Bank of Montreal (FRA:BZZ) GF Score: 71/100 (As of Jul. 17, 2026) — 10% Below Median

Author: Vera Yuan Vera Yuan
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Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:BZZ Bank of Montreal FRA:BZZ
71 GF Score
Price €159.44
GF Value €98.38
Valuation Significantly Overvalued
! 8 Warning Signs
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What is Bank of Montreal GF Score?

Bank of Montreal FRA:BZZ -0.35% 71 GF Score is 71 as of Jul. 17, 2026, which is 10% below its 10-year median of 79.00. GuruFocus rates FRA:BZZ with a GF Score™ of 71/100 and a GF Value™ of €98.38 (Significantly Overvalued). The stock has 8 warning signs investors should review.

Bank of Montreal has the GF Score of 71, which implies that the company is Likely to have average performance.

The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.

GF Score takes following five key aspects into consideration:

1. Financial Strength : 2/10
2. Profitability Rank : 6/10
3. Growth Rank : 7/10
4. GF Value Rank : 3/10
5. Momentum Rank : 10/10

Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.

Based on research and backtesting result, GuruFocus believes Bank of Montreal is Likely to have average performance.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.

Bank of Montreal  (FRA:BZZ) GF Score Explanation

Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:

GF Score Performance Potential and All-in-One Screener Examples (1)
91 - 100Highest outperformance potential
81 - 90Good outperformance potential
71 - 80Likely to have average performance
51 - 70Poor future performance potential
0 - 50Worst future performance potential, or not enough data

(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.

Bank of Montreal GF Score Related Terms

FRA:BZZ vs JPM, BAC, WFC: GF Score Comparison

For the Banks - Diversified subindustry, Bank of Montreal's GF Score, along with its competitors' market caps and GF Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Bank of Montreal GF Score vs Banks Industry

For the Banks industry and Financial Services sector, Bank of Montreal's GF Score distribution charts can be found below:

* The bar in red indicates where Bank of Montreal's GF Score falls into.


FRA:BZZ
71GF Score
Bank of Montreal FRA:BZZ
GF Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about GF Score →
What does a GF Score of 71 mean?
Bank of Montreal (FRA:BZZ) has a GF Score of 71 as of Jul. 17, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Bank of Montreal and its competitors. This is 10% below median its historical median of 79.00. Over the past decade, Bank of Montreal's GF Score has ranged from 53.00 to 91.00.
Is Bank of Montreal's GF Score too high?
Bank of Montreal's current GF Score of 71 is 10% below median its 10-year median of 79.00. Over the past 10 years, this metric has ranged from a low of 53.00 to a high of 91.00. Overall, Bank of Montreal has a GF Score™ of 71/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank of Montreal's GF Score compare to JPM and BAC?
Bank of Montreal's GF Score of 71 can be compared against companies in the Banks industry. Historically, Bank of Montreal's own GF Score has ranged from 53.00 to 91.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for a Banks company?
A good GF Score depends on the Banks industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Bank of Montreal and its competitors. Bank of Montreal's current GF Score is 71, which is 10% below median its own 10-year median of 79.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Montreal stock overvalued right now?
Based on GuruFocus' analysis, Bank of Montreal (FRA:BZZ) is currently considered Significantly Overvalued. The stock's GF Value™ is €98.38, compared to a current price of €159.44 — trading 62.1% above its estimated fair value. The current GF Score is 71, which is 10% below median its 10-year median of 79.00. Bank of Montreal's overall GF Score™ is 71/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For Bank of Montreal (FRA:BZZ), the current GF Score is 71 as of Jul. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank of Montreal (FRA:BZZ) Overvalued in 2026?

Based on GuruFocus' analysis, Bank of Montreal stock appears to be overvalued. The current stock price of €159.44 is trading 62.1% above its estimated GF Value™ of €98.38. GuruFocus considers Bank of Montreal to be Significantly Overvalued.

Key valuation signals for FRA:BZZ:

  • GF Score: 71 (10% below median its 10-year median of 79.00)
  • GF Value™: €98.38 vs. price of €159.44 (62.1% above fair value)
  • GF Score™: 71/100 with 8 warning signs

No single metric tells the full story. See the FRA:BZZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Bank of Montreal Business Description

Address 129 rue Saint Jacques, Montreal, QC, CAN, H2Y 1L6
Bank of Montreal is a diversified financial services provider based in North America with over CAD 1.47 trillion in assets by the end of fiscal 2025. BMO operates four business segments: Canadian personal and commercial banking, US personal and commercial banking, wealth management, and capital markets. About 60% of BMO's earnings are generated in Canada and 40% in the US.
71GF Score

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GF Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€159.44
Price
€98.38
GF Value