Schaffer (ASX:SFC) Interest Coverage: 0 (At Loss) (As of Dec. 2025)


ASX:SFC Schaffer Corp Ltd ASX:SFC
75 GF Score
Price A$18.56
GF Value A$20.84
Valuation Modestly Undervalued
! 8 Warning Signs
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What is Schaffer Interest Coverage?

Schaffer ASX:SFC 75 Interest Coverage is 0 (At Loss) as of Dec. 2025. GuruFocus rates ASX:SFC with a GF Score™ of 75/100 and a GF Value™ of A$20.84 (Modestly Undervalued). The stock has 8 warning signs investors should review. Among 1,066 Vehicles & Parts companies, Schaffer ranks worse than 84.24% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Schaffer's Operating Income for the six months ended in Dec. 2025 was A$-2.3 Mil. Schaffer's Interest Expense for the six months ended in Dec. 2025 was A$-1.5 Mil. did not have earnings to cover the interest expense. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Schaffer's Interest Coverage or its related term are showing as below:

ASX:SFC' s Interest Coverage Range Over the Past 10 Years
Min: 1.83   Med: 9.34   Max: 25.39
Current: 1.83


ASX:SFC's Interest Coverage is ranked worse than
84.24% of 1066 companies
in the Vehicles & Parts industry
Industry Median: 8.295 vs ASX:SFC: 1.83

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Schaffer  (ASX:SFC) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Schaffer Interest Coverage Related Terms


Schaffer Interest Coverage Historical Data

* Premium members only.

The historical data trend for Schaffer's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Schaffer Interest Coverage Chart

Schaffer Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 25.39 15.21 3.60 6.23 6.39

Schaffer Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.67 6.83 7.81 5.03 0.00

ASX:SFC vs ORLY, AZO: Interest Coverage Comparison

For the Auto Parts subindustry, Schaffer's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Schaffer Interest Coverage vs Vehicles & Parts Industry

For the Vehicles & Parts industry and Consumer Cyclical sector, Schaffer's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Schaffer's Interest Coverage falls into.


ASX:SFC
75GF Score
Schaffer Corp Ltd ASX:SFC
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Schaffer Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Schaffer's Interest Coverage for the fiscal year that ended in Jun. 2025 is calculated as

Here, for the fiscal year that ended in Jun. 2025, Schaffer's Interest Expense was A$-3.1 Mil. Its Operating Income was A$19.8 Mil. And its Long-Term Debt & Capital Lease Obligation was A$69.4 Mil.

Interest Coverage=-1* Operating Income (A: Jun. 2025 )/Interest Expense (A: Jun. 2025 )
=-1*19.795/-3.099
=6.39

Schaffer's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Here, for the six months ended in Dec. 2025, Schaffer's Interest Expense was A$-1.5 Mil. Its Operating Income was A$-2.3 Mil. And its Long-Term Debt & Capital Lease Obligation was A$80.5 Mil.

Schaffer did not have earnings to cover the interest expense.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 0 (At Loss) mean?
Schaffer (ASX:SFC) has a Interest Coverage of 0 (At Loss) as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Schaffer and its competitors. Over the past decade, Schaffer's Interest Coverage has ranged from 1.83 to 25.39. According to the industry distribution chart, Schaffer ranks #898 out of 1066 companies in the Vehicles & Parts industry, placing it in the top 84.2%.
Is Schaffer's Interest Coverage too high?
Schaffer's current Interest Coverage is 0 (At Loss). Over the past 10 years, this metric has ranged from a low of 1.83 to a high of 25.39. Based on the distribution chart, Schaffer ranks #898 out of 1066 companies in the Vehicles & Parts industry, which is in the bottom quartile relative to peers. Overall, Schaffer has a GF Score™ of 75/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Schaffer's Interest Coverage compare to ORLY and AZO?
According to the Vehicles & Parts industry distribution chart, Schaffer ranks #898 out of 1066 companies for Interest Coverage. This places Schaffer in the lower half of its industry. The industry median Interest Coverage is 8.30. Historically, Schaffer's own Interest Coverage has ranged from 1.83 to 25.39 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Vehicles & Parts company?
The median Interest Coverage among Vehicles & Parts companies is 8.30, based on 1,066 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Schaffer and its competitors. For the Vehicles & Parts industry, the median Interest Coverage is 8.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Schaffer's current Interest Coverage is 0 (At Loss). However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Schaffer stock overvalued right now?
Based on GuruFocus' analysis, Schaffer (ASX:SFC) is currently considered Modestly Undervalued. The stock's GF Value™ is A$20.84, compared to a current price of A$18.56 — trading 10.9% below its estimated fair value. The current Interest Coverage is 0 (At Loss). Schaffer's overall GF Score™ is 75/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Schaffer (ASX:SFC), the current Interest Coverage is 0 (At Loss) as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Schaffer (ASX:SFC) Overvalued in 2026?

Based on GuruFocus' analysis, Schaffer stock appears to be undervalued. The current stock price of A$18.56 is trading 10.9% below its estimated GF Value™ of A$20.84. GuruFocus considers Schaffer to be Modestly Undervalued.

Key valuation signals for ASX:SFC:

  • Interest Coverage: 0 (At Loss)
  • GF Value™: A$20.84 vs. price of A$18.56 (10.9% below fair value)
  • GF Score™: 75/100 with 8 warning signs

No single metric tells the full story. See the ASX:SFC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Schaffer Business Description

Address 1305 Hay Street, West Perth, Perth, WA, AUS, 6005
Schaffer Corp Ltd engages in the business of automotive leather manufacturing. The firm operates through the following segments: The Automotive Leather segment which generates majority revenue for the company manufactures and supplies leather in the automotive industries. The Building Materials segment produces and sells concrete paving, pre-cast, and pre-stressed concrete elements. The Group Investments segment includes syndicated property investments and investment property and includes leasing office and retail properties and South Connect Jandakot. Its geographical segments include Europe, Asia, and Australia of which the majority of the revenue derives from Europe.
75GF Score

Get the complete analysis for ASX:SFC

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$18.56
Price
A$20.84
GF Value