Shandong Guozi Software Co (BJSE:920953) Interest Coverage: 171.00 (As of Mar. 2026) — 67% Above Median

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BJSE:920953 Shandong Guozi Software Co Ltd BJSE:920953
86 GF Score
Price ¥24.91
GF Value ¥31.95
Valuation Modestly Undervalued
! 5 Warning Signs
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What is Shandong Guozi Software Co Interest Coverage?

Shandong Guozi Software Co BJSE:920953 86 Interest Coverage is 171.00 as of Mar. 2026, which is 67% above its 10-year median of 102.18. GuruFocus rates BJSE:920953 with a GF Score™ of 86/100 and a GF Value™ of ¥31.95 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 1,721 Software companies, Shandong Guozi Software Co ranks better than 84.72% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Shandong Guozi Software Co's Operating Income for the three months ended in Mar. 2026 was ¥0.3 Mil. Shandong Guozi Software Co's Interest Expense for the three months ended in Mar. 2026 was ¥-0.0 Mil. Shandong Guozi Software Co's interest coverage for the quarter that ended in Mar. 2026 was 171.00. The higher the ratio, the stronger the company's financial strength is.

Good Sign:

Ben Graham prefers companies' interest coverage to be at least 5. Shandong Guozi Software Co Ltd has enough cash to cover all of its debt. Its financial situation is stable.

The historical rank and industry rank for Shandong Guozi Software Co's Interest Coverage or its related term are showing as below:

BJSE:920953' s Interest Coverage Range Over the Past 10 Years
Min: 4.81   Med: 102.18   Max: 3991
Current: 1318.58


BJSE:920953's Interest Coverage is ranked better than
84.72% of 1721 companies
in the Software industry
Industry Median: 26.06 vs BJSE:920953: 1318.58

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Shandong Guozi Software Co  (BJSE:920953) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Shandong Guozi Software Co Interest Coverage Related Terms


Shandong Guozi Software Co Interest Coverage Historical Data

* Premium members only.

The historical data trend for Shandong Guozi Software Co's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Shandong Guozi Software Co Interest Coverage Chart

Shandong Guozi Software Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 100.16 104.19 400.58 3,991.00 1,521.84

Shandong Guozi Software Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3,378.50 4,871.33 600.73 1,706.00 171.00

BJSE:920953 vs QH, SHOP, UBER: Interest Coverage Comparison

For the Software - Application subindustry, Shandong Guozi Software Co's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Shandong Guozi Software Co Interest Coverage vs Software Industry

For the Software industry and Technology sector, Shandong Guozi Software Co's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Shandong Guozi Software Co's Interest Coverage falls into.


BJSE:920953
86GF Score
Shandong Guozi Software Co Ltd BJSE:920953
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Shandong Guozi Software Co Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Shandong Guozi Software Co's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Shandong Guozi Software Co's Interest Expense was ¥-0.1 Mil. Its Operating Income was ¥97.4 Mil. And its Long-Term Debt & Capital Lease Obligation was ¥0.0 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*97.398/-0.064
=1,521.84

Shandong Guozi Software Co's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Shandong Guozi Software Co's Interest Expense was ¥-0.0 Mil. Its Operating Income was ¥0.3 Mil. And its Long-Term Debt & Capital Lease Obligation was ¥0.0 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*0.342/-0.002
=171.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 171.00 mean?
Shandong Guozi Software Co (BJSE:920953) has a Interest Coverage of 171.00 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Shandong Guozi Software Co and its competitors. This is 67% above median its historical median of 102.18. Over the past decade, Shandong Guozi Software Co's Interest Coverage has ranged from 4.81 to 3,991.00. According to the industry distribution chart, Shandong Guozi Software Co ranks #263 out of 1721 companies in the Software industry, placing it in the top 15.3%.
Is Shandong Guozi Software Co's Interest Coverage too high?
Shandong Guozi Software Co's current Interest Coverage of 171.00 is 67% above median its 10-year median of 102.18. Over the past 10 years, this metric has ranged from a low of 4.81 to a high of 3,991.00. The Software industry median Interest Coverage is 26.06. Shandong Guozi Software Co's value of 171.00 is 556.2% above this industry median. Based on the distribution chart, Shandong Guozi Software Co ranks #263 out of 1721 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Shandong Guozi Software Co has a GF Score™ of 86/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Shandong Guozi Software Co's Interest Coverage compare to QH and SHOP?
According to the Software industry distribution chart, Shandong Guozi Software Co ranks #263 out of 1721 companies for Interest Coverage. This places Shandong Guozi Software Co in the top 15% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 26.06. Shandong Guozi Software Co's value of 171.00 is 556.2% above this benchmark. Historically, Shandong Guozi Software Co's own Interest Coverage has ranged from 4.81 to 3,991.00 over the past decade. While the company's 10-year median is 102.18 vs. the industry median of 26.06, Shandong Guozi Software Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 26.06, based on 1,721 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Shandong Guozi Software Co's current Interest Coverage of 171.00 is 556.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Shandong Guozi Software Co and its competitors. For the Software industry, the median Interest Coverage is 26.06 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Shandong Guozi Software Co's current Interest Coverage is 171.00, which is 67% above median its own 10-year median of 102.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Shandong Guozi Software Co stock overvalued right now?
Based on GuruFocus' analysis, Shandong Guozi Software Co (BJSE:920953) is currently considered Modestly Undervalued. The stock's GF Value™ is ¥31.95, compared to a current price of ¥24.91 — trading 22% below its estimated fair value. The current Interest Coverage is 171.00, which is 67% above median its 10-year median of 102.18 and 556.2% above the Software industry median of 26.06. Shandong Guozi Software Co's overall GF Score™ is 86/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Shandong Guozi Software Co (BJSE:920953), the current Interest Coverage is 171.00 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Shandong Guozi Software Co (BJSE:920953) Overvalued in 2026?

Based on GuruFocus' analysis, Shandong Guozi Software Co stock appears to be undervalued. The current stock price of ¥24.91 is trading 22% below its estimated GF Value™ of ¥31.95. GuruFocus considers Shandong Guozi Software Co to be Modestly Undervalued.

Key valuation signals for BJSE:920953:

  • Interest Coverage: 171.00 (67% above median its 10-year median of 102.18)
  • GF Value™: ¥31.95 vs. price of ¥24.91 (22% below fair value)
  • GF Score™: 86/100 with 5 warning signs
  • Industry Position: 556.2% above the Software median (#263 of 1721)

No single metric tells the full story. See the BJSE:920953 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Shandong Guozi Software Co Business Description

Address No. 2966 Chunhui Road, High-tech Zone, Building 1, Industrial Base, Jinan High-tech Zone Strategic Emerging Industries, Jinan, CHN, 250101
Shandong Guozi Software Co Ltd is a professional application software product development and industry solution provider. It is involved in providing asset management services for thousands of large unit users, and has grown into one of the influential companies in the field of asset and equipment management software.
86GF Score

Get the complete analysis for BJSE:920953

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

¥24.91
Price
¥31.95
GF Value