Hearts And Minds Investments (ASX:HM1) Interest Coverage: No Debt (1) (As of Dec. 2025) — 100% Below Median


ASX:HM1 Hearts And Minds Investments Ltd ASX:HM1
37 GF Score
Price A$2.86
GF Value A$1.51
Valuation Significantly Overvalued
! 1 Warning Sign
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What is Hearts And Minds Investments Interest Coverage?

Hearts And Minds Investments ASX:HM1 37 Interest Coverage is No Debt (1) as of Dec. 2025, which is 100% below its 10-year median of 10,000.00. GuruFocus rates ASX:HM1 with a GF Score™ of 37/100 and a GF Value™ of A$1.51 (Significantly Overvalued). The stock has 1 warning sign investors should review. Among 476 Asset Management companies, Hearts And Minds Investments ranks better than 99.79% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Hearts And Minds Investments's Operating Income for the six months ended in Dec. 2025 was A$0.00 Mil. Hearts And Minds Investments's Interest Expense for the six months ended in Dec. 2025 was A$0.00 Mil. Hearts And Minds Investments has no debt. The higher the ratio, the stronger the company's financial strength is.

Good Sign:

Hearts And Minds Investments Ltd has no debt.

(1) Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

The historical rank and industry rank for Hearts And Minds Investments's Interest Coverage or its related term are showing as below:

ASX:HM1' s Interest Coverage Range Over the Past 10 Years
Min: No Debt   Med: No Debt   Max: No Debt
Current: No Debt


ASX:HM1's Interest Coverage is ranked better than
99.79% of 476 companies
in the Asset Management industry
Industry Median: 43.13 vs ASX:HM1: No Debt

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Hearts And Minds Investments  (ASX:HM1) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Hearts And Minds Investments Interest Coverage Related Terms


Hearts And Minds Investments Interest Coverage Historical Data

* Premium members only.

The historical data trend for Hearts And Minds Investments's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Hearts And Minds Investments Interest Coverage Chart

Hearts And Minds Investments Annual Data
Trend Oct18 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Interest Coverage
Get a 7-Day Free Trial 0.00 0.00 0.00 No Debt No Debt

Hearts And Minds Investments Semi-Annual Data
Oct18 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only No Debt No Debt No Debt No Debt No Debt

ASX:HM1 vs BLK, BX, KKR: Interest Coverage Comparison

For the Asset Management subindustry, Hearts And Minds Investments's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Hearts And Minds Investments Interest Coverage vs Asset Management Industry

For the Asset Management industry and Financial Services sector, Hearts And Minds Investments's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Hearts And Minds Investments's Interest Coverage falls into.


ASX:HM1
37GF Score
Hearts And Minds Investments Ltd ASX:HM1
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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Hearts And Minds Investments Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Hearts And Minds Investments's Interest Coverage for the fiscal year that ended in Jun. 2025 is calculated as

Here, for the fiscal year that ended in Jun. 2025, Hearts And Minds Investments's Interest Expense was A$0.00 Mil. Its Operating Income was A$0.00 Mil. And its Long-Term Debt & Capital Lease Obligation was A$0.00 Mil.

Hearts And Minds Investments had no debt (1).

Hearts And Minds Investments's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Here, for the six months ended in Dec. 2025, Hearts And Minds Investments's Interest Expense was A$0.00 Mil. Its Operating Income was A$0.00 Mil. And its Long-Term Debt & Capital Lease Obligation was A$0.00 Mil.

Hearts And Minds Investments had no debt (1).

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of No Debt <sup>(1)</sup> mean?
Hearts And Minds Investments (ASX:HM1) has a Interest Coverage of No Debt (1) as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Hearts And Minds Investments and its competitors. This is 100% below median its historical median of 10,000.00. Over the past decade, Hearts And Minds Investments' Interest Coverage has ranged from 10,000.00 to 10,000.00. According to the industry distribution chart, Hearts And Minds Investments ranks #1 out of 476 companies in the Asset Management industry, placing it in the top 0.2%.
Is Hearts And Minds Investments' Interest Coverage too high?
Hearts And Minds Investments' current Interest Coverage of No Debt (1) is 100% below median its 10-year median of 10,000.00. Over the past 10 years, this metric has ranged from a low of 10,000.00 to a high of 10,000.00. Based on the distribution chart, Hearts And Minds Investments ranks #1 out of 476 companies in the Asset Management industry, which is in the top quartile — a strong position relative to peers. Overall, Hearts And Minds Investments has a GF Score™ of 37/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Hearts And Minds Investments' Interest Coverage compare to BLK and BX?
According to the Asset Management industry distribution chart, Hearts And Minds Investments ranks #1 out of 476 companies for Interest Coverage. This places Hearts And Minds Investments in the top 0% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 43.13. Historically, Hearts And Minds Investments' own Interest Coverage has ranged from 10,000.00 to 10,000.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Asset Management company?
The median Interest Coverage among Asset Management companies is 43.13, based on 476 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Hearts And Minds Investments and its competitors. For the Asset Management industry, the median Interest Coverage is 43.13 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hearts And Minds Investments's current Interest Coverage is No Debt (1), which is 100% below median its own 10-year median of 10,000.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hearts And Minds Investments stock overvalued right now?
Based on GuruFocus' analysis, Hearts And Minds Investments (ASX:HM1) is currently considered Significantly Overvalued. The stock's GF Value™ is A$1.51, compared to a current price of A$2.86 — trading 89.4% above its estimated fair value. The current Interest Coverage is No Debt (1), which is 100% below median its 10-year median of 10,000.00. Hearts And Minds Investments' overall GF Score™ is 37/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Hearts And Minds Investments (ASX:HM1), the current Interest Coverage is No Debt (1) as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Hearts And Minds Investments (ASX:HM1) Overvalued in 2026?

Based on GuruFocus' analysis, Hearts And Minds Investments stock appears to be overvalued. The current stock price of A$2.86 is trading 89.4% above its estimated GF Value™ of A$1.51. GuruFocus considers Hearts And Minds Investments to be Significantly Overvalued.

Key valuation signals for ASX:HM1:

  • Interest Coverage: No Debt (1) (100% below median its 10-year median of 10,000.00)
  • GF Value™: A$1.51 vs. price of A$2.86 (89.4% above fair value)
  • GF Score™: 37/100 with 1 warning sign

No single metric tells the full story. See the ASX:HM1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Hearts And Minds Investments Business Description

Address 2 Chifley Square, Suite 12.04, Level 12, Chifley Tower, Sydney, NSW, AUS, 2000
Hearts And Minds Investments Ltd is a listed investment company. The company strives to deliver attractive equity investment returns for shareholders while providing funding for Australian medical research. It derives revenue from dividend income, interest income, and the sale of its investments. Geographically, the company has investments in the United States, Australia, Hong Kong, Germany, Canada, and the United Kingdom.
37GF Score

Get the complete analysis for ASX:HM1

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$2.86
Price
A$1.51
GF Value