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Graham Number is a figure that measures a stock's fundamental value by taking into account the company's earnings per share and book value per share. The Graham number is the upper bound of the price range that a defensive investor should pay for the stock. According to the theory, any stock price below the Graham number is considered undervalued, and thus worth investing in.
The historical rank and industry rank for Prime Finance & Investment's Graham Number or its related term are showing as below:
DHA:PRIMEFIN's Price-to-Graham-Number is not ranked *
in the Credit Services industry.
Industry Median: 0.82 * Ranked among companies with meaningful Price-to-Graham-Number only.
Graham Number is a combination of asset valuation and earnings power valuation. It is a very conservative way of valuing a stock.
Prime Finance & Investment (DHA:PRIMEFIN) Graham Number Explanation
Ben Graham actually did not publish a formula like this. But he wrote in The Intelligent Investor (1948 version) regarding to the criteria for purchases:
Current price should not be more than 15 times average earnings of the past three years.
Current price should not be more than 1.5 times the book value last reported. However, a multiplier of earnings below 15 could justify a correspondingly higher multiplier of assets. As a rule of thumb we suggest that the product of the multiplier times the ratio of price to book value should not exceed 22.5. (This figure corresponds to 15 times earnings and 1.5 times book value. It would admit an issue selling at only 9 times earnings and 2.5 times asset value, etc.)
Unlike valuation methods such as DCF or Discounted Earnings, the Graham number does not take growth into the valuation. Unlike the valuation methods based on book value alone, it takes into account the earnings power. Therefore, the Graham Number is a combination of asset valuation and earnings power valuation.
In general, the Graham number is a very conservative way of valuing a stock. It cannot be applied to companies with negative book values.
Prime Finance & Investment's Price to Graham number Ratio for today is calculated as
Price to Graham number
=
Share Price (Today)
/
Graham number (Q: . 20 )
=
3.20
/
N/A
=
N/A
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Please keep these in mind:
1. Graham Number does not take growth into account. Therefore it underestimates the values of the companies that have good earnings growth. We feel that if the earnings per share grows more than 10% a year, Graham Number underestimates the value.
2. Graham Number punishes the companies that have temporarily low earnings. Therefore, an average of earnings makes more sense in the calculation of Graham Number.
3. Graham Numbers underestimates companies that are light with book.
Prime Finance & Investment Graham Number Related Terms
Prime Finance & Investment Graham Number Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Prime Finance & Investment Graham Number Chart
Prime Finance & Investment Annual Data
Trend
Graham Number
Prime Finance & Investment Semi-Annual Data
Graham Number
Prime Finance & Investment Graham Number Competitor Comparison
For the Credit Services subindustry, Prime Finance & Investment's Price-to-Graham-Number, along with its competitors' market caps and Price-to-Graham-Number data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Prime Finance & Investment Price-to-Graham-Number vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Prime Finance & Investment's Price-to-Graham-Number distribution charts can be found below:
* The bar in red indicates where Prime Finance & Investment's Price-to-Graham-Number falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Prime Finance & Investment (DHA:PRIMEFIN) has a Graham Number of BDTN/A as of . 20. The Graham Number values a company based on its per-share earnings and book value. View historical data on Prime Finance & Investment and its competitors. According to the industry distribution chart, Prime Finance & Investment ranks #999999 out of 402 companies in the Credit Services industry.
Is Prime Finance & Investment's Graham Number too high?
Prime Finance & Investment's current Graham Number is BDTN/A. Based on the distribution chart, Prime Finance & Investment ranks #999999 out of 402 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Prime Finance & Investment has a GF Score™ of 11/100, reflecting its overall financial health beyond just this single metric.
How does Prime Finance & Investment's Graham Number compare to competitors?
According to the Credit Services industry distribution chart, Prime Finance & Investment ranks #999999 out of 402 companies for Graham Number. This places Prime Finance & Investment in the lower half of its industry. The industry median Graham Number is 0.82. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Graham Number for a Credit Services company?
The median Graham Number among Credit Services companies is 0.82, based on 402 companies in the industry. Companies in the top quartile (top 25%) have a Graham Number significantly above this median, while those in the bottom quartile fall well below. However, Graham Number should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Graham Number mean?
A high Graham Number can signal that a stock is expensive relative to its fundamentals. The Graham Number values a company based on its per-share earnings and book value. View historical data on Prime Finance & Investment and its competitors. For the Credit Services industry, the median Graham Number is 0.82 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Prime Finance & Investment's current Graham Number is BDTN/A. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Prime Finance & Investment stock overvalued right now?
Prime Finance & Investment (DHA:PRIMEFIN) has a current Graham Number of BDTN/A. The current Graham Number is BDTN/A. Prime Finance & Investment's overall GF Score™ is 11/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Graham Number calculated?
Graham Number is calculated from a company's financial statements. For Prime Finance & Investment (DHA:PRIMEFIN), the current Graham Number is BDTN/A as of . 20. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Prime Finance & Investment Ltd is a nonbanking financial institution and its principal activities are to provide comprehensive investment and financial solutions in an integrated manner to individuals, small and medium enterprises and large corporate houses. It has diversified financial services like lease finance, term finance, SME finance, real estate finance, car finance, consumer finance, factoring of receivables, etc.
11GF Score
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