Islami Insurance Bangladesh (DHA:ISLAMIINS) Graham Number: BDTN/A (As of . 20)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

What is Islami Insurance Bangladesh Graham Number?

Islami Insurance Bangladesh DHA:ISLAMIINS -0.33% Graham Number is BDTN/A as of . 20. Among 424 Insurance companies, Islami Insurance Bangladesh ranks worse than 235848.82% on this metric.

Graham Number is a figure that measures a stock's fundamental value by taking into account the company's earnings per share and book value per share. The Graham number is the upper bound of the price range that a defensive investor should pay for the stock. According to the theory, any stock price below the Graham number is considered undervalued, and thus worth investing in.

As of today (2026-08-29), the stock price of Islami Insurance Bangladesh is BDT61.00. Islami Insurance Bangladesh's graham number for the quarter that ended in . 20 was BDTN/A. Therefore, Islami Insurance Bangladesh's Price to Graham Number ratio for today is N/A.

The historical rank and industry rank for Islami Insurance Bangladesh's Graham Number or its related term are showing as below:

DHA:ISLAMIINS's Price-to-Graham-Number is not ranked *
in the Insurance industry.
Industry Median: 0.935
* Ranked among companies with meaningful Price-to-Graham-Number only.

Graham Number is a combination of asset valuation and earnings power valuation. It is a very conservative way of valuing a stock.


Islami Insurance Bangladesh  (DHA:ISLAMIINS) Graham Number Explanation

Ben Graham actually did not publish a formula like this. But he wrote in The Intelligent Investor (1948 version) regarding to the criteria for purchases:

Current price should not be more than 15 times average earnings of the past three years.

Current price should not be more than 1.5 times the book value last reported. However, a multiplier of earnings below 15 could justify a correspondingly higher multiplier of assets. As a rule of thumb we suggest that the product of the multiplier times the ratio of price to book value should not exceed 22.5. (This figure corresponds to 15 times earnings and 1.5 times book value. It would admit an issue selling at only 9 times earnings and 2.5 times asset value, etc.)

Unlike valuation methods such as DCF or Discounted Earnings, the Graham number does not take growth into the valuation. Unlike the valuation methods based on book value alone, it takes into account the earnings power. Therefore, the Graham Number is a combination of asset valuation and earnings power valuation.

In general, the Graham number is a very conservative way of valuing a stock. It cannot be applied to companies with negative book values.

Islami Insurance Bangladesh's Price to Graham number Ratio for today is calculated as

Price to Graham number=Share Price (Today)/Graham number (Q: . 20 )
=61.00/N/A
=N/A

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Please keep these in mind:

1. Graham Number does not take growth into account. Therefore it underestimates the values of the companies that have good earnings growth. We feel that if the earnings per share grows more than 10% a year, Graham Number underestimates the value.
2. Graham Number punishes the companies that have temporarily low earnings. Therefore, an average of earnings makes more sense in the calculation of Graham Number.
3. Graham Numbers underestimates companies that are light with book.


Islami Insurance Bangladesh Graham Number Related Terms


Islami Insurance Bangladesh Graham Number Historical Data

* Premium members only.

The historical data trend for Islami Insurance Bangladesh's Graham Number can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Islami Insurance Bangladesh Graham Number Chart

Islami Insurance Bangladesh Annual Data
Trend
Graham Number

Islami Insurance Bangladesh Semi-Annual Data
Graham Number

DHA:ISLAMIINS vs ASIN, AFH, NSEC: Graham Number Comparison

For the Insurance - Property & Casualty subindustry, Islami Insurance Bangladesh's Price-to-Graham-Number, along with its competitors' market caps and Price-to-Graham-Number data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Islami Insurance Bangladesh Price-to-Graham-Number vs Insurance Industry

For the Insurance industry and Financial Services sector, Islami Insurance Bangladesh's Price-to-Graham-Number distribution charts can be found below:

* The bar in red indicates where Islami Insurance Bangladesh's Price-to-Graham-Number falls into.



Islami Insurance Bangladesh Graham Number Calculation

Graham Number is a concept based on Ben Graham's conservative valuation of companies.

Islami Insurance Bangladesh's Graham Number for the fiscal year that ended in . 20 is calculated as

Graham Number
=sqrt of (22.5* Tangible Book per Share *EPS without NRI)
=sqrt of (22.5**)
=N/A

Islami Insurance Bangladesh's Graham Number for the quarter that ended in . 20 is calculated as

Graham Number
=sqrt of (22.5*Tangible Book per Share*EPS without NRI (TTM))
=sqrt of (22.5**)
=N/A

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Graham Number →
What does a Graham Number of BDTN/A mean?
Islami Insurance Bangladesh (DHA:ISLAMIINS) has a Graham Number of BDTN/A as of . 20. The Graham Number values a company based on its per-share earnings and book value. View historical data on Islami Insurance Bangladesh and its competitors. According to the industry distribution chart, Islami Insurance Bangladesh ranks #999999 out of 424 companies in the Insurance industry.
Is Islami Insurance Bangladesh's Graham Number too high?
Islami Insurance Bangladesh's current Graham Number is BDTN/A. Based on the distribution chart, Islami Insurance Bangladesh ranks #999999 out of 424 companies in the Insurance industry, which is in the bottom quartile relative to peers.
How does Islami Insurance Bangladesh's Graham Number compare to ASIN and AFH?
According to the Insurance industry distribution chart, Islami Insurance Bangladesh ranks #999999 out of 424 companies for Graham Number. This places Islami Insurance Bangladesh in the lower half of its industry. The industry median Graham Number is 0.94. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Graham Number for an Insurance company?
The median Graham Number among Insurance companies is 0.94, based on 424 companies in the industry. Companies in the top quartile (top 25%) have a Graham Number significantly above this median, while those in the bottom quartile fall well below. However, Graham Number should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Graham Number mean?
A high Graham Number can signal that a stock is expensive relative to its fundamentals. The Graham Number values a company based on its per-share earnings and book value. View historical data on Islami Insurance Bangladesh and its competitors. For the Insurance industry, the median Graham Number is 0.94 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Islami Insurance Bangladesh's current Graham Number is BDTN/A. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Islami Insurance Bangladesh stock overvalued right now?
Islami Insurance Bangladesh (DHA:ISLAMIINS) has a current Graham Number of BDTN/A. The current Graham Number is BDTN/A. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Graham Number calculated?
Graham Number is calculated from a company's financial statements. For Islami Insurance Bangladesh (DHA:ISLAMIINS), the current Graham Number is BDTN/A as of . 20. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Islami Insurance Bangladesh Business Description

Address Box Culvert Road, DR Tower, 11th Floor, 65/2/2 Purana Paltan, Dhaka, BGD, 1000
Islami Insurance Bangladesh Ltd is a Bangladesh based Non-Life Insurance Company engaged in offering general insurance products and services. It offers fire insurance, marine cargo insurance, marine hull insurance, motor insurance, engineering insurance and miscellaneous.