Bank OZK (STU:BO8) GF Score: 82/100 (As of Jul. 10, 2026) — Near Median


STU:BO8 Bank OZK STU:BO8
82 GF Score
Price €43.93
GF Value €42.84
Valuation Fairly Valued
! 4 Warning Signs
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What is Bank OZK GF Score?

Bank OZK STU:BO8 +2.19% 82 GF Score is 82 as of Jul. 10, 2026, which is 6% above its 10-year median of 77.00. GuruFocus rates STU:BO8 with a GF Score™ of 82/100 and a GF Value™ of €42.84 (Fairly Valued). The stock has 4 warning signs investors should review.

Bank OZK has the GF Score of 82, which implies that the company might have Good outperformance potential.

The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.

GF Score takes following five key aspects into consideration:

1. Financial Strength : 4/10
2. Profitability Rank : 6/10
3. Growth Rank : 9/10
4. GF Value Rank : 7/10
5. Momentum Rank : 7/10

Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.

Based on research and backtesting result, GuruFocus believes Bank OZK might have Good outperformance potential.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.

Bank OZK  (STU:BO8) GF Score Explanation

Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:

GF Score Performance Potential and All-in-One Screener Examples (1)
91 - 100Highest outperformance potential
81 - 90Good outperformance potential
71 - 80Likely to have average performance
51 - 70Poor future performance potential
0 - 50Worst future performance potential, or not enough data

(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.

Bank OZK GF Score Related Terms

STU:BO8 vs HOMB, AX, ASB: GF Score Comparison

For the Banks - Regional subindustry, Bank OZK's GF Score, along with its competitors' market caps and GF Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Bank OZK GF Score vs Banks Industry

For the Banks industry and Financial Services sector, Bank OZK's GF Score distribution charts can be found below:

* The bar in red indicates where Bank OZK's GF Score falls into.


STU:BO8
82GF Score
Bank OZK STU:BO8
GF Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about GF Score →
What does a GF Score of 82 mean?
Bank OZK (STU:BO8) has a GF Score of 82 as of Jul. 10, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Bank OZK and its competitors. This is near median its historical median of 77.00. Over the past decade, Bank OZK's GF Score has ranged from 33.00 to 87.00.
Is Bank OZK's GF Score too high?
Bank OZK's current GF Score of 82 is near median its 10-year median of 77.00. Over the past 10 years, this metric has ranged from a low of 33.00 to a high of 87.00. Overall, Bank OZK has a GF Score™ of 82/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Bank OZK's GF Score compare to HOMB and AX?
Bank OZK's GF Score of 82 can be compared against companies in the Banks industry. Historically, Bank OZK's own GF Score has ranged from 33.00 to 87.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for a Banks company?
A good GF Score depends on the Banks industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Bank OZK and its competitors. Bank OZK's current GF Score is 82, which is near median its own 10-year median of 77.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank OZK stock overvalued right now?
Based on GuruFocus' analysis, Bank OZK (STU:BO8) is currently considered Fairly Valued. The stock's GF Value™ is €42.84, compared to a current price of €43.93 — trading 2.5% above its estimated fair value. The current GF Score is 82, which is near median its 10-year median of 77.00. Bank OZK's overall GF Score™ is 82/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For Bank OZK (STU:BO8), the current GF Score is 82 as of Jul. 10, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank OZK (STU:BO8) Overvalued in 2026?

Based on GuruFocus' analysis, Bank OZK stock appears to be overvalued. The current stock price of €43.93 is trading 2.5% above its estimated GF Value™ of €42.84. GuruFocus considers Bank OZK to be Fairly Valued.

Key valuation signals for STU:BO8:

  • GF Score: 82 (near median its 10-year median of 77.00)
  • GF Value™: €42.84 vs. price of €43.93 (2.5% above fair value)
  • GF Score™: 82/100 with 4 warning signs

No single metric tells the full story. See the STU:BO8 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Bank OZK Business Description

Address 18000 Cantrell Road, Little Rock, AR, USA, 72223
Bank OZK is a bank holding company that owns and operates a community bank, Bank of the Ozarks. The bank operates offices in Arkansas, Georgia, Florida, North Carolina, Texas, California, New York and Mississippi. It provides banking services, including checking, savings, money market, time deposits, and individual retirement accounts, as well as loan services, such as real estate, consumer, commercial, and industrial loans. Apart from providing traditional banking products and services, it also provides trust and wealth management, financial planning, online banking, and other related services.
82GF Score

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GF Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€43.93
Price
€42.84
GF Value