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Saptakoshi Development Bank has the GF Score of 11, which implies that the company
might have
Worst future performance potential, or not enough data.
The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.
GF Score takes following five key aspects into consideration:
Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.
Based on research and backtesting result, GuruFocus believes Saptakoshi Development Bank
might have
Worst future performance potential, or not enough data.
Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.
Saptakoshi Development Bank (XNEP:SAPDBL) GF Score Explanation
Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:
GF Score
Performance Potential and All-in-One Screener Examples (1)
(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.
Saptakoshi Development Bank GF Score Related Terms
XNEP:SAPDBL vs : GF Score Comparison
For the Banks - Regional subindustry, Saptakoshi Development Bank's GF Score, along with its competitors' market caps and GF Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Saptakoshi Development Bank GF Score vs Banks Industry
For the Banks industry and Financial Services sector, Saptakoshi Development Bank's GF Score distribution charts can be found below:
* The bar in red indicates where Saptakoshi Development Bank's GF Score falls into.
Saptakoshi Development Bank (XNEP:SAPDBL) has a GF Score of 11 as of Aug. 15, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Saptakoshi Development Bank and its competitors. This is 50% below median its historical median of 22.00. Over the past decade, Saptakoshi Development Bank's GF Score has ranged from 3.00 to 36.00.
Is Saptakoshi Development Bank's GF Score too high?
Saptakoshi Development Bank's current GF Score of 11 is 50% below median its 10-year median of 22.00. Over the past 10 years, this metric has ranged from a low of 3.00 to a high of 36.00. Overall, Saptakoshi Development Bank has a GF Score™ of 11/100, reflecting its overall financial health beyond just this single metric.
How does Saptakoshi Development Bank's GF Score compare to ?
Saptakoshi Development Bank's GF Score of 11 can be compared against companies in the Banks industry. Historically, Saptakoshi Development Bank's own GF Score has ranged from 3.00 to 36.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for a Banks company?
A good GF Score depends on the Banks industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Saptakoshi Development Bank and its competitors. Saptakoshi Development Bank's current GF Score is 11, which is 50% below median its own 10-year median of 22.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Saptakoshi Development Bank stock overvalued right now?
Saptakoshi Development Bank (XNEP:SAPDBL) has a current GF Score of 11. The current GF Score is 11, which is 50% below median its 10-year median of 22.00. Saptakoshi Development Bank's overall GF Score™ is 11/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For Saptakoshi Development Bank (XNEP:SAPDBL), the current GF Score is 11 as of Aug. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Saptakoshi Development Bank Ltd is engaged in providing banking-related services in Nepal. Its main objective is to provide banking services to the general public, business community, and other beneficiaries with healthy competition in the banking sector for the development of the nation under the free economy policy of the Nepal government. The various services offered by the company include savings products, loans, fixed deposits, mobile banking facilities, ATM services, remittance services, and others.
11GF Score
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