Biglari HoldingsBH +0.06%56 Interest Coverage is 0.41 as of Mar. 2026, which is 76% below its 10-year median of 1.72. GuruFocus rates BH with a GF Score™ of 56/100 and a GF Value™ of $241.25 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 261 Restaurants companies, Biglari Holdings ranks worse than 90.04% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Biglari Holdings's
Operating Income
for the
three
months ended in Mar. 2026 was $2.9 Mil. Biglari Holdings's Interest Expense for the
three
months ended in Mar. 2026 was $-7.0 Mil.
Biglari Holdings's interest coverage for the quarter that ended in Mar. 2026 was 0.41.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Biglari Holdings's Interest Coverage or its related term are showing as below:
BH'
s Interest Coverage Range Over the Past 10 Years
Min: 0.1 Med: 1.72 Max: 7.76
Current: 1.18
BH's Interest Coverage is ranked worse than 90.04% of 261
companies
in the Restaurants industry
Industry Median: 6.44
vs BH: 1.18
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Biglari Holdings Interest Coverage Related Terms
Biglari Holdings Interest Coverage Historical Data
* Premium members only.
The historical data trend for Biglari Holdings's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
BH vs BJRI, PZZA, CBRL: Interest Coverage Comparison
For the Restaurants subindustry, Biglari Holdings's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Biglari Holdings Interest Coverage vs Restaurants Industry
For the Restaurants industry and Consumer Cyclical sector, Biglari Holdings's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Biglari Holdings's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Biglari Holdings (BH) has a Interest Coverage of 0.41 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Biglari Holdings and its competitors. This is 76% below median its historical median of 1.72. Over the past decade, Biglari Holdings' Interest Coverage has ranged from 0.10 to 7.76. According to the industry distribution chart, Biglari Holdings ranks #235 out of 261 companies in the Restaurants industry, placing it in the top 90%.
Is Biglari Holdings' Interest Coverage too high?
Biglari Holdings' current Interest Coverage of 0.41 is 76% below median its 10-year median of 1.72. Over the past 10 years, this metric has ranged from a low of 0.10 to a high of 7.76. The Restaurants industry median Interest Coverage is 6.44. Biglari Holdings' value of 0.41 is 93.6% below this industry median. Based on the distribution chart, Biglari Holdings ranks #235 out of 261 companies in the Restaurants industry, which is in the bottom quartile relative to peers. Overall, Biglari Holdings has a GF Score™ of 56/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Biglari Holdings' Interest Coverage compare to BJRI and PZZA?
According to the Restaurants industry distribution chart, Biglari Holdings ranks #235 out of 261 companies for Interest Coverage. This places Biglari Holdings in the lower half of its industry. The industry median Interest Coverage is 6.44. Biglari Holdings' value of 0.41 is 93.6% below this benchmark. Historically, Biglari Holdings' own Interest Coverage has ranged from 0.10 to 7.76 over the past decade. While the company's 10-year median is 1.72 vs. the industry median of 6.44, Biglari Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Restaurants company?
The median Interest Coverage among Restaurants companies is 6.44, based on 261 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Biglari Holdings's current Interest Coverage of 0.41 is 93.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Biglari Holdings and its competitors. For the Restaurants industry, the median Interest Coverage is 6.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Biglari Holdings's current Interest Coverage is 0.41, which is 76% below median its own 10-year median of 1.72. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Biglari Holdings stock overvalued right now?
Based on GuruFocus' analysis, Biglari Holdings (BH) is currently considered Significantly Overvalued. The stock's GF Value™ is $241.25, compared to a current price of $420.92 — trading 74.5% above its estimated fair value. The current Interest Coverage is 0.41, which is 76% below median its 10-year median of 1.72 and 93.6% below the Restaurants industry median of 6.44. Biglari Holdings' overall GF Score™ is 56/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Biglari Holdings (BH), the current Interest Coverage is 0.41 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Biglari Holdings (BH) Overvalued in 2026?
Based on GuruFocus' analysis, Biglari Holdings stock appears to be overvalued.
The current stock price of $420.92 is trading 74.5% above its estimated GF Value™ of $241.25.
GuruFocus considers Biglari Holdings to be Significantly Overvalued.
Key valuation signals for BH:
Interest Coverage: 0.41 (76% below median its 10-year median of 1.72)
GF Value™: $241.25 vs. price of $420.92 (74.5% above fair value)
Industry Position: 93.6% below the Restaurants median (#235 of 261)
No single metric tells the full story. See the BH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Biglari Holdings Inc is a holding company that owns subsidiaries in a range of businesses. The company's reportable segments include Restaurant Operations, Insurance Operations, and Oil and Gas Operations. Its restaurant operations include Steak n Shake and Western Sizzlin. Its insurance operations include First Guard, Southern Pioneer, and Biglari Reinsurance. Oil and gas operations include Southern Oil and Abraxas Petroleum. The company also reports segment information for Maxim. The majority of revenue is derived from the Restaurant Operations Segment.
56GF Score
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