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RAM Essential Services Property FundASX:REP 24 Interest Coverage is 1.75 as of Dec. 2025, which is 43% above its 10-year median of 1.22. GuruFocus rates ASX:REP with a GF Score™ of 24/100 and a GF Value™ of A$0.32 (Significantly Overvalued). The stock has 9 warning signs investors should review. Among 484 Asset Management companies, RAM Essential Services Property Fund ranks worse than 91.74% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. RAM Essential Services Property Fund's
Operating Income
for the
six
months ended in Dec. 2025 was A$12.39 Mil. RAM Essential Services Property Fund's Interest Expense for the
six
months ended in Dec. 2025 was A$-7.08 Mil.
RAM Essential Services Property Fund's interest coverage for the quarter that ended in Dec. 2025 was 1.75.
The higher the ratio, the stronger the company's financial strength is.
Warning Sign:
Ben Graham prefers companies' interest coverage to be at least 5. RAM Essential Services Property Fund interest coverage is 1.06, which is low.
RAM Essential Services Property Fund (ASX:REP) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
RAM Essential Services Property Fund Interest Coverage Related Terms
RAM Essential Services Property Fund Interest Coverage Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
RAM Essential Services Property Fund Interest Coverage Chart
RAM Essential Services Property Fund Annual Data
Trend
Jun22
Jun23
Jun24
Jun25
Interest Coverage
1.06
2.63
1.32
1.12
RAM Essential Services Property Fund Semi-Annual Data
ASX:REP vs BLK, BX, KKR: Interest Coverage Comparison
For the Asset Management subindustry, RAM Essential Services Property Fund's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
RAM Essential Services Property Fund Interest Coverage vs Asset Management Industry
For the Asset Management industry and Financial Services sector, RAM Essential Services Property Fund's Interest Coverage distribution charts can be found below:
* The bar in red indicates where RAM Essential Services Property Fund's Interest Coverage falls into.
RAM Essential Services Property Fund Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
RAM Essential Services Property Fund (ASX:REP) has a Interest Coverage of 1.75 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on RAM Essential Services Property Fund and its competitors. This is 43% above median its historical median of 1.22. Over the past decade, RAM Essential Services Property Fund's Interest Coverage has ranged from 1.06 to 2.63. According to the industry distribution chart, RAM Essential Services Property Fund ranks #444 out of 484 companies in the Asset Management industry, placing it in the top 91.7%.
Is RAM Essential Services Property Fund's Interest Coverage too high?
RAM Essential Services Property Fund's current Interest Coverage of 1.75 is 43% above median its 10-year median of 1.22. Over the past 10 years, this metric has ranged from a low of 1.06 to a high of 2.63. The Asset Management industry median Interest Coverage is 46.94. RAM Essential Services Property Fund's value of 1.75 is 96.3% below this industry median. Based on the distribution chart, RAM Essential Services Property Fund ranks #444 out of 484 companies in the Asset Management industry, which is in the bottom quartile relative to peers. Overall, RAM Essential Services Property Fund has a GF Score™ of 24/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does RAM Essential Services Property Fund's Interest Coverage compare to BLK and BX?
According to the Asset Management industry distribution chart, RAM Essential Services Property Fund ranks #444 out of 484 companies for Interest Coverage. This places RAM Essential Services Property Fund in the lower half of its industry. The industry median Interest Coverage is 46.94. RAM Essential Services Property Fund's value of 1.75 is 96.3% below this benchmark. Historically, RAM Essential Services Property Fund's own Interest Coverage has ranged from 1.06 to 2.63 over the past decade. While the company's 10-year median is 1.22 vs. the industry median of 46.94, RAM Essential Services Property Fund has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Asset Management company?
The median Interest Coverage among Asset Management companies is 46.94, based on 484 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. RAM Essential Services Property Fund's current Interest Coverage of 1.75 is 96.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on RAM Essential Services Property Fund and its competitors. For the Asset Management industry, the median Interest Coverage is 46.94 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. RAM Essential Services Property Fund's current Interest Coverage is 1.75, which is 43% above median its own 10-year median of 1.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is RAM Essential Services Property Fund stock overvalued right now?
Based on GuruFocus' analysis, RAM Essential Services Property Fund (ASX:REP) is currently considered Significantly Overvalued. The stock's GF Value™ is A$0.32, compared to a current price of A$0.43 — trading 34.4% above its estimated fair value. The current Interest Coverage is 1.75, which is 43% above median its 10-year median of 1.22 and 96.3% below the Asset Management industry median of 46.94. RAM Essential Services Property Fund's overall GF Score™ is 24/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For RAM Essential Services Property Fund (ASX:REP), the current Interest Coverage is 1.75 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is RAM Essential Services Property Fund (ASX:REP) Overvalued in 2026?
Based on GuruFocus' analysis, RAM Essential Services Property Fund stock appears to be overvalued.
The current stock price of A$0.43 is trading 34.4% above its estimated GF Value™ of A$0.32.
GuruFocus considers RAM Essential Services Property Fund to be Significantly Overvalued.
Key valuation signals for ASX:REP:
Interest Coverage: 1.75 (43% above median its 10-year median of 1.22)
GF Value™: A$0.32 vs. price of A$0.43 (34.4% above fair value)
Industry Position: 96.3% below the Asset Management median (#444 of 484)
No single metric tells the full story. See the ASX:REP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
RAM Essential Services Property Fund is an Australian alternative asset manager, providing investment solutions in Credit, Real Estate, and Private Equity markets, for institutions and wealthy families across the globe. Its objective is to provide investors with stable and secure income with the potential for both income and capital growth through exposure to high quality, defensive portfolio of assets with favorable sector trends.
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