Bless Asset Group PCL (BKK:BLESS) Interest Coverage: 0.12 (As of Mar. 2026) — 99% Below Median


BKK:BLESS Bless Asset Group PCL BKK:BLESS
45 GF Score
Price ฿0.24
GF Value ฿0.38
Valuation Possible Value Trap
! 5 Warning Signs
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What is Bless Asset Group PCL Interest Coverage?

Bless Asset Group PCL BKK:BLESS -4.00% 45 Interest Coverage is 0.12 as of Mar. 2026, which is 99% below its 10-year median of 13.82. GuruFocus rates BKK:BLESS with a GF Score™ of 45/100 and a GF Value™ of ฿0.38 (Possible Value Trap). The stock has 5 warning signs investors should review. Among 1,295 Real Estate companies, Bless Asset Group PCL ranks worse than 85.17% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Bless Asset Group PCL's Operating Income for the three months ended in Mar. 2026 was ฿0.6 Mil. Bless Asset Group PCL's Interest Expense for the three months ended in Mar. 2026 was ฿-5.2 Mil. Bless Asset Group PCL's interest coverage for the quarter that ended in Mar. 2026 was 0.12. The higher the ratio, the stronger the company's financial strength is.

Warning Sign:

Ben Graham prefers companies' interest coverage to be at least 5. Bless Asset Group PCL interest coverage is 1.08, which is low.

The historical rank and industry rank for Bless Asset Group PCL's Interest Coverage or its related term are showing as below:

BKK:BLESS' s Interest Coverage Range Over the Past 10 Years
Min: 0.86   Med: 13.82   Max: 323.06
Current: 1.08


BKK:BLESS's Interest Coverage is ranked worse than
85.17% of 1295 companies
in the Real Estate industry
Industry Median: 4.24 vs BKK:BLESS: 1.08

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Bless Asset Group PCL  (BKK:BLESS) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Bless Asset Group PCL Interest Coverage Related Terms


Bless Asset Group PCL Interest Coverage Historical Data

* Premium members only.

The historical data trend for Bless Asset Group PCL's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Bless Asset Group PCL Interest Coverage Chart

Bless Asset Group PCL Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial 252.32 18.03 9.61 2.94 0.86

Bless Asset Group PCL Quarterly Data
Mar21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 1.32 1.96 0.87 0.12

Bless Asset Group PCL Interest Coverage Competitor Comparison

For the Real Estate - Development subindustry, Bless Asset Group PCL's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bless Asset Group PCL Interest Coverage vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Bless Asset Group PCL's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Bless Asset Group PCL's Interest Coverage falls into.


BKK:BLESS
45GF Score
Bless Asset Group PCL BKK:BLESS
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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Bless Asset Group PCL Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Bless Asset Group PCL's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Bless Asset Group PCL's Interest Expense was ฿-23.3 Mil. Its Operating Income was ฿20.2 Mil. And its Long-Term Debt & Capital Lease Obligation was ฿34.6 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*20.159/-23.346
=0.86

Bless Asset Group PCL's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Bless Asset Group PCL's Interest Expense was ฿-5.2 Mil. Its Operating Income was ฿0.6 Mil. And its Long-Term Debt & Capital Lease Obligation was ฿32.5 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*0.609/-5.234
=0.12

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 0.12 mean?
Bless Asset Group PCL (BKK:BLESS) has a Interest Coverage of 0.12 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Bless Asset Group PCL and its competitors. This is 99% below median its historical median of 13.82. Over the past decade, Bless Asset Group PCL's Interest Coverage has ranged from 0.86 to 323.06. According to the industry distribution chart, Bless Asset Group PCL ranks #1103 out of 1295 companies in the Real Estate industry, placing it in the top 85.2%.
Is Bless Asset Group PCL's Interest Coverage too high?
Bless Asset Group PCL's current Interest Coverage of 0.12 is 99% below median its 10-year median of 13.82. Over the past 10 years, this metric has ranged from a low of 0.86 to a high of 323.06. The Real Estate industry median Interest Coverage is 4.24. Bless Asset Group PCL's value of 0.12 is 97.2% below this industry median. Based on the distribution chart, Bless Asset Group PCL ranks #1103 out of 1295 companies in the Real Estate industry, which is in the bottom quartile relative to peers. Overall, Bless Asset Group PCL has a GF Score™ of 45/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Bless Asset Group PCL's Interest Coverage compare to competitors?
According to the Real Estate industry distribution chart, Bless Asset Group PCL ranks #1103 out of 1295 companies for Interest Coverage. This places Bless Asset Group PCL in the lower half of its industry. The industry median Interest Coverage is 4.24. Bless Asset Group PCL's value of 0.12 is 97.2% below this benchmark. Historically, Bless Asset Group PCL's own Interest Coverage has ranged from 0.86 to 323.06 over the past decade. While the company's 10-year median is 13.82 vs. the industry median of 4.24, Bless Asset Group PCL has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Real Estate company?
The median Interest Coverage among Real Estate companies is 4.24, based on 1,295 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bless Asset Group PCL's current Interest Coverage of 0.12 is 97.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Bless Asset Group PCL and its competitors. For the Real Estate industry, the median Interest Coverage is 4.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bless Asset Group PCL's current Interest Coverage is 0.12, which is 99% below median its own 10-year median of 13.82. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bless Asset Group PCL stock overvalued right now?
Based on GuruFocus' analysis, Bless Asset Group PCL (BKK:BLESS) is currently considered Possible Value Trap. The stock's GF Value™ is ฿0.38, compared to a current price of ฿0.24 — trading 36.8% below its estimated fair value. The current Interest Coverage is 0.12, which is 99% below median its 10-year median of 13.82 and 97.2% below the Real Estate industry median of 4.24. Bless Asset Group PCL's overall GF Score™ is 45/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Bless Asset Group PCL (BKK:BLESS), the current Interest Coverage is 0.12 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bless Asset Group PCL (BKK:BLESS) Overvalued in 2026?

Based on GuruFocus' analysis, Bless Asset Group PCL stock appears to be undervalued. The current stock price of ฿0.24 is trading 36.8% below its estimated GF Value™ of ฿0.38. GuruFocus considers Bless Asset Group PCL to be Possible Value Trap.

Key valuation signals for BKK:BLESS:

  • Interest Coverage: 0.12 (99% below median its 10-year median of 13.82)
  • GF Value™: ฿0.38 vs. price of ฿0.24 (36.8% below fair value)
  • GF Score™: 45/100 with 5 warning signs
  • Industry Position: 97.2% below the Real Estate median (#1103 of 1295)

No single metric tells the full story. See the BKK:BLESS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bless Asset Group PCL Business Description

Address 609/154 Nawamin Road, Nuanchan Subdistrict, Bueng Kum District, Bangkok, THA, 10230
Bless Asset Group PCL is engaged in the property development business. The company develops and sells various types of residential real estate, comprising detached houses, semi-detached houses, townhomes, and low-rise condominiums. Geographically, its operations are carried out only in Thailand.
45GF Score

Get the complete analysis for BKK:BLESS

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

฿0.24
Price
฿0.38
GF Value