Sun Life Financial (LTS:0VJA) GF Score: 55/100 (As of Aug. 02, 2026) — 20% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

LTS:0VJA Sun Life Financial Inc LTS:0VJA
55 GF Score
Price C$116.49
Valuation Significantly Overvalued
! 8 Warning Signs
View Full Analysis

What is Sun Life Financial GF Score?

Sun Life Financial LTS:0VJA +0.29% 55 GF Score is 55 as of Aug. 02, 2026, which is 20% below its 10-year median of 69.00. GuruFocus rates LTS:0VJA with a GF Score™ of 55/100 (Significantly Overvalued). The stock has 8 warning signs investors should review.

Sun Life Financial has the GF Score of 55, which implies that the company might have Poor future performance potential.

The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.

GF Score takes following five key aspects into consideration:

1. Financial Strength : 6/10
2. Profitability Rank : 5/10
3. Growth Rank : 5/10
4. GF Value Rank : 2/10
5. Momentum Rank : 6/10

Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.

Based on research and backtesting result, GuruFocus believes Sun Life Financial might have Poor future performance potential.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.


Sun Life Financial  (LTS:0VJA) GF Score Explanation

Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:

GF Score Performance Potential and All-in-One Screener Examples (1)
91 - 100Highest outperformance potential
81 - 90Good outperformance potential
71 - 80Likely to have average performance
51 - 70Poor future performance potential
0 - 50Worst future performance potential, or not enough data

(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.


Sun Life Financial GF Score Related Terms


LTS:0VJA vs BRK.A, AIG, HIG: GF Score Comparison

For the Insurance - Diversified subindustry, Sun Life Financial's GF Score, along with its competitors' market caps and GF Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sun Life Financial GF Score vs Insurance Industry

For the Insurance industry and Financial Services sector, Sun Life Financial's GF Score distribution charts can be found below:

* The bar in red indicates where Sun Life Financial's GF Score falls into.


LTS:0VJA
55GF Score
Sun Life Financial Inc LTS:0VJA
GF Score is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
Frequently Asked Questions Learn more about GF Score →
What does a GF Score of 55 mean?
Sun Life Financial (LTS:0VJA) has a GF Score of 55 as of Aug. 02, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Sun Life Financial and its competitors. This is 20% below median its historical median of 69.00. Over the past decade, Sun Life Financial's GF Score has ranged from 29.00 to 88.00.
Is Sun Life Financial's GF Score too high?
Sun Life Financial's current GF Score of 55 is 20% below median its 10-year median of 69.00. Over the past 10 years, this metric has ranged from a low of 29.00 to a high of 88.00. Overall, Sun Life Financial has a GF Score™ of 55/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sun Life Financial's GF Score compare to BRK.A and AIG?
Sun Life Financial's GF Score of 55 can be compared against companies in the Insurance industry. Historically, Sun Life Financial's own GF Score has ranged from 29.00 to 88.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for an Insurance company?
A good GF Score depends on the Insurance industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Sun Life Financial and its competitors. Sun Life Financial's current GF Score is 55, which is 20% below median its own 10-year median of 69.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sun Life Financial stock overvalued right now?
Based on GuruFocus' analysis, Sun Life Financial (LTS:0VJA) is currently considered Significantly Overvalued. The current GF Score is 55, which is 20% below median its 10-year median of 69.00. Sun Life Financial's overall GF Score™ is 55/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For Sun Life Financial (LTS:0VJA), the current GF Score is 55 as of Aug. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Sun Life Financial Business Description

Address 1 York Street, 31st Floor, Toronto, ON, CAN, M5J 0B6
Sun Life Financial is one of the Big Three Canadian life insurers. The Canadian business contributed around 35% of its 2025 adjusted earnings. In that segment, the firm provides health, life insurance, and annuity products to individual and group customers. Its US business is mostly group health and contributed about 17% of the firm's adjusted earnings in 2025. Sun Life also offers life insurance and wealth products in several Asian markets with a strong presence in Hong Kong and the Philippines. The Asia segment contributed around 18% of adjusted 2024 earnings. Its asset management business had around CAD 1.2 trillion total assets under management or administration at the end of 2025 and represents around 30% of the firm's earnings.
55GF Score

Get the complete analysis for LTS:0VJA

GF Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

C$116.49
Price