Gold.com (STU:AND) Cyclically Adjusted PB Ratio: 2.35 (As of Jul. 14, 2026) — 20% Below Median

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STU:AND Gold.com Inc STU:AND
81 GF Score
Price €33.40
GF Value €28.22
Valuation Modestly Overvalued
! 2 Warning Signs
View Full Analysis

What is Gold.com Cyclically Adjusted PB Ratio?

Gold.com STU:AND -3.88% 81 Cyclically Adjusted PB Ratio is 2.35 as of Jul. 14, 2026, which is 20% below its 10-year median of 2.94. GuruFocus rates STU:AND with a GF Score™ of 81/100 and a GF Value™ of €28.22 (Modestly Overvalued). The stock has 2 warning signs investors should review. Among 639 Capital Markets companies, Gold.com ranks worse than 67.29% on this metric.

As of today (2026-07-14), Gold.com's current share price is €33.40. Gold.com's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was €14.20. Gold.com's Cyclically Adjusted PB Ratio for today is 2.35.

The historical rank and industry rank for Gold.com's Cyclically Adjusted PB Ratio or its related term are showing as below:

STU:AND' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 1.41   Med: 2.94   Max: 5.89
Current: 2.3

During the past years, Gold.com's highest Cyclically Adjusted PB Ratio was 5.89. The lowest was 1.41. And the median was 2.94.

STU:AND's Cyclically Adjusted PB Ratio is ranked worse than
67.29% of 639 companies
in the Capital Markets industry
Industry Median: 1.35 vs STU:AND: 2.30

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Gold.com's adjusted book value per share data for the three months ended in Mar. 2026 was €25.740. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is €14.20 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Gold.com  (STU:AND) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Gold.com Cyclically Adjusted PB Ratio Related Terms


Gold.com Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for Gold.com's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Gold.com Cyclically Adjusted PB Ratio Chart

Gold.com Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 4.14 3.86 2.67 1.52

Gold.com Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.82 1.52 1.70 2.17 2.42

STU:AND vs PWP, OPY, SBET: Cyclically Adjusted PB Ratio Comparison

For the Capital Markets subindustry, Gold.com's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Gold.com Cyclically Adjusted PB Ratio vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, Gold.com's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Gold.com's Cyclically Adjusted PB Ratio falls into.


STU:AND
81GF Score
Gold.com Inc STU:AND
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Gold.com Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Gold.com's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=33.40/14.20
=2.35

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Gold.com's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Gold.com's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book=Book Value per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=25.74/330.2130*330.2130
=25.740

Current CPI (Mar. 2026) = 330.2130.

Gold.com Quarterly Data

Book Value per Share CPI Adj_Book
201606 4.012 241.018 5.497
201609 4.127 241.428 5.645
201612 4.558 241.432 6.234
201703 4.562 243.801 6.179
201706 4.404 244.955 5.937
201709 4.173 246.819 5.583
201712 4.175 246.524 5.592
201803 3.954 249.554 5.232
201806 3.999 251.989 5.240
201809 4.149 252.439 5.427
201812 4.310 251.233 5.665
201903 4.419 254.202 5.740
201906 4.384 256.143 5.652
201909 4.517 256.759 5.809
201912 4.571 256.974 5.874
202003 5.340 258.115 6.832
202006 6.378 257.797 8.170
202009 6.856 260.280 8.698
202012 6.548 260.474 8.301
202103 11.638 264.877 14.509
202106 13.401 271.696 16.287
202109 13.860 274.310 16.685
202112 15.638 278.802 18.522
202203 17.419 287.504 20.007
202206 19.770 296.311 22.032
202209 21.744 296.808 24.191
202212 21.604 296.797 24.036
202303 22.525 301.836 24.643
202306 23.697 305.109 25.647
202309 23.355 307.789 25.057
202312 23.375 306.746 25.163
202403 23.448 312.332 24.790
202406 24.593 314.175 25.848
202409 23.748 315.301 24.871
202412 25.420 315.605 26.597
202503 24.174 319.799 24.961
202506 22.855 322.561 23.397
202509 22.264 324.800 22.635
202512 22.427 324.054 22.853
202603 25.740 330.213 25.740

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PB Ratio of 2.35 mean?
Gold.com (STU:AND) has a Cyclically Adjusted PB Ratio of 2.35 as of Jul. 14, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Gold.com and its competitors. This is 20% below median its historical median of 2.94. Over the past decade, Gold.com's Cyclically Adjusted PB Ratio has ranged from 1.41 to 5.89. According to the industry distribution chart, Gold.com ranks #430 out of 639 companies in the Capital Markets industry, placing it in the top 67.3%.
Is Gold.com's Cyclically Adjusted PB Ratio too high?
Gold.com's current Cyclically Adjusted PB Ratio of 2.35 is 20% below median its 10-year median of 2.94. Over the past 10 years, this metric has ranged from a low of 1.41 to a high of 5.89. The Capital Markets industry median Cyclically Adjusted PB Ratio is 1.35. Gold.com's value of 2.35 is 74.1% above this industry median. Based on the distribution chart, Gold.com ranks #430 out of 639 companies in the Capital Markets industry, which is below the industry midpoint. Overall, Gold.com has a GF Score™ of 81/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Gold.com's Cyclically Adjusted PB Ratio compare to PWP and OPY?
According to the Capital Markets industry distribution chart, Gold.com ranks #430 out of 639 companies for Cyclically Adjusted PB Ratio. This places Gold.com in the lower half of its industry. The industry median Cyclically Adjusted PB Ratio is 1.35. Gold.com's value of 2.35 is 74.1% above this benchmark. Historically, Gold.com's own Cyclically Adjusted PB Ratio has ranged from 1.41 to 5.89 over the past decade. While the company's 10-year median is 2.94 vs. the industry median of 1.35, Gold.com has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for a Capital Markets company?
The median Cyclically Adjusted PB Ratio among Capital Markets companies is 1.35, based on 639 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Gold.com's current Cyclically Adjusted PB Ratio of 2.35 is 74.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Gold.com and its competitors. For the Capital Markets industry, the median Cyclically Adjusted PB Ratio is 1.35 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Gold.com's current Cyclically Adjusted PB Ratio is 2.35, which is 20% below median its own 10-year median of 2.94. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Gold.com stock overvalued right now?
Based on GuruFocus' analysis, Gold.com (STU:AND) is currently considered Modestly Overvalued. The stock's GF Value™ is €28.22, compared to a current price of €33.40 — trading 18.4% above its estimated fair value. The current Cyclically Adjusted PB Ratio is 2.35, which is 20% below median its 10-year median of 2.94 and 74.1% above the Capital Markets industry median of 1.35. Gold.com's overall GF Score™ is 81/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For Gold.com (STU:AND), the current Cyclically Adjusted PB Ratio is 2.35 as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Gold.com (STU:AND) Overvalued in 2026?

Based on GuruFocus' analysis, Gold.com stock appears to be overvalued. The current stock price of €33.40 is trading 18.4% above its estimated GF Value™ of €28.22. GuruFocus considers Gold.com to be Modestly Overvalued.

Key valuation signals for STU:AND:

  • Cyclically Adjusted PB Ratio: 2.35 (20% below median its 10-year median of 2.94)
  • GF Value™: €28.22 vs. price of €33.40 (18.4% above fair value)
  • GF Score™: 81/100 with 2 warning signs
  • Industry Position: 74.1% above the Capital Markets median (#430 of 639)

No single metric tells the full story. See the STU:AND stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Gold.com Business Description

Other Exchanges GOLD:USA
Address 1550 Scenic Avenuw, Suite 150, Costa Mesa, CA, USA, 90626
Gold.com Inc is an integrated alternative assets platform that offers an extensive range of precious metals, numismatic coins, and collectibles to consumers, collectors, and institutional clients of various countries.
81GF Score

Get the complete analysis for STU:AND

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€33.40
Price
€28.22
GF Value