CIF (Mfs Intermediate Highome Fund) Graham Number: $2.41 (As of Nov. 2025) — 265% Above Median


CIF Mfs Intermediate High Income Fund CIF
8 GF Score
Price $1.60
! 6 Warning Signs
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What is Mfs Intermediate Highome Fund Graham Number?

Mfs Intermediate Highome Fund CIF -0.62% 8 Graham Number is $2.41 as of Nov. 2025, which is 265% above its 10-year median of 0.66. GuruFocus rates CIF with a GF Score™ of 8/100. The stock has 6 warning signs investors should review. Among 1,171 Asset Management companies, Mfs Intermediate Highome Fund ranks better than 55.42% on this metric.

Graham Number is a figure that measures a stock's fundamental value by taking into account the company's earnings per share and book value per share. The Graham number is the upper bound of the price range that a defensive investor should pay for the stock. According to the theory, any stock price below the Graham number is considered undervalued, and thus worth investing in.

As of today (2026-07-08), the stock price of Mfs Intermediate Highome Fund is $1.60. Mfs Intermediate Highome Fund's graham number for the quarter that ended in Nov. 2025 was $2.41. Therefore, Mfs Intermediate Highome Fund's Price to Graham Number ratio for today is 0.66.

The historical rank and industry rank for Mfs Intermediate Highome Fund's Graham Number or its related term are showing as below:

CIF' s Price-to-Graham-Number Range Over the Past 10 Years
Min: 0.57   Med: 0.66   Max: 1.45
Current: 0.66

During the past 9 years, the highest Price to Graham Number ratio of Mfs Intermediate Highome Fund was 1.45. The lowest was 0.57. And the median was 0.66.

CIF's Price-to-Graham-Number is ranked better than
55.42% of 1171 companies
in the Asset Management industry
Industry Median: 0.71 vs CIF: 0.66

Graham Number is a combination of asset valuation and earnings power valuation. It is a very conservative way of valuing a stock.


Mfs Intermediate Highome Fund  (NYSE:CIF) Graham Number Explanation

Ben Graham actually did not publish a formula like this. But he wrote in The Intelligent Investor (1948 version) regarding to the criteria for purchases:

Current price should not be more than 15 times average earnings of the past three years.

Current price should not be more than 1.5 times the book value last reported. However, a multiplier of earnings below 15 could justify a correspondingly higher multiplier of assets. As a rule of thumb we suggest that the product of the multiplier times the ratio of price to book value should not exceed 22.5. (This figure corresponds to 15 times earnings and 1.5 times book value. It would admit an issue selling at only 9 times earnings and 2.5 times asset value, etc.)

Unlike valuation methods such as DCF or Discounted Earnings, the Graham number does not take growth into the valuation. Unlike the valuation methods based on book value alone, it takes into account the earnings power. Therefore, the Graham Number is a combination of asset valuation and earnings power valuation.

In general, the Graham number is a very conservative way of valuing a stock. It cannot be applied to companies with negative book values.

Mfs Intermediate Highome Fund's Price to Graham number Ratio for today is calculated as

Price to Graham number=Share Price (Today)/Graham number (Q: Nov. 2025 )
=1.60/2.41
=0.66

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Please keep these in mind:

1. Graham Number does not take growth into account. Therefore it underestimates the values of the companies that have good earnings growth. We feel that if the earnings per share grows more than 10% a year, Graham Number underestimates the value.
2. Graham Number punishes the companies that have temporarily low earnings. Therefore, an average of earnings makes more sense in the calculation of Graham Number.
3. Graham Numbers underestimates companies that are light with book.


Mfs Intermediate Highome Fund Graham Number Related Terms


Mfs Intermediate Highome Fund Graham Number Historical Data

* Premium members only.

The historical data trend for Mfs Intermediate Highome Fund's Graham Number can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mfs Intermediate Highome Fund Graham Number Chart

Mfs Intermediate Highome Fund Annual Data
Trend Nov17 Nov18 Nov19 Nov20 Nov21 Nov22 Nov23 Nov24 Nov25
Graham Number
Get a 7-Day Free Trial Premium Member Only 2.05 0.00 2.48 3.11 2.41

Mfs Intermediate Highome Fund Semi-Annual Data
Nov17 May18 Nov18 May19 Nov19 May20 Nov20 May21 Nov21 May22 Nov22 May23 Nov23 May24 Nov24 May25 Nov25
Graham Number Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.48 2.87 3.11 2.56 2.41

CIF vs AVAT, SDEV, RAND: Graham Number Comparison

For the Asset Management subindustry, Mfs Intermediate Highome Fund's Price-to-Graham-Number, along with its competitors' market caps and Price-to-Graham-Number data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mfs Intermediate Highome Fund Price-to-Graham-Number vs Asset Management Industry

For the Asset Management industry and Financial Services sector, Mfs Intermediate Highome Fund's Price-to-Graham-Number distribution charts can be found below:

* The bar in red indicates where Mfs Intermediate Highome Fund's Price-to-Graham-Number falls into.


CIF
8GF Score
Mfs Intermediate High Income Fund CIF
Graham Number is just one metric. See GF Score™, valuation, warning signs, and more.
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Mfs Intermediate Highome Fund Graham Number Calculation

Graham Number is a concept based on Ben Graham's conservative valuation of companies.

Mfs Intermediate Highome Fund's Graham Number for the fiscal year that ended in Nov. 2025 is calculated as

Graham Number
=sqrt of (22.5* Tangible Book per Share *EPS without NRI)
=sqrt of (22.5*1.844*0.14)
=2.41

Mfs Intermediate Highome Fund's Graham Number for the quarter that ended in Nov. 2025 is calculated as

Graham Number
=sqrt of (22.5*Tangible Book per Share*EPS without NRI (TTM))
=sqrt of (22.5*1.844*0.14)
=2.41

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Graham Number →
What does a Graham Number of $2.41 mean?
Mfs Intermediate Highome Fund (CIF) has a Graham Number of $2.41 as of Nov. 2025. The Graham Number values a company based on its per-share earnings and book value. View historical data on Mfs Intermediate Highome Fund and its competitors. This is 265% above median its historical median of 0.66. Over the past decade, Mfs Intermediate Highome Fund's Graham Number has ranged from 0.57 to 1.45. According to the industry distribution chart, Mfs Intermediate Highome Fund ranks #522 out of 1171 companies in the Asset Management industry, placing it in the top 44.6%.
Is Mfs Intermediate Highome Fund's Graham Number too high?
Mfs Intermediate Highome Fund's current Graham Number of $2.41 is 265% above median its 10-year median of 0.66. Over the past 10 years, this metric has ranged from a low of 0.57 to a high of 1.45. The Asset Management industry median Graham Number is 0.71. Mfs Intermediate Highome Fund's value of $2.41 is 239.4% above this industry median. Based on the distribution chart, Mfs Intermediate Highome Fund ranks #522 out of 1171 companies in the Asset Management industry, which is above the industry midpoint. Overall, Mfs Intermediate Highome Fund has a GF Score™ of 8/100, reflecting its overall financial health beyond just this single metric.
How does Mfs Intermediate Highome Fund's Graham Number compare to AVAT and SDEV?
According to the Asset Management industry distribution chart, Mfs Intermediate Highome Fund ranks #522 out of 1171 companies for Graham Number. This puts Mfs Intermediate Highome Fund in the upper half of its industry. The industry median Graham Number is 0.71. Mfs Intermediate Highome Fund's value of $2.41 is 239.4% above this benchmark. Historically, Mfs Intermediate Highome Fund's own Graham Number has ranged from 0.57 to 1.45 over the past decade. While the company's 10-year median is 0.66 vs. the industry median of 0.71, Mfs Intermediate Highome Fund has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Graham Number for an Asset Management company?
The median Graham Number among Asset Management companies is 0.71, based on 1,171 companies in the industry. Companies in the top quartile (top 25%) have a Graham Number significantly above this median, while those in the bottom quartile fall well below. However, Graham Number should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mfs Intermediate Highome Fund's current Graham Number of $2.41 is 239.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Graham Number mean?
A high Graham Number can signal that a stock is expensive relative to its fundamentals. The Graham Number values a company based on its per-share earnings and book value. View historical data on Mfs Intermediate Highome Fund and its competitors. For the Asset Management industry, the median Graham Number is 0.71 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mfs Intermediate Highome Fund's current Graham Number is $2.41, which is 265% above median its own 10-year median of 0.66. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mfs Intermediate Highome Fund stock overvalued right now?
Mfs Intermediate Highome Fund (CIF) has a current Graham Number of $2.41. The current Graham Number is $2.41, which is 265% above median its 10-year median of 0.66 and 239.4% above the Asset Management industry median of 0.71. Mfs Intermediate Highome Fund's overall GF Score™ is 8/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Graham Number calculated?
Graham Number is calculated from a company's financial statements. For Mfs Intermediate Highome Fund (CIF), the current Graham Number is $2.41 as of Nov. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Mfs Intermediate Highome Fund Business Description

Address 111 Huntington Avenue, Boston, MA, USA, 02199
Mfs Intermediate High Income Fund is a United States-based diversified closed-end management investment company. Its investment objective is to seek high current income, but it may also consider capital appreciation. The fund invests a majority of its net assets, including borrowings for investment purposes, in high-income debt instruments. Its portfolio of investments includes investment-grade corporate bonds, government securities and other securities. The portfolio includes Midstream, Financial Institutions, Energy, Cable TV, and Utilities.
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