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Family Office of AmericaSTU:YN3A 21 Piotroski F-Score is 5 as of Aug. 24, 2026, which is 25% above its 10-year median of 4.00. GuruFocus rates STU:YN3A with a GF Score™ of 21/100. Among 1,060 Business Services companies, Family Office of America ranks better than 50.85% on this metric.
The zones of discrimination were as such:
Good or high score = 7, 8, 9
Bad or low score = 0, 1, 2, 3
Family Office of America has an F-score of 5 indicating the company's financial situation is typical for a stable company.
The historical rank and industry rank for Family Office of America's Piotroski F-Score or its related term are showing as below:
STU:YN3A'
s Piotroski F-Score Range Over the Past 10 Years
Min: 3 Med: 4 Max: 5
Current: 5
During the past 11 years, the highest Piotroski F-Score of Family Office of America was 5. The lowest was 3. And the median was 4.
Family Office of America (STU:YN3A) Piotroski F-Score Explanation
The developer of the system is Joseph D. Piotroski is relatively unknown accounting professor who shuns publicity and rarely gives interviews.
He graduated from the University of Illinois with a B.S. in accounting in 1989, received an M.B.A. from Indiana University in 1994. Five years later, in 1999, after earning a Ph.D. in accounting from the University of Michigan, he became an associate professor of accounting at the University of Chicago.
He wanted to see if he can develop a system (using a simple nine-point scoring system) that can increase the returns of a strategy of investing in low price to book (referred to in the paper as high book to market) value companies.
What he found was something that exceeded his most optimistic expectations.
Buying only those companies that scored highest (8 or 9) on his nine-point scale, or F-Score as he called it, over the 20 year period from 1976 to 1996 led to an average out-performance over the market of 13.4%.
Even more impressive were the results of a strategy of investing in the highest F-Score companies (8 or 9) and shorting companies with the lowest F-Score (0 or 1).
Over the same period from 1976 to 1996 (20 years) this strategy led to an average yearly return of 23%, substantially outperforming the average S&P 500 index return of 15.83% over the same period.
Family Office of America Piotroski F-Score Related Terms
Family Office of America Piotroski F-Score Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
STU:YN3A vs PETV, ARAY, RDGL: Piotroski F-Score Comparison
For the Specialty Business Services subindustry, Family Office of America's Piotroski F-Score, along with its competitors' market caps and Piotroski F-Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Family Office of America Piotroski F-Score vs Business Services Industry
For the Business Services industry and Industrials sector, Family Office of America's Piotroski F-Score distribution charts can be found below:
* The bar in red indicates where Family Office of America's Piotroski F-Score falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
*Note: If the latest quarterly/semi-annual/annual total assets data is 0, then we will use previous quarterly/semi-annual/annual data for all the items in the balance sheet.
Profitability
Question 1. Return on Assets (ROA)
Net income before extraordinary items for the year divided by Total Assets at the beginning of the year.
Score 1 if positive, 0 if negative.
Family Office of America's current Net Income (TTM) was -0.13.
==> Negative ==> Score 0.
Question 2. Cash Flow Return on Assets (CFROA)
Net cash flow from operating activities (operating cash flow) divided by Total Assets at the beginning of the year.
Score 1 if positive, 0 if negative.
Family Office of America's current Cash Flow from Operations (TTM) was 0.17.
==> Positive ==> Score 1.
Question 3. Change in Return on Assets
Compare this year's return on assets (1) to last year's return on assets.
Family Office of America's return on assets of this year was -0.25831703. Family Office of America's return on assets of last year was -3.84745763.
==> This year is higher. ==> Score 1.
Question 4. Quality of Earnings (Accrual)
Compare Cash flow return on assets (2) to return on assets (1)
Family Office of America's gearing of this year was 0.28558811. Family Office of America's gearing of last year was 0.
==> Last year is lower than this year ==> Score 0.
Question 6. Change in Working Capital (Liquidity)
Compare this year's current ratio (current assets divided by current liabilities) to last year's current ratio.
Score 1 if this year's current ratio is higher, 0 if it's lower
Family Office of America's current ratio of this year was 0.67016206. Family Office of America's current ratio of last year was 17.62068966.
==> Last year's current ratio is higher ==> Score 0.
Question 7. Change in Shares in Issue
Compare the number of shares in issue this year, to the number in issue last year.
Score 0 if there is larger number of shares in issue this year, 1 otherwise.
Family Office of America's number of shares in issue this year was 30.489. Family Office of America's number of shares in issue last year was 26.74.
==> There is larger number of shares in issue this year. ==> Score 0.
Efficiency
Question 8. Change in Gross Margin
Compare this year's gross margin (Gross Profit divided by sales) to last year's.
Score 1 if this year's gross margin is higher, 0 if it's lower.
Family Office of America's gross margin of this year was 1. Family Office of America's gross margin of last year was .
==> This year's gross margin is higher. ==> Score 1.
Question 9. Change in asset turnover
Compare this year's asset turnover (total sales for the year divided by total assets at the beginning of the year) to last year's asset turnover ratio.
Score 1 if this year's asset turnover ratio is higher, 0 if it's lower
Family Office of America's asset turnover of this year was 2.60273973. Family Office of America's asset turnover of last year was 0.
==> This year's asset turnover is higher. ==> Score 1.
Evaluation
Piotroski F-Score
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5
Good or high score = 7, 8, 9
Bad or low score = 0, 1, 2, 3
Family Office of America has an F-score of 5 indicating the company's financial situation is typical for a stable company.
Family Office of America (STU:YN3A) has a Piotroski F-Score of 5 as of Aug. 24, 2026. The Piotroski F-score grades a company's business operating strength from 0-9. View historical data on Family Office of America and its competitors. This is 25% above median its historical median of 4.00. Over the past decade, Family Office of America's Piotroski F-Score has ranged from 3.00 to 5.00. According to the industry distribution chart, Family Office of America ranks #521 out of 1060 companies in the Business Services industry, placing it in the top 49.2%.
Is Family Office of America's Piotroski F-Score too high?
Family Office of America's current Piotroski F-Score of 5 is 25% above median its 10-year median of 4.00. Over the past 10 years, this metric has ranged from a low of 3.00 to a high of 5.00. The Business Services industry median Piotroski F-Score is 5.00. Family Office of America's value of 5 is 0% at this industry median. Based on the distribution chart, Family Office of America ranks #521 out of 1060 companies in the Business Services industry, which is above the industry midpoint. Overall, Family Office of America has a GF Score™ of 21/100, reflecting its overall financial health beyond just this single metric.
How does Family Office of America's Piotroski F-Score compare to PETV and ARAY?
According to the Business Services industry distribution chart, Family Office of America ranks #521 out of 1060 companies for Piotroski F-Score. This puts Family Office of America in the upper half of its industry. The industry median Piotroski F-Score is 5.00. Family Office of America's value of 5 is 0% at this benchmark. Historically, Family Office of America's own Piotroski F-Score has ranged from 3.00 to 5.00 over the past decade. While the company's 10-year median is 4.00 vs. the industry median of 5.00, Family Office of America has consistently been at the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Piotroski F-Score for a Business Services company?
The median Piotroski F-Score among Business Services companies is 5.00, based on 1,060 companies in the industry. Companies in the top quartile (top 25%) have a Piotroski F-Score significantly above this median, while those in the bottom quartile fall well below. However, Piotroski F-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Family Office of America's current Piotroski F-Score of 5 is 0% at the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Piotroski F-Score mean?
A high Piotroski F-Score can signal that a stock is expensive relative to its fundamentals. The Piotroski F-score grades a company's business operating strength from 0-9. View historical data on Family Office of America and its competitors. For the Business Services industry, the median Piotroski F-Score is 5.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Family Office of America's current Piotroski F-Score is 5, which is 25% above median its own 10-year median of 4.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Family Office of America stock overvalued right now?
Family Office of America (STU:YN3A) has a current Piotroski F-Score of 5. The current Piotroski F-Score is 5, which is 25% above median its 10-year median of 4.00 and 0% at the Business Services industry median of 5.00. Family Office of America's overall GF Score™ is 21/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Piotroski F-Score calculated?
Piotroski F-Score is calculated from a company's financial statements. For Family Office of America (STU:YN3A), the current Piotroski F-Score is 5 as of Aug. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Family Office of America Inc is engaged in providing CPA services, tax planning and preparation, wealth management, asset management, estate planning, asset protection, insurance consulting, and investment banking.
21GF Score
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