Specialised Investment Compound (AMM:SPIC) Interest Coverage: 30.30 (As of Mar. 2026) — 141% Above Median


AMM:SPIC Specialised Investment Compound AMM:SPIC
58 GF Score
Price JOD1.55
GF Value JOD0.84
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Specialised Investment Compound Interest Coverage?

Specialised Investment Compound AMM:SPIC +2.65% 58 Interest Coverage is 30.30 as of Mar. 2026, which is 141% above its 10-year median of 12.58. GuruFocus rates AMM:SPIC with a GF Score™ of 58/100 and a GF Value™ of JOD0.84 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,295 Real Estate companies, Specialised Investment Compound ranks better than 71.43% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Specialised Investment Compound's Operating Income for the three months ended in Mar. 2026 was JOD0.30 Mil. Specialised Investment Compound's Interest Expense for the three months ended in Mar. 2026 was JOD-0.01 Mil. Specialised Investment Compound's interest coverage for the quarter that ended in Mar. 2026 was 30.30. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Specialised Investment Compound's Interest Coverage or its related term are showing as below:

AMM:SPIC' s Interest Coverage Range Over the Past 10 Years
Min: 0.86   Med: 12.58   Max: 50.5
Current: 11.28


AMM:SPIC's Interest Coverage is ranked better than
71.43% of 1295 companies
in the Real Estate industry
Industry Median: 4.24 vs AMM:SPIC: 11.28

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Specialised Investment Compound  (AMM:SPIC) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Specialised Investment Compound Interest Coverage Related Terms


Specialised Investment Compound Interest Coverage Historical Data

* Premium members only.

The historical data trend for Specialised Investment Compound's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Specialised Investment Compound Interest Coverage Chart

Specialised Investment Compound Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 36.50 11.56 6.86 17.68 12.58

Specialised Investment Compound Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 43.75 10.75 12.36 0.00 30.30

AMM:SPIC vs CBRE, BEKE: Interest Coverage Comparison

For the Real Estate Services subindustry, Specialised Investment Compound's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Specialised Investment Compound Interest Coverage vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Specialised Investment Compound's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Specialised Investment Compound's Interest Coverage falls into.


AMM:SPIC
58GF Score
Specialised Investment Compound AMM:SPIC
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Specialised Investment Compound Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Specialised Investment Compound's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Specialised Investment Compound's Interest Expense was JOD-0.04 Mil. Its Operating Income was JOD0.50 Mil. And its Long-Term Debt & Capital Lease Obligation was JOD0.00 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*0.503/-0.04
=12.58

Specialised Investment Compound's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Specialised Investment Compound's Interest Expense was JOD-0.01 Mil. Its Operating Income was JOD0.30 Mil. And its Long-Term Debt & Capital Lease Obligation was JOD0.00 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*0.303/-0.01
=30.30

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 30.30 mean?
Specialised Investment Compound (AMM:SPIC) has a Interest Coverage of 30.30 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Specialised Investment Compound and its competitors. This is 141% above median its historical median of 12.58. Over the past decade, Specialised Investment Compound's Interest Coverage has ranged from 0.86 to 50.50. According to the industry distribution chart, Specialised Investment Compound ranks #370 out of 1295 companies in the Real Estate industry, placing it in the top 28.6%.
Is Specialised Investment Compound's Interest Coverage too high?
Specialised Investment Compound's current Interest Coverage of 30.30 is 141% above median its 10-year median of 12.58. Over the past 10 years, this metric has ranged from a low of 0.86 to a high of 50.50. The Real Estate industry median Interest Coverage is 4.24. Specialised Investment Compound's value of 30.30 is 614.6% above this industry median. Based on the distribution chart, Specialised Investment Compound ranks #370 out of 1295 companies in the Real Estate industry, which is above the industry midpoint. Overall, Specialised Investment Compound has a GF Score™ of 58/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Specialised Investment Compound's Interest Coverage compare to CBRE and BEKE?
According to the Real Estate industry distribution chart, Specialised Investment Compound ranks #370 out of 1295 companies for Interest Coverage. This puts Specialised Investment Compound in the upper half of its industry. The industry median Interest Coverage is 4.24. Specialised Investment Compound's value of 30.30 is 614.6% above this benchmark. Historically, Specialised Investment Compound's own Interest Coverage has ranged from 0.86 to 50.50 over the past decade. While the company's 10-year median is 12.58 vs. the industry median of 4.24, Specialised Investment Compound has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Real Estate company?
The median Interest Coverage among Real Estate companies is 4.24, based on 1,295 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Specialised Investment Compound's current Interest Coverage of 30.30 is 614.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Specialised Investment Compound and its competitors. For the Real Estate industry, the median Interest Coverage is 4.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Specialised Investment Compound's current Interest Coverage is 30.30, which is 141% above median its own 10-year median of 12.58. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Specialised Investment Compound stock overvalued right now?
Based on GuruFocus' analysis, Specialised Investment Compound (AMM:SPIC) is currently considered Significantly Overvalued. The stock's GF Value™ is JOD0.84, compared to a current price of JOD1.55 — trading 84.5% above its estimated fair value. The current Interest Coverage is 30.30, which is 141% above median its 10-year median of 12.58 and 614.6% above the Real Estate industry median of 4.24. Specialised Investment Compound's overall GF Score™ is 58/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Specialised Investment Compound (AMM:SPIC), the current Interest Coverage is 30.30 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Specialised Investment Compound (AMM:SPIC) Overvalued in 2026?

Based on GuruFocus' analysis, Specialised Investment Compound stock appears to be overvalued. The current stock price of JOD1.55 is trading 84.5% above its estimated GF Value™ of JOD0.84. GuruFocus considers Specialised Investment Compound to be Significantly Overvalued.

Key valuation signals for AMM:SPIC:

  • Interest Coverage: 30.30 (141% above median its 10-year median of 12.58)
  • GF Value™: JOD0.84 vs. price of JOD1.55 (84.5% above fair value)
  • GF Score™: 58/100 with 5 warning signs
  • Industry Position: 614.6% above the Real Estate median (#370 of 1295)

No single metric tells the full story. See the AMM:SPIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Specialised Investment Compound Business Description

Address Alsitteen Street, Sahab, P.O. Box 1, Amman, JOR, 11636
Specialised Investment Compound is engaged in real estate services. The company's main activities are utilizing, developing, and investing lands for establishing, selling, and investing in industrial buildings and specialized craft warehouses.
58GF Score

Get the complete analysis for AMM:SPIC

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

JOD1.55
Price
JOD0.84
GF Value