PEXA Group (ASX:PXA) Interest Coverage: 4.25 (As of Dec. 2025) — 452% Above Median


ASX:PXA PEXA Group Ltd ASX:PXA
55 GF Score
Price A$10.21
GF Value A$16.84
Valuation Significantly Undervalued
! 5 Warning Signs
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What is PEXA Group Interest Coverage?

PEXA Group ASX:PXA -2.30% 55 Interest Coverage is 4.25 as of Dec. 2025, which is 452% above its 10-year median of 0.77. GuruFocus rates ASX:PXA with a GF Score™ of 55/100 and a GF Value™ of A$16.84 (Significantly Undervalued). The stock has 5 warning signs investors should review. Among 1,705 Software companies, PEXA Group ranks worse than 90.26% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. PEXA Group's Operating Income for the six months ended in Dec. 2025 was A$35.2 Mil. PEXA Group's Interest Expense for the six months ended in Dec. 2025 was A$-8.3 Mil. PEXA Group's interest coverage for the quarter that ended in Dec. 2025 was 4.25. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for PEXA Group's Interest Coverage or its related term are showing as below:

ASX:PXA' s Interest Coverage Range Over the Past 10 Years
Min: 0.2   Med: 0.77   Max: 6.73
Current: 2.03


ASX:PXA's Interest Coverage is ranked worse than
90.26% of 1705 companies
in the Software industry
Industry Median: 24.78 vs ASX:PXA: 2.03

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


PEXA Group  (ASX:PXA) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


PEXA Group Interest Coverage Related Terms


PEXA Group Interest Coverage Historical Data

* Premium members only.

The historical data trend for PEXA Group's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

PEXA Group Interest Coverage Chart

PEXA Group Annual Data
Trend Jun21 Jun22 Jun23 Jun24 Jun25
Interest Coverage
0.72 6.73 0.00 0.20 0.81

PEXA Group Semi-Annual Data
Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.51 1.46 0.05 4.25

ASX:PXA vs CRM, SHOP, UBER: Interest Coverage Comparison

For the Software - Application subindustry, PEXA Group's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PEXA Group Interest Coverage vs Software Industry

For the Software industry and Technology sector, PEXA Group's Interest Coverage distribution charts can be found below:

* The bar in red indicates where PEXA Group's Interest Coverage falls into.


ASX:PXA
55GF Score
PEXA Group Ltd ASX:PXA
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PEXA Group Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

PEXA Group's Interest Coverage for the fiscal year that ended in Jun. 2025 is calculated as

Here, for the fiscal year that ended in Jun. 2025, PEXA Group's Interest Expense was A$-20.1 Mil. Its Operating Income was A$16.2 Mil. And its Long-Term Debt & Capital Lease Obligation was A$320.7 Mil.

Interest Coverage=-1* Operating Income (A: Jun. 2025 )/Interest Expense (A: Jun. 2025 )
=-1*16.209/-20.126
=0.81

PEXA Group's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Here, for the six months ended in Dec. 2025, PEXA Group's Interest Expense was A$-8.3 Mil. Its Operating Income was A$35.2 Mil. And its Long-Term Debt & Capital Lease Obligation was A$295.4 Mil.

Interest Coverage=-1* Operating Income (Q: Dec. 2025 )/Interest Expense (Q: Dec. 2025 )
=-1*35.165/-8.276
=4.25

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 4.25 mean?
PEXA Group (ASX:PXA) has a Interest Coverage of 4.25 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on PEXA Group and its competitors. This is 452% above median its historical median of 0.77. Over the past decade, PEXA Group's Interest Coverage has ranged from 0.20 to 6.73. According to the industry distribution chart, PEXA Group ranks #1539 out of 1705 companies in the Software industry, placing it in the top 90.3%.
Is PEXA Group's Interest Coverage too high?
PEXA Group's current Interest Coverage of 4.25 is 452% above median its 10-year median of 0.77. Over the past 10 years, this metric has ranged from a low of 0.20 to a high of 6.73. The Software industry median Interest Coverage is 24.78. PEXA Group's value of 4.25 is 82.8% below this industry median. Based on the distribution chart, PEXA Group ranks #1539 out of 1705 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, PEXA Group has a GF Score™ of 55/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PEXA Group's Interest Coverage compare to CRM and SHOP?
According to the Software industry distribution chart, PEXA Group ranks #1539 out of 1705 companies for Interest Coverage. This places PEXA Group in the lower half of its industry. The industry median Interest Coverage is 24.78. PEXA Group's value of 4.25 is 82.8% below this benchmark. Historically, PEXA Group's own Interest Coverage has ranged from 0.20 to 6.73 over the past decade. While the company's 10-year median is 0.77 vs. the industry median of 24.78, PEXA Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 24.78, based on 1,705 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PEXA Group's current Interest Coverage of 4.25 is 82.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on PEXA Group and its competitors. For the Software industry, the median Interest Coverage is 24.78 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PEXA Group's current Interest Coverage is 4.25, which is 452% above median its own 10-year median of 0.77. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PEXA Group stock overvalued right now?
Based on GuruFocus' analysis, PEXA Group (ASX:PXA) is currently considered Significantly Undervalued. The stock's GF Value™ is A$16.84, compared to a current price of A$10.21 — trading 39.4% below its estimated fair value. The current Interest Coverage is 4.25, which is 452% above median its 10-year median of 0.77 and 82.8% below the Software industry median of 24.78. PEXA Group's overall GF Score™ is 55/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For PEXA Group (ASX:PXA), the current Interest Coverage is 4.25 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PEXA Group (ASX:PXA) Overvalued in 2026?

Based on GuruFocus' analysis, PEXA Group stock appears to be undervalued. The current stock price of A$10.21 is trading 39.4% below its estimated GF Value™ of A$16.84. GuruFocus considers PEXA Group to be Significantly Undervalued.

Key valuation signals for ASX:PXA:

  • Interest Coverage: 4.25 (452% above median its 10-year median of 0.77)
  • GF Value™: A$16.84 vs. price of A$10.21 (39.4% below fair value)
  • GF Score™: 55/100 with 5 warning signs
  • Industry Position: 82.8% below the Software median (#1539 of 1705)

No single metric tells the full story. See the ASX:PXA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PEXA Group Business Description

Address 727 Collins Street, Collins Square, Level 16, Tower 4, Docklands, Melbourne, VIC, AUS, 3008
Pexa is an exchange business for the digital settlement and lodgment of property transactions. Pexa holds a virtual monopoly on digital settlement and lodgment in Australia, at around 99% market share, due to the business historically being supported by government mandates. Pexa is looking to expand overseas and has entered the UK market.
55GF Score

Get the complete analysis for ASX:PXA

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$10.21
Price
A$16.84
GF Value