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Old Republic International has the GF Score of 83, which implies that the company
might have
Good outperformance potential.
The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.
GF Score takes following five key aspects into consideration:
Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.
Based on research and backtesting result, GuruFocus believes Old Republic International
might have
Good outperformance potential.
Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.
Old Republic International (STU:ORJ) GF Score Explanation
Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:
GF Score
Performance Potential and All-in-One Screener Examples (1)
(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.
Old Republic International GF Score Related Terms
STU:ORJ vs AFG, KNSL, THG: GF Score Comparison
For the Insurance - Property & Casualty subindustry, Old Republic International's GF Score, along with its competitors' market caps and GF Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Old Republic International GF Score vs Insurance Industry
For the Insurance industry and Financial Services sector, Old Republic International's GF Score distribution charts can be found below:
* The bar in red indicates where Old Republic International's GF Score falls into.
Old Republic International (STU:ORJ) has a GF Score of 83 as of Jul. 14, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Old Republic International and its competitors. This is 20% above median its historical median of 69.00. Over the past decade, Old Republic International's GF Score has ranged from 54.00 to 84.00.
Is Old Republic International's GF Score too high?
Old Republic International's current GF Score of 83 is 20% above median its 10-year median of 69.00. Over the past 10 years, this metric has ranged from a low of 54.00 to a high of 84.00. Overall, Old Republic International has a GF Score™ of 83/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Old Republic International's GF Score compare to AFG and KNSL?
Old Republic International's GF Score of 83 can be compared against companies in the Insurance industry. Historically, Old Republic International's own GF Score has ranged from 54.00 to 84.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for an Insurance company?
A good GF Score depends on the Insurance industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Old Republic International and its competitors. Old Republic International's current GF Score is 83, which is 20% above median its own 10-year median of 69.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Old Republic International stock overvalued right now?
Based on GuruFocus' analysis, Old Republic International (STU:ORJ) is currently considered Modestly Overvalued. The stock's GF Value™ is €32.67, compared to a current price of €36.95 — trading 13.1% above its estimated fair value. The current GF Score is 83, which is 20% above median its 10-year median of 69.00. Old Republic International's overall GF Score™ is 83/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For Old Republic International (STU:ORJ), the current GF Score is 83 as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Old Republic International (STU:ORJ) Overvalued in 2026?
Based on GuruFocus' analysis, Old Republic International stock appears to be overvalued.
The current stock price of €36.95 is trading 13.1% above its estimated GF Value™ of €32.67.
GuruFocus considers Old Republic International to be Modestly Overvalued.
Key valuation signals for STU:ORJ:
GF Score: 83 (20% above median its 10-year median of 69.00)
GF Value™: €32.67 vs. price of €36.95 (13.1% above fair value)
No single metric tells the full story. See the STU:ORJ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Old Republic International Corp is engaged in the business of insurance underwriting and related services. The company operates in two segments: Specialty Insurance and Title Insurance. The insurance provided by the company includes Automobile Extended Warranty Insurance, Aviation, Commercial Automobile Insurance, Inland Marine, Travel Accident, Workers' Compensation, Financial Indemnity, and others. The company generates the majority of its revenue from Specialty Insurance. The Specialty Insurance provides property and liability insurance principally to commercial clients.
83GF Score
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