ONIT (Onity Group) GF Score: 62/100 (As of Jul. 20, 2026) — Near Median

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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ONIT Onity Group Inc ONIT
62 GF Score
Price $40.81
GF Value $31.22
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Onity Group GF Score?

Onity Group ONIT -1.66% 62 GF Score is 62 as of Jul. 20, 2026, which is 3% below its 10-year median of 64.00. GuruFocus rates ONIT with a GF Score™ of 62/100 and a GF Value™ of $31.22 (Significantly Overvalued). The stock has 7 warning signs investors should review.

Onity Group has the GF Score of 62, which implies that the company might have Poor future performance potential.

The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.

GF Score takes following five key aspects into consideration:

1. Financial Strength : 1/10
2. Profitability Rank : 5/10
3. Growth Rank : 7/10
4. GF Value Rank : 5/10
5. Momentum Rank : 4/10

Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.

Based on research and backtesting result, GuruFocus believes Onity Group might have Poor future performance potential.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.

Onity Group  (NYSE:ONIT) GF Score Explanation

Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:

GF Score Performance Potential and All-in-One Screener Examples (1)
91 - 100Highest outperformance potential
81 - 90Good outperformance potential
71 - 80Likely to have average performance
51 - 70Poor future performance potential
0 - 50Worst future performance potential, or not enough data

(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.

Onity Group GF Score Related Terms

ONIT vs BETR, GHI, IOR: GF Score Comparison

For the Mortgage Finance subindustry, Onity Group's GF Score, along with its competitors' market caps and GF Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Onity Group GF Score vs Banks Industry

For the Banks industry and Financial Services sector, Onity Group's GF Score distribution charts can be found below:

* The bar in red indicates where Onity Group's GF Score falls into.


ONIT
62GF Score
Onity Group Inc ONIT
GF Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about GF Score →
What does a GF Score of 62 mean?
Onity Group (ONIT) has a GF Score of 62 as of Jul. 20, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Onity Group and its competitors. This is near median its historical median of 64.00. Over the past decade, Onity Group's GF Score has ranged from 51.00 to 88.00.
Is Onity Group's GF Score too high?
Onity Group's current GF Score of 62 is near median its 10-year median of 64.00. Over the past 10 years, this metric has ranged from a low of 51.00 to a high of 88.00. Overall, Onity Group has a GF Score™ of 62/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Onity Group's GF Score compare to BETR and GHI?
Onity Group's GF Score of 62 can be compared against companies in the Banks industry. Historically, Onity Group's own GF Score has ranged from 51.00 to 88.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for a Banks company?
A good GF Score depends on the Banks industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Onity Group and its competitors. Onity Group's current GF Score is 62, which is near median its own 10-year median of 64.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Onity Group stock overvalued right now?
Based on GuruFocus' analysis, Onity Group (ONIT) is currently considered Significantly Overvalued. The stock's GF Value™ is $31.22, compared to a current price of $40.81 — trading 30.7% above its estimated fair value. The current GF Score is 62, which is near median its 10-year median of 64.00. Onity Group's overall GF Score™ is 62/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For Onity Group (ONIT), the current GF Score is 62 as of Jul. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Onity Group (ONIT) Overvalued in 2026?

Based on GuruFocus' analysis, Onity Group stock appears to be overvalued. The current stock price of $40.81 is trading 30.7% above its estimated GF Value™ of $31.22. GuruFocus considers Onity Group to be Significantly Overvalued.

Key valuation signals for ONIT:

  • GF Score: 62 (near median its 10-year median of 64.00)
  • GF Value™: $31.22 vs. price of $40.81 (30.7% above fair value)
  • GF Score™: 62/100 with 7 warning signs

No single metric tells the full story. See the ONIT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Onity Group Business Description

Other Exchanges 0KAS:UKOW0A:Germany
Address 1661 Worthington Road, Suite 100, West Palm Beach, FL, USA, 33409
Onity Group Inc is a non-bank mortgage servicer and originator providing solutions through its brands, PHH Mortgage and Liberty Reverse Mortgage. PHH Mortgage is one of the servicers in the country that focused on delivering a variety of servicing and lending programs and Liberty is one of the nation's reverse mortgage lenders dedicated to education and providing loans that help customers meet their personal and financial needs.
62GF Score

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GF Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$40.81
Price
$31.22
GF Value