PNC Financial Services Group has the GF Score of 78, which implies that the company
is
Likely to have average performance.
The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.
GF Score takes following five key aspects into consideration:
Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.
Based on research and backtesting result, GuruFocus believes PNC Financial Services Group
is
Likely to have average performance.
Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.
PNC Financial Services Group (FRA:PNP) GF Score Explanation
Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:
GF Score
Performance Potential and All-in-One Screener Examples (1)
(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.
PNC Financial Services Group GF Score Related Terms
FRA:PNP vs USB, NU, TFC: GF Score Comparison
For the Banks - Regional subindustry, PNC Financial Services Group's GF Score, along with its competitors' market caps and GF Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PNC Financial Services Group GF Score vs Banks Industry
For the Banks industry and Financial Services sector, PNC Financial Services Group's GF Score distribution charts can be found below:
* The bar in red indicates where PNC Financial Services Group's GF Score falls into.
PNC Financial Services Group (FRA:PNP) has a GF Score of 78 as of Jul. 09, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on PNC Financial Services Group and its competitors. This is near median its historical median of 77.00. Over the past decade, PNC Financial Services Group's GF Score has ranged from 18.00 to 86.00.
Is PNC Financial Services Group's GF Score too high?
PNC Financial Services Group's current GF Score of 78 is near median its 10-year median of 77.00. Over the past 10 years, this metric has ranged from a low of 18.00 to a high of 86.00. Overall, PNC Financial Services Group has a GF Score™ of 78/100, reflecting its overall financial health beyond just this single metric.
How does PNC Financial Services Group's GF Score compare to USB and NU?
PNC Financial Services Group's GF Score of 78 can be compared against companies in the Banks industry. Historically, PNC Financial Services Group's own GF Score has ranged from 18.00 to 86.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for a Banks company?
A good GF Score depends on the Banks industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on PNC Financial Services Group and its competitors. PNC Financial Services Group's current GF Score is 78, which is near median its own 10-year median of 77.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PNC Financial Services Group stock overvalued right now?
PNC Financial Services Group (FRA:PNP) has a current GF Score of 78. The stock's GF Value™ is €178.52, compared to a current price of €216.00 — trading 21% above its estimated fair value. The current GF Score is 78, which is near median its 10-year median of 77.00. PNC Financial Services Group's overall GF Score™ is 78/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For PNC Financial Services Group (FRA:PNP), the current GF Score is 78 as of Jul. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PNC Financial Services Group (FRA:PNP) Overvalued in 2026?
Based on GuruFocus' analysis, PNC Financial Services Group stock appears to be overvalued.
The current stock price of €216.00 is trading 21% above its estimated GF Value™ of €178.52.
Key valuation signals for FRA:PNP:
GF Score: 78 (near median its 10-year median of 77.00)
GF Value™: €178.52 vs. price of €216.00 (21% above fair value)
No single metric tells the full story. See the FRA:PNP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PNC Financial is one of the three super-regional banks in the US, with over $600 billion in total assets at the end of March 2026. Headquartered in Pittsburgh, Pennsylvania, PNC Financial has a coast-to-coast branch network, with a strong presence in the US Midwest and Northeast. It closed its acquisition of FirstBank in January 2026, which added around $26 billion in assets to its balance sheet, and PNC is currently expanding in the Southern and Western regions of the US. The bank provides a diversified set of financial services in retail banking, commercial banking, card and treasury management, asset management, and investment banking. PNC derived around 38% of revenue from fee income and 62% from net interest income in 2025.
78GF Score
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