Ralco Agencies (XTAE:RLCO) Piotroski F-Score: 4 (As of Aug. 08, 2026) — 20% Below Median

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XTAE:RLCO Ralco Agencies Ltd XTAE:RLCO
75 GF Score
Price ₪42.42
GF Value ₪41.80
Valuation Fairly Valued
! 7 Warning Signs
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What is Ralco Agencies Piotroski F-Score?

Ralco Agencies XTAE:RLCO +0.21% 75 Piotroski F-Score is 4 as of Aug. 08, 2026, which is 20% below its 10-year median of 5.00. GuruFocus rates XTAE:RLCO with a GF Score™ of 75/100 and a GF Value™ of ₪41.80 (Fairly Valued). The stock has 7 warning signs investors should review. Among 2,420 Hardware companies, Ralco Agencies ranks worse than 61.03% on this metric.

The zones of discrimination were as such:

Good or high score = 7, 8, 9
Bad or low score = 0, 1, 2, 3

Ralco Agencies has an F-score of 4 indicating the company's financial situation is typical for a stable company.

The historical rank and industry rank for Ralco Agencies's Piotroski F-Score or its related term are showing as below:

XTAE:RLCO' s Piotroski F-Score Range Over the Past 10 Years
Min: 2   Med: 5   Max: 8
Current: 4

During the past 13 years, the highest Piotroski F-Score of Ralco Agencies was 8. The lowest was 2. And the median was 5.

Ralco Agencies  (XTAE:RLCO) Piotroski F-Score Explanation

The developer of the system is Joseph D. Piotroski is relatively unknown accounting professor who shuns publicity and rarely gives interviews.

He graduated from the University of Illinois with a B.S. in accounting in 1989, received an M.B.A. from Indiana University in 1994. Five years later, in 1999, after earning a Ph.D. in accounting from the University of Michigan, he became an associate professor of accounting at the University of Chicago.

In 2000, he wrote a research paper called "Value Investing: The Use of Historical Financial Statement Information to Separate Winners from Losers" (pdf).

He wanted to see if he can develop a system (using a simple nine-point scoring system) that can increase the returns of a strategy of investing in low price to book (referred to in the paper as high book to market) value companies.

What he found was something that exceeded his most optimistic expectations.

Buying only those companies that scored highest (8 or 9) on his nine-point scale, or F-Score as he called it, over the 20 year period from 1976 to 1996 led to an average out-performance over the market of 13.4%.

Even more impressive were the results of a strategy of investing in the highest F-Score companies (8 or 9) and shorting companies with the lowest F-Score (0 or 1).

Over the same period from 1976 to 1996 (20 years) this strategy led to an average yearly return of 23%, substantially outperforming the average S&P 500 index return of 15.83% over the same period.


Ralco Agencies Piotroski F-Score Related Terms


Ralco Agencies Piotroski F-Score Historical Data

* Premium members only.

The historical data trend for Ralco Agencies's Piotroski F-Score can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ralco Agencies Piotroski F-Score Chart

Ralco Agencies Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Piotroski F-Score
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7.00 2.00 6.00 7.00 3.00

Ralco Agencies Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Piotroski F-Score Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.00 2.00 2.00 3.00 4.00

XTAE:RLCO vs SNX, ARW, AVT: Piotroski F-Score Comparison

For the Electronics & Computer Distribution subindustry, Ralco Agencies's Piotroski F-Score, along with its competitors' market caps and Piotroski F-Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ralco Agencies Piotroski F-Score vs Hardware Industry

For the Hardware industry and Technology sector, Ralco Agencies's Piotroski F-Score distribution charts can be found below:

* The bar in red indicates where Ralco Agencies's Piotroski F-Score falls into.


XTAE:RLCO
75GF Score
Ralco Agencies Ltd XTAE:RLCO
Piotroski F-Score is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

How is the Piotroski F-Score calculated?

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

This Year (Mar26) TTM:Last Year (Mar25) TTM:
Net Income was 3.475 + 6.531 + 9.76 + 8.515 = ₪28.3 Mil.
Cash Flow from Operations was -13.288 + 18.32 + 15.212 + -3.217 = ₪17.0 Mil.
Revenue was 69.747 + 86.713 + 66.55 + 86.349 = ₪309.4 Mil.
Gross Profit was 17.608 + 22.386 + 20.669 + 23.897 = ₪84.6 Mil.
Average Total Assets from the begining of this year (Mar25)
to the end of this year (Mar26) was
(190.528 + 197.429 + 195.63 + 178.778 + 187.964) / 5 = ₪190.0658 Mil.
Total Assets at the begining of this year (Mar25) was ₪190.5 Mil.
Long-Term Debt & Capital Lease Obligation was ₪0.4 Mil.
Total Current Assets was ₪181.1 Mil.
Total Current Liabilities was ₪90.2 Mil.
Net Income was 7.616 + 8.354 + 11.605 + 5.081 = ₪32.7 Mil.

Revenue was 84.444 + 86.369 + 69.949 + 78.444 = ₪319.2 Mil.
Gross Profit was 23.702 + 21.678 + 20.977 + 19.077 = ₪85.4 Mil.
Average Total Assets from the begining of last year (Mar24)
to the end of last year (Mar25) was
(180.077 + 162.428 + 192.768 + 181.951 + 190.528) / 5 = ₪181.5504 Mil.
Total Assets at the begining of last year (Mar24) was ₪180.1 Mil.
Long-Term Debt & Capital Lease Obligation was ₪1.3 Mil.
Total Current Assets was ₪181.8 Mil.
Total Current Liabilities was ₪85.2 Mil.

*Note: If the latest quarterly/semi-annual/annual total assets data is 0, then we will use previous quarterly/semi-annual/annual data for all the items in the balance sheet.

Profitability

Question 1. Return on Assets (ROA)

Net income before extraordinary items for the year divided by Total Assets at the beginning of the year.

Score 1 if positive, 0 if negative.

Ralco Agencies's current Net Income (TTM) was 28.3. ==> Positive ==> Score 1.

Question 2. Cash Flow Return on Assets (CFROA)

Net cash flow from operating activities (operating cash flow) divided by Total Assets at the beginning of the year.

Score 1 if positive, 0 if negative.

Ralco Agencies's current Cash Flow from Operations (TTM) was 17.0. ==> Positive ==> Score 1.

Question 3. Change in Return on Assets

Compare this year's return on assets (1) to last year's return on assets.

Score 1 if it's higher, 0 if it's lower.

ROA (This Year)=Net Income/Total Assets (Mar25)
=28.281/190.528
=0.14843488

ROA (Last Year)=Net Income/Total Assets (Mar24)
=32.656/180.077
=0.18134465

Ralco Agencies's return on assets of this year was 0.14843488. Ralco Agencies's return on assets of last year was 0.18134465. ==> Last year is higher ==> Score 0.

Question 4. Quality of Earnings (Accrual)

Compare Cash flow return on assets (2) to return on assets (1)

Score 1 if CFROA > ROA, 0 if CFROA <= ROA.

Ralco Agencies's current Net Income (TTM) was 28.3. Ralco Agencies's current Cash Flow from Operations (TTM) was 17.0. ==> 17.0 <= 28.3 ==> CFROA <= ROA ==> Score 0.

Funding

Question 5. Change in Gearing or Leverage

Compare this year's gearing (long-term debt divided by average total assets) to last year's gearing.

Score 0 if this year's gearing is higher, 1 otherwise.

Gearing (This Year: Mar26)=Long-Term Debt & Capital Lease Obligation/Average Total Assets from Mar25 to Mar26
=0.436/190.0658
=0.00229394

Gearing (Last Year: Mar25)=Long-Term Debt & Capital Lease Obligation/Average Total Assets from Mar24 to Mar25
=1.286/181.5504
=0.00708343

Ralco Agencies's gearing of this year was 0.00229394. Ralco Agencies's gearing of last year was 0.00708343. ==> This year is lower or equal to last year. ==> Score 1.

Question 6. Change in Working Capital (Liquidity)

Compare this year's current ratio (current assets divided by current liabilities) to last year's current ratio.

Score 1 if this year's current ratio is higher, 0 if it's lower

Current Ratio (This Year: Mar26)=Total Current Assets/Total Current Liabilities
=181.084/90.223
=2.00707137

Current Ratio (Last Year: Mar25)=Total Current Assets/Total Current Liabilities
=181.819/85.217
=2.1336001

Ralco Agencies's current ratio of this year was 2.00707137. Ralco Agencies's current ratio of last year was 2.1336001. ==> Last year's current ratio is higher ==> Score 0.

Question 7. Change in Shares in Issue

Compare the number of shares in issue this year, to the number in issue last year.

Score 0 if there is larger number of shares in issue this year, 1 otherwise.

Ralco Agencies's number of shares in issue this year was 4.174. Ralco Agencies's number of shares in issue last year was 4.098. ==> There is larger number of shares in issue this year. ==> Score 0.

Efficiency

Question 8. Change in Gross Margin

Compare this year's gross margin (Gross Profit divided by sales) to last year's.

Score 1 if this year's gross margin is higher, 0 if it's lower.

Gross Margin (This Year: TTM)=Gross Profit/Revenue
=84.56/309.359
=0.27333939

Gross Margin (Last Year: TTM)=Gross Profit/Revenue
=85.434/319.206
=0.26764535

Ralco Agencies's gross margin of this year was 0.27333939. Ralco Agencies's gross margin of last year was 0.26764535. ==> This year's gross margin is higher. ==> Score 1.

Question 9. Change in asset turnover

Compare this year's asset turnover (total sales for the year divided by total assets at the beginning of the year) to last year's asset turnover ratio.

Score 1 if this year's asset turnover ratio is higher, 0 if it's lower

Asset Turnover (This Year)=Revenue/Total Assets at the Beginning of This Year (Mar25)
=309.359/190.528
=1.62369311

Asset Turnover (Last Year)=Revenue/Total Assets at the Beginning of Last Year (Mar24)
=319.206/180.077
=1.77260838

Ralco Agencies's asset turnover of this year was 1.62369311. Ralco Agencies's asset turnover of last year was 1.77260838. ==> Last year's asset turnover is higher ==> Score 0.

Evaluation

Piotroski F-Score= Que. 1+ Que. 2+ Que. 3+Que. 4+Que. 5+Que. 6+Que. 7+Que. 8+Que. 9
=1+1+0+0+1+0+0+1+0
=4

Good or high score = 7, 8, 9
Bad or low score = 0, 1, 2, 3

Ralco Agencies has an F-score of 4 indicating the company's financial situation is typical for a stable company.

Frequently Asked Questions Learn more about Piotroski F-Score →
What does a Piotroski F-Score of 4 mean?
Ralco Agencies (XTAE:RLCO) has a Piotroski F-Score of 4 as of Aug. 08, 2026. The Piotroski F-score grades a company's business operating strength from 0-9. View historical data on Ralco Agencies and its competitors. This is 20% below median its historical median of 5.00. Over the past decade, Ralco Agencies' Piotroski F-Score has ranged from 2.00 to 8.00. According to the industry distribution chart, Ralco Agencies ranks #1477 out of 2420 companies in the Hardware industry, placing it in the top 61%.
Is Ralco Agencies' Piotroski F-Score too high?
Ralco Agencies' current Piotroski F-Score of 4 is 20% below median its 10-year median of 5.00. Over the past 10 years, this metric has ranged from a low of 2.00 to a high of 8.00. The Hardware industry median Piotroski F-Score is 5.00. Ralco Agencies' value of 4 is 20% below this industry median. Based on the distribution chart, Ralco Agencies ranks #1477 out of 2420 companies in the Hardware industry, which is below the industry midpoint. Overall, Ralco Agencies has a GF Score™ of 75/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Ralco Agencies' Piotroski F-Score compare to SNX and ARW?
According to the Hardware industry distribution chart, Ralco Agencies ranks #1477 out of 2420 companies for Piotroski F-Score. This places Ralco Agencies in the lower half of its industry. The industry median Piotroski F-Score is 5.00. Ralco Agencies' value of 4 is 20% below this benchmark. Historically, Ralco Agencies' own Piotroski F-Score has ranged from 2.00 to 8.00 over the past decade. While the company's 10-year median is 5.00 vs. the industry median of 5.00, Ralco Agencies has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Piotroski F-Score for a Hardware company?
The median Piotroski F-Score among Hardware companies is 5.00, based on 2,420 companies in the industry. Companies in the top quartile (top 25%) have a Piotroski F-Score significantly above this median, while those in the bottom quartile fall well below. However, Piotroski F-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ralco Agencies's current Piotroski F-Score of 4 is 20% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Piotroski F-Score mean?
A high Piotroski F-Score can signal that a stock is expensive relative to its fundamentals. The Piotroski F-score grades a company's business operating strength from 0-9. View historical data on Ralco Agencies and its competitors. For the Hardware industry, the median Piotroski F-Score is 5.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ralco Agencies's current Piotroski F-Score is 4, which is 20% below median its own 10-year median of 5.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ralco Agencies stock overvalued right now?
Based on GuruFocus' analysis, Ralco Agencies (XTAE:RLCO) is currently considered Fairly Valued. The stock's GF Value™ is ₪41.80, compared to a current price of ₪42.42 — trading 1.5% above its estimated fair value. The current Piotroski F-Score is 4, which is 20% below median its 10-year median of 5.00 and 20% below the Hardware industry median of 5.00. Ralco Agencies' overall GF Score™ is 75/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Piotroski F-Score calculated?
Piotroski F-Score is calculated from a company's financial statements. For Ralco Agencies (XTAE:RLCO), the current Piotroski F-Score is 4 as of Aug. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ralco Agencies (XTAE:RLCO) Overvalued in 2026?

Based on GuruFocus' analysis, Ralco Agencies stock appears to be overvalued. The current stock price of ₪42.42 is trading 1.5% above its estimated GF Value™ of ₪41.80. GuruFocus considers Ralco Agencies to be Fairly Valued.

Key valuation signals for XTAE:RLCO:

  • Piotroski F-Score: 4 (20% below median its 10-year median of 5.00)
  • GF Value™: ₪41.80 vs. price of ₪42.42 (1.5% above fair value)
  • GF Score™: 75/100 with 7 warning signs
  • Industry Position: 20% below the Hardware median (#1477 of 2420)

No single metric tells the full story. See the XTAE:RLCO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Ralco Agencies Business Description

Address 31 Hametzuda Street, Azur, ISR, 58001
Ralco Agencies Ltd is engaged in import & distribution of consumer products manufactured by zanussi sharp and blomberg. It distributes refrigerators, LCD televisions, microwave ovens, dishwashers & built-in ovens, among others. It markets its products to private stores and marketing chains that specialized in the marketing of electrical and electronic products.
75GF Score

Get the complete analysis for XTAE:RLCO

Piotroski F-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₪42.42
Price
₪41.80
GF Value