Abu Dhabi National Oil Co For Distribution PJSC (ADX:ADNOCDIST) Interest Coverage: 10.89 (As of Mar. 2026) — 87% Below Median


ADX:ADNOCDIST Abu Dhabi National Oil Co For Distribution PJSC ADX:ADNOCDIST
86 GF Score
Price د.إ3.95
GF Value د.إ3.97
Valuation Fairly Valued
! 6 Warning Signs
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What is Abu Dhabi National Oil Co For Distribution PJSC Interest Coverage?

Abu Dhabi National Oil Co For Distribution PJSC ADX:ADNOCDIST 86 Interest Coverage is 10.89 as of Mar. 2026, which is 87% below its 10-year median of 81.46. GuruFocus rates ADX:ADNOCDIST with a GF Score™ of 86/100 and a GF Value™ of د.إ3.97 (Fairly Valued). The stock has 6 warning signs investors should review. Among 825 Retail - Cyclical companies, Abu Dhabi National Oil Co For Distribution PJSC ranks better than 80.85% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Abu Dhabi National Oil Co For Distribution PJSC's Operating Income for the three months ended in Mar. 2026 was د.إ1,001 Mil. Abu Dhabi National Oil Co For Distribution PJSC's Interest Expense for the three months ended in Mar. 2026 was د.إ-92 Mil. Abu Dhabi National Oil Co For Distribution PJSC's interest coverage for the quarter that ended in Mar. 2026 was 10.89. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Abu Dhabi National Oil Co For Distribution PJSC's Interest Coverage or its related term are showing as below:

ADX:ADNOCDIST' s Interest Coverage Range Over the Past 10 Years
Min: 28.91   Med: 81.46   Max: No Debt
Current: 39.24


ADX:ADNOCDIST's Interest Coverage is ranked better than
80.85% of 825 companies
in the Retail - Cyclical industry
Industry Median: 7.92 vs ADX:ADNOCDIST: 39.24

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Abu Dhabi National Oil Co For Distribution PJSC  (ADX:ADNOCDIST) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Abu Dhabi National Oil Co For Distribution PJSC Interest Coverage Related Terms


Abu Dhabi National Oil Co For Distribution PJSC Interest Coverage Historical Data

* Premium members only.

The historical data trend for Abu Dhabi National Oil Co For Distribution PJSC's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Abu Dhabi National Oil Co For Distribution PJSC Interest Coverage Chart

Abu Dhabi National Oil Co For Distribution PJSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 72.21 43.01 28.91 29.66 33.55

Abu Dhabi National Oil Co For Distribution PJSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.85 8.19 9.56 0.00 10.89

ADX:ADNOCDIST vs CASY, WSM, DKS: Interest Coverage Comparison

For the Specialty Retail subindustry, Abu Dhabi National Oil Co For Distribution PJSC's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Abu Dhabi National Oil Co For Distribution PJSC Interest Coverage vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Abu Dhabi National Oil Co For Distribution PJSC's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Abu Dhabi National Oil Co For Distribution PJSC's Interest Coverage falls into.


ADX:ADNOCDIST
86GF Score
Abu Dhabi National Oil Co For Distribution PJSC ADX:ADNOCDIST
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Abu Dhabi National Oil Co For Distribution PJSC Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Abu Dhabi National Oil Co For Distribution PJSC's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Abu Dhabi National Oil Co For Distribution PJSC's Interest Expense was د.إ-108 Mil. Its Operating Income was د.إ3,617 Mil. And its Long-Term Debt & Capital Lease Obligation was د.إ6,789 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*3616.533/-107.807
=33.55

Abu Dhabi National Oil Co For Distribution PJSC's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Abu Dhabi National Oil Co For Distribution PJSC's Interest Expense was د.إ-92 Mil. Its Operating Income was د.إ1,001 Mil. And its Long-Term Debt & Capital Lease Obligation was د.إ6,758 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*1001.498/-91.945
=10.89

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 10.89 mean?
Abu Dhabi National Oil Co For Distribution PJSC (ADX:ADNOCDIST) has a Interest Coverage of 10.89 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Abu Dhabi National Oil Co For Distribution PJSC and its competitors. This is 87% below median its historical median of 81.46. Over the past decade, Abu Dhabi National Oil Co For Distribution PJSC's Interest Coverage has ranged from 28.91 to 10,000.00. According to the industry distribution chart, Abu Dhabi National Oil Co For Distribution PJSC ranks #158 out of 825 companies in the Retail - Cyclical industry, placing it in the top 19.2%.
Is Abu Dhabi National Oil Co For Distribution PJSC's Interest Coverage too high?
Abu Dhabi National Oil Co For Distribution PJSC's current Interest Coverage of 10.89 is 87% below median its 10-year median of 81.46. Over the past 10 years, this metric has ranged from a low of 28.91 to a high of 10,000.00. The Retail - Cyclical industry median Interest Coverage is 7.92. Abu Dhabi National Oil Co For Distribution PJSC's value of 10.89 is 37.5% above this industry median. Based on the distribution chart, Abu Dhabi National Oil Co For Distribution PJSC ranks #158 out of 825 companies in the Retail - Cyclical industry, which is in the top quartile — a strong position relative to peers. Overall, Abu Dhabi National Oil Co For Distribution PJSC has a GF Score™ of 86/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Abu Dhabi National Oil Co For Distribution PJSC's Interest Coverage compare to CASY and WSM?
According to the Retail - Cyclical industry distribution chart, Abu Dhabi National Oil Co For Distribution PJSC ranks #158 out of 825 companies for Interest Coverage. This places Abu Dhabi National Oil Co For Distribution PJSC in the top 19% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 7.92. Abu Dhabi National Oil Co For Distribution PJSC's value of 10.89 is 37.5% above this benchmark. Historically, Abu Dhabi National Oil Co For Distribution PJSC's own Interest Coverage has ranged from 28.91 to 10,000.00 over the past decade. While the company's 10-year median is 81.46 vs. the industry median of 7.92, Abu Dhabi National Oil Co For Distribution PJSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Retail - Cyclical company?
The median Interest Coverage among Retail - Cyclical companies is 7.92, based on 825 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Abu Dhabi National Oil Co For Distribution PJSC's current Interest Coverage of 10.89 is 37.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Abu Dhabi National Oil Co For Distribution PJSC and its competitors. For the Retail - Cyclical industry, the median Interest Coverage is 7.92 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Abu Dhabi National Oil Co For Distribution PJSC's current Interest Coverage is 10.89, which is 87% below median its own 10-year median of 81.46. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Abu Dhabi National Oil Co For Distribution PJSC stock overvalued right now?
Based on GuruFocus' analysis, Abu Dhabi National Oil Co For Distribution PJSC (ADX:ADNOCDIST) is currently considered Fairly Valued. The stock's GF Value™ is د.إ3.97, compared to a current price of د.إ3.95 — trading 0.5% below its estimated fair value. The current Interest Coverage is 10.89, which is 87% below median its 10-year median of 81.46 and 37.5% above the Retail - Cyclical industry median of 7.92. Abu Dhabi National Oil Co For Distribution PJSC's overall GF Score™ is 86/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Abu Dhabi National Oil Co For Distribution PJSC (ADX:ADNOCDIST), the current Interest Coverage is 10.89 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Abu Dhabi National Oil Co For Distribution PJSC (ADX:ADNOCDIST) Overvalued in 2026?

Based on GuruFocus' analysis, Abu Dhabi National Oil Co For Distribution PJSC stock appears to be undervalued. The current stock price of د.إ3.95 is trading 0.5% below its estimated GF Value™ of د.إ3.97. GuruFocus considers Abu Dhabi National Oil Co For Distribution PJSC to be Fairly Valued.

Key valuation signals for ADX:ADNOCDIST:

  • Interest Coverage: 10.89 (87% below median its 10-year median of 81.46)
  • GF Value™: د.إ3.97 vs. price of د.إ3.95 (0.5% below fair value)
  • GF Score™: 86/100 with 6 warning signs
  • Industry Position: 37.5% above the Retail - Cyclical median (#158 of 825)

No single metric tells the full story. See the ADX:ADNOCDIST stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Abu Dhabi National Oil Co For Distribution PJSC Business Description

Address Sheikh Zayed Street, P.O. Box 4188, Next to to ADCB Building, Abu Dhabi, ARE
Abu Dhabi National Oil Co For Distribution PJSC is engaged in the marketing of petroleum products, natural gas, and ancillary products. It owns retail fuel stations in the United Arab Emirates (UAE), the Arab Republic of Egypt, and the Kingdom of Saudi Arabia. In addition, the group also sells petroleum products to government and commercial customers, and provides aviation fuel and fueling services to its clients. Its reportable segments are Commercial (B2B) and Retail (B2C). Majority revenue is generated from the Retail (B2C) segment, which is engaged in the sale of gasoline and petroleum products, convenience store sales, car wash and other car care services, oil change services, vehicle inspection services, and property leasing and management through the retail sites.
86GF Score

Get the complete analysis for ADX:ADNOCDIST

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ3.95
Price
د.إ3.97
GF Value