WT Financial Group (ASX:WTL) Interest Coverage: 6.83 (As of Dec. 2025) — 14% Above Median


ASX:WTL WT Financial Group Ltd ASX:WTL
60 GF Score
Price A$0.14
GF Value A$0.13
Valuation Fairly Valued
! 2 Warning Signs
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What is WT Financial Group Interest Coverage?

WT Financial Group ASX:WTL 60 Interest Coverage is 6.83 as of Dec. 2025, which is 14% above its 10-year median of 6.01. GuruFocus rates ASX:WTL with a GF Score™ of 60/100 and a GF Value™ of A$0.13 (Fairly Valued). The stock has 2 warning signs investors should review. Among 476 Asset Management companies, WT Financial Group ranks worse than 69.96% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. WT Financial Group's Operating Income for the six months ended in Dec. 2025 was A$3.1 Mil. WT Financial Group's Interest Expense for the six months ended in Dec. 2025 was A$-0.5 Mil. WT Financial Group's interest coverage for the quarter that ended in Dec. 2025 was 6.83. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for WT Financial Group's Interest Coverage or its related term are showing as below:

ASX:WTL' s Interest Coverage Range Over the Past 10 Years
Min: 3.35   Med: 6.01   Max: 134.29
Current: 6.95


ASX:WTL's Interest Coverage is ranked worse than
69.96% of 476 companies
in the Asset Management industry
Industry Median: 43.13 vs ASX:WTL: 6.95

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


WT Financial Group  (ASX:WTL) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


WT Financial Group Interest Coverage Related Terms


WT Financial Group Interest Coverage Historical Data

* Premium members only.

The historical data trend for WT Financial Group's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

WT Financial Group Interest Coverage Chart

WT Financial Group Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 3.35 6.01 5.57 7.44

WT Financial Group Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.69 5.48 7.92 7.06 6.83

ASX:WTL vs BLK, BX, KKR: Interest Coverage Comparison

For the Asset Management subindustry, WT Financial Group's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


WT Financial Group Interest Coverage vs Asset Management Industry

For the Asset Management industry and Financial Services sector, WT Financial Group's Interest Coverage distribution charts can be found below:

* The bar in red indicates where WT Financial Group's Interest Coverage falls into.


ASX:WTL
60GF Score
WT Financial Group Ltd ASX:WTL
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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WT Financial Group Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

WT Financial Group's Interest Coverage for the fiscal year that ended in Jun. 2025 is calculated as

Here, for the fiscal year that ended in Jun. 2025, WT Financial Group's Interest Expense was A$-0.8 Mil. Its Operating Income was A$6.0 Mil. And its Long-Term Debt & Capital Lease Obligation was A$7.0 Mil.

Interest Coverage=-1* Operating Income (A: Jun. 2025 )/Interest Expense (A: Jun. 2025 )
=-1*6.035/-0.811
=7.44

WT Financial Group's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Here, for the six months ended in Dec. 2025, WT Financial Group's Interest Expense was A$-0.5 Mil. Its Operating Income was A$3.1 Mil. And its Long-Term Debt & Capital Lease Obligation was A$7.4 Mil.

Interest Coverage=-1* Operating Income (Q: Dec. 2025 )/Interest Expense (Q: Dec. 2025 )
=-1*3.129/-0.458
=6.83

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 6.83 mean?
WT Financial Group (ASX:WTL) has a Interest Coverage of 6.83 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on WT Financial Group and its competitors. This is 14% above median its historical median of 6.01. Over the past decade, WT Financial Group's Interest Coverage has ranged from 3.35 to 134.29. According to the industry distribution chart, WT Financial Group ranks #333 out of 476 companies in the Asset Management industry, placing it in the top 70%.
Is WT Financial Group's Interest Coverage too high?
WT Financial Group's current Interest Coverage of 6.83 is 14% above median its 10-year median of 6.01. Over the past 10 years, this metric has ranged from a low of 3.35 to a high of 134.29. The Asset Management industry median Interest Coverage is 43.13. WT Financial Group's value of 6.83 is 84.2% below this industry median. Based on the distribution chart, WT Financial Group ranks #333 out of 476 companies in the Asset Management industry, which is below the industry midpoint. Overall, WT Financial Group has a GF Score™ of 60/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does WT Financial Group's Interest Coverage compare to BLK and BX?
According to the Asset Management industry distribution chart, WT Financial Group ranks #333 out of 476 companies for Interest Coverage. This places WT Financial Group in the lower half of its industry. The industry median Interest Coverage is 43.13. WT Financial Group's value of 6.83 is 84.2% below this benchmark. Historically, WT Financial Group's own Interest Coverage has ranged from 3.35 to 134.29 over the past decade. While the company's 10-year median is 6.01 vs. the industry median of 43.13, WT Financial Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Asset Management company?
The median Interest Coverage among Asset Management companies is 43.13, based on 476 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. WT Financial Group's current Interest Coverage of 6.83 is 84.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on WT Financial Group and its competitors. For the Asset Management industry, the median Interest Coverage is 43.13 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. WT Financial Group's current Interest Coverage is 6.83, which is 14% above median its own 10-year median of 6.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is WT Financial Group stock overvalued right now?
Based on GuruFocus' analysis, WT Financial Group (ASX:WTL) is currently considered Fairly Valued. The stock's GF Value™ is A$0.13, compared to a current price of A$0.14 — trading 3.8% above its estimated fair value. The current Interest Coverage is 6.83, which is 14% above median its 10-year median of 6.01 and 84.2% below the Asset Management industry median of 43.13. WT Financial Group's overall GF Score™ is 60/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For WT Financial Group (ASX:WTL), the current Interest Coverage is 6.83 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is WT Financial Group (ASX:WTL) Overvalued in 2026?

Based on GuruFocus' analysis, WT Financial Group stock appears to be overvalued. The current stock price of A$0.14 is trading 3.8% above its estimated GF Value™ of A$0.13. GuruFocus considers WT Financial Group to be Fairly Valued.

Key valuation signals for ASX:WTL:

  • Interest Coverage: 6.83 (14% above median its 10-year median of 6.01)
  • GF Value™: A$0.13 vs. price of A$0.14 (3.8% above fair value)
  • GF Score™: 60/100 with 2 warning signs
  • Industry Position: 84.2% below the Asset Management median (#333 of 476)

No single metric tells the full story. See the ASX:WTL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


WT Financial Group Business Description

Address 95 Pitt Street, Level 5, Australia Square Plaza Building, Sydney, NSW, AUS, 2000
WT Financial Group Ltd is a diversified financial services company. The company's operating segment includes Business to Business (B2B), Direct to Consumer (B2C), and All other. It derives a majority of its revenue from the Business to Business (B2B) services segment which includes services like financial planning, investment advice, product sales, licensing services, and product offerings delivered to independently owned financial advice practices through its Wealth today, Sentry, Synchron, and M3 advice divisions. In its Direct to Consumer business segment, the company provides various financial advice, mortgage broking, tax, and accounting services directly to wholesale and retail clients under the Spring Financial Group brand.
60GF Score

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Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$0.14
Price
A$0.13
GF Value