors should review. Among 781 Capital Markets companies, Gold.com ranks better than 91.81% on this metric.

Good Sign:

Piotroski F-Score is 7, indicates a very healthy situation.

The zones of discrimination were as such:

Good or high score = 7, 8, 9
Bad or low score = 0, 1, 2, 3

Gold.com has an F-score of 7. It is a good or high score, which usually indicates a very healthy situation.

The historical rank and industry rank for Gold.com's Piotroski F-Score or its related term are showing as below:

STU:AND' s Piotroski F-Score Range Over the Past 10 Years
Min: 1   Med: 4   Max: 8
Current: 7

During the past 13 years, the highest Piotroski F-Score of Gold.com was 8. The lowest was 1. And the median was 4.

Gold.com  (STU:AND) Piotroski F-Score Explanation

The developer of the system is Joseph D. Piotroski is relatively unknown accounting professor who shuns publicity and rarely gives interviews.

He graduated from the University of Illinois with a B.S. in accounting in 1989, received an M.B.A. from Indiana University in 1994. Five years later, in 1999, after earning a Ph.D. in accounting from the University of Michigan, he became an associate professor of accounting at the University of Chicago.

In 2000, he wrote a research paper called "Value Investing: The Use of Historical Financial Statement Information to Separate Winners from Losers" (pdf).

He wanted to see if he can develop a system (using a simple nine-point scoring system) that can increase the returns of a strategy of investing in low price to book (referred to in the paper as high book to market) value companies.

What he found was something that exceeded his most optimistic expectations.

Buying only those companies that scored highest (8 or 9) on his nine-point scale, or F-Score as he called it, over the 20 year period from 1976 to 1996 led to an average out-performance over the market of 13.4%.

Even more impressive were the results of a strategy of investing in the highest F-Score companies (8 or 9) and shorting companies with the lowest F-Score (0 or 1).

Over the same period from 1976 to 1996 (20 years) this strategy led to an average yearly return of 23%, substantially outperforming the average S&P 500 index return of 15.83% over the same period.


Gold.com Piotroski F-Score Related Terms


Gold.com Piotroski F-Score Historical Data

* Premium members only.

The historical data trend for Gold.com's Piotroski F-Score can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Gold.com Piotroski F-Score Chart

Gold.com Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Piotroski F-Score
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.00 4.00 2.00 4.00 4.00

Gold.com Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Piotroski F-Score Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.00 4.00 5.00 6.00 7.00

STU:AND vs SBET, PWP, ABTC: Piotroski F-Score Comparison

For the Capital Markets subindustry, Gold.com's Piotroski F-Score, along with its competitors' market caps and Piotroski F-Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Gold.com Piotroski F-Score vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, Gold.com's Piotroski F-Score distribution charts can be found below:

* The bar in red indicates where Gold.com's Piotroski F-Score falls into.


STU:AND
78GF Score
Gold.com Inc STU:AND
Piotroski F-Score is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

How is the Piotroski F-Score calculated?

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

This Year (Mar26) TTM:Last Year (Mar25) TTM:
Net Income was 8.951 + -0.8 + 9.937 + 51.456 = €70 Mil.
Cash Flow from Operations was 58.06 + 166.495 + -36.399 + 0.203 = €188 Mil.
Revenue was 2177.946 + 3136.013 + 5531.273 + 8953.381 = €19,799 Mil.
Gross Profit was 70.824 + 62.108 + 79.738 + 152.742 = €365 Mil.
Average Total Assets from the begining of this year (Mar25)
to the end of this year (Mar26) was
(2019.782 + 1920.779 + 2197.624 + 3255.35 + 3610.573) / 5 = €2600.8216 Mil.
Total Assets at the begining of this year (Mar25) was €2,020 Mil.
Long-Term Debt & Capital Lease Obligation was €88 Mil.
Total Current Assets was €3,173 Mil.
Total Current Liabilities was €2,698 Mil.
Net Income was 28.743 + 8.095 + 6.263 + -7.905 = €35 Mil.

Revenue was 2345.683 + 2446.301 + 2618.939 + 2783.441 = €10,194 Mil.
Gross Profit was 39.92 + 39.142 + 42.752 + 37.941 = €160 Mil.
Average Total Assets from the begining of last year (Mar24)
to the end of last year (Mar25) was
(1535.928 + 1698.045 + 1828.144 + 1785.183 + 2019.782) / 5 = €1773.4164 Mil.
Total Assets at the begining of last year (Mar24) was €1,536 Mil.
Long-Term Debt & Capital Lease Obligation was €294 Mil.
Total Current Assets was €1,626 Mil.
Total Current Liabilities was €1,044 Mil.

*Note: If the latest quarterly/semi-annual/annual total assets data is 0, then we will use previous quarterly/semi-annual/annual data for all the items in the balance sheet.

Profitability

Question 1. Return on Assets (ROA)

Net income before extraordinary items for the year divided by Total Assets at the beginning of the year.

Score 1 if positive, 0 if negative.

Gold.com's current Net Income (TTM) was 70. ==> Positive ==> Score 1.

Question 2. Cash Flow Return on Assets (CFROA)

Net cash flow from operating activities (operating cash flow) divided by Total Assets at the beginning of the year.

Score 1 if positive, 0 if negative.

Gold.com's current Cash Flow from Operations (TTM) was 188. ==> Positive ==> Score 1.

Question 3. Change in Return on Assets

Compare this year's return on assets (1) to last year's return on assets.

Score 1 if it's higher, 0 if it's lower.

ROA (This Year)=Net Income/Total Assets (Mar25)
=69.544/2019.782
=0.03443144

ROA (Last Year)=Net Income/Total Assets (Mar24)
=35.196/1535.928
=0.02291514

Gold.com's return on assets of this year was 0.03443144. Gold.com's return on assets of last year was 0.02291514. ==> This year is higher. ==> Score 1.

Question 4. Quality of Earnings (Accrual)

Compare Cash flow return on assets (2) to return on assets (1)

Score 1 if CFROA > ROA, 0 if CFROA <= ROA.

Gold.com's current Net Income (TTM) was 70. Gold.com's current Cash Flow from Operations (TTM) was 188. ==> 188 > 70 ==> CFROA > ROA ==> Score 1.

Funding

Question 5. Change in Gearing or Leverage

Compare this year's gearing (long-term debt divided by average total assets) to last year's gearing.

Score 0 if this year's gearing is higher, 1 otherwise.

Gearing (This Year: Mar26)=Long-Term Debt & Capital Lease Obligation/Average Total Assets from Mar25 to Mar26
=87.639/2600.8216
=0.03369666

Gearing (Last Year: Mar25)=Long-Term Debt & Capital Lease Obligation/Average Total Assets from Mar24 to Mar25
=293.55/1773.4164
=0.16552796

Gold.com's gearing of this year was 0.03369666. Gold.com's gearing of last year was 0.16552796. ==> This year is lower or equal to last year. ==> Score 1.

Question 6. Change in Working Capital (Liquidity)

Compare this year's current ratio (current assets divided by current liabilities) to last year's current ratio.

Score 1 if this year's current ratio is higher, 0 if it's lower

Current Ratio (This Year: Mar26)=Total Current Assets/Total Current Liabilities
=3173.109/2698.22
=1.17600085

Current Ratio (Last Year: Mar25)=Total Current Assets/Total Current Liabilities
=1626.034/1044.363
=1.55696247

Gold.com's current ratio of this year was 1.17600085. Gold.com's current ratio of last year was 1.55696247. ==> Last year's current ratio is higher ==> Score 0.

Question 7. Change in Shares in Issue

Compare the number of shares in issue this year, to the number in issue last year.

Score 0 if there is larger number of shares in issue this year, 1 otherwise.

Gold.com's number of shares in issue this year was 28.404. Gold.com's number of shares in issue last year was 23.646. ==> There is larger number of shares in issue this year. ==> Score 0.

Efficiency

Question 8. Change in Gross Margin

Compare this year's gross margin (Gross Profit divided by sales) to last year's.

Score 1 if this year's gross margin is higher, 0 if it's lower.

Gross Margin (This Year: TTM)=Gross Profit/Revenue
=365.412/19798.613
=0.01845644

Gross Margin (Last Year: TTM)=Gross Profit/Revenue
=159.755/10194.364
=0.01567091

Gold.com's gross margin of this year was 0.01845644. Gold.com's gross margin of last year was 0.01567091. ==> This year's gross margin is higher. ==> Score 1.

Question 9. Change in asset turnover

Compare this year's asset turnover (total sales for the year divided by total assets at the beginning of the year) to last year's asset turnover ratio.

Score 1 if this year's asset turnover ratio is higher, 0 if it's lower

Asset Turnover (This Year)=Revenue/Total Assets at the Beginning of This Year (Mar25)
=19798.613/2019.782
=9.80235144

Asset Turnover (Last Year)=Revenue/Total Assets at the Beginning of Last Year (Mar24)
=10194.364/1535.928
=6.63726685

Gold.com's asset turnover of this year was 9.80235144. Gold.com's asset turnover of last year was 6.63726685. ==> This year's asset turnover is higher. ==> Score 1.

Evaluation

Piotroski F-Score= Que. 1+ Que. 2+ Que. 3+Que. 4+Que. 5+Que. 6+Que. 7+Que. 8+Que. 9
=1+1+1+1+1+0+0+1+1
=7

Good or high score = 7, 8, 9
Bad or low score = 0, 1, 2, 3

Gold.com has an F-score of 7. It is a good or high score, which usually indicates a very healthy situation.

Frequently Asked Questions Learn more about Piotroski F-Score →
What does a Piotroski F-Score of 7 mean?
Gold.com (STU:AND) has a Piotroski F-Score of 7 as of Jun. 24, 2026. The Piotroski F-score grades a company's business operating strength from 0-9. View historical data on Gold.com and its competitors. This is 75% above median its historical median of 4.00. Over the past decade, Gold.com's Piotroski F-Score has ranged from 1.00 to 8.00. According to the industry distribution chart, Gold.com ranks #64 out of 781 companies in the Capital Markets industry, placing it in the top 8.2%.
Is Gold.com's Piotroski F-Score too high?
Gold.com's current Piotroski F-Score of 7 is 75% above median its 10-year median of 4.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 8.00. The Capital Markets industry median Piotroski F-Score is 5.00. Gold.com's value of 7 is 40% above this industry median. Based on the distribution chart, Gold.com ranks #64 out of 781 companies in the Capital Markets industry, which is in the top quartile — a strong position relative to peers. Overall, Gold.com has a GF Score™ of 78/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Gold.com's Piotroski F-Score compare to SBET and PWP?
According to the Capital Markets industry distribution chart, Gold.com ranks #64 out of 781 companies for Piotroski F-Score. This places Gold.com in the top 8% of its industry — outperforming the majority of peers. The industry median Piotroski F-Score is 5.00. Gold.com's value of 7 is 40% above this benchmark. Historically, Gold.com's own Piotroski F-Score has ranged from 1.00 to 8.00 over the past decade. While the company's 10-year median is 4.00 vs. the industry median of 5.00, Gold.com has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Piotroski F-Score for a Capital Markets company?
The median Piotroski F-Score among Capital Markets companies is 5.00, based on 781 companies in the industry. Companies in the top quartile (top 25%) have a Piotroski F-Score significantly above this median, while those in the bottom quartile fall well below. However, Piotroski F-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Gold.com's current Piotroski F-Score of 7 is 40% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Piotroski F-Score mean?
A high Piotroski F-Score can signal that a stock is expensive relative to its fundamentals. The Piotroski F-score grades a company's business operating strength from 0-9. View historical data on Gold.com and its competitors. For the Capital Markets industry, the median Piotroski F-Score is 5.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Gold.com's current Piotroski F-Score is 7, which is 75% above median its own 10-year median of 4.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Gold.com stock overvalued right now?
Based on GuruFocus' analysis, Gold.com (STU:AND) is currently considered Modestly Overvalued. The stock's GF Value™ is €29.76, compared to a current price of €37.05 — trading 24.5% above its estimated fair value. The current Piotroski F-Score is 7, which is 75% above median its 10-year median of 4.00 and 40% above the Capital Markets industry median of 5.00. Gold.com's overall GF Score™ is 78/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Piotroski F-Score calculated?
Piotroski F-Score is calculated from a company's financial statements. For Gold.com (STU:AND), the current Piotroski F-Score is 7 as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Gold.com (STU:AND) Overvalued in 2026?

Based on GuruFocus' analysis, Gold.com stock appears to be overvalued. The current stock price of €37.05 is trading 24.5% above its estimated GF Value™ of €29.76. GuruFocus considers Gold.com to be Modestly Overvalued.

Key valuation signals for STU:AND:

  • Piotroski F-Score: 7 (75% above median its 10-year median of 4.00)
  • GF Value™: €29.76 vs. price of €37.05 (24.5% above fair value)
  • GF Score™: 78/100 with 2 warning signs
  • Industry Position: 40% above the Capital Markets median (#64 of 781)

No single metric tells the full story. See the STU:AND stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Gold.com Business Description

Other Exchanges GOLD:USA
Address 1550 Scenic Avenuw, Suite 150, Costa Mesa, CA, USA, 90626
Gold.com Inc is an integrated alternative assets platform that offers an extensive range of precious metals, numismatic coins, and collectibles to consumers, collectors, and institutional clients of various countries.
78GF Score

Get the complete analysis for STU:AND

Piotroski F-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€37.05
Price
€29.76
GF Value