InterMedical Care and Lab Hospital PCL (BKK:IMH) Interest Coverage: 3.75 (As of Mar. 2026) — 34% Below Median

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BKK:IMH InterMedical Care and Lab Hospital PCL BKK:IMH
58 GF Score
Price ฿3.06
GF Value ฿4.43
Valuation Possible Value Trap
! 7 Warning Signs
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What is InterMedical Care and Lab Hospital PCL Interest Coverage?

InterMedical Care and Lab Hospital PCL BKK:IMH -1.29% 58 Interest Coverage is 3.75 as of Mar. 2026, which is 34% below its 10-year median of 5.64. GuruFocus rates BKK:IMH with a GF Score™ of 58/100 and a GF Value™ of ฿4.43 (Possible Value Trap). The stock has 7 warning signs investors should review. Among 454 Healthcare Providers & Services companies, InterMedical Care and Lab Hospital PCL ranks worse than 220264.1% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. InterMedical Care and Lab Hospital PCL's Operating Income for the three months ended in Mar. 2026 was ฿49.4 Mil. InterMedical Care and Lab Hospital PCL's Interest Expense for the three months ended in Mar. 2026 was ฿-13.2 Mil. InterMedical Care and Lab Hospital PCL's interest coverage for the quarter that ended in Mar. 2026 was 3.75. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for InterMedical Care and Lab Hospital PCL's Interest Coverage or its related term are showing as below:


BKK:IMH's Interest Coverage is not ranked *
in the Healthcare Providers & Services industry.
Industry Median: 7.94
* Ranked among companies with meaningful Interest Coverage only.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


InterMedical Care and Lab Hospital PCL  (BKK:IMH) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


InterMedical Care and Lab Hospital PCL Interest Coverage Related Terms


InterMedical Care and Lab Hospital PCL Interest Coverage Historical Data

* Premium members only.

The historical data trend for InterMedical Care and Lab Hospital PCL's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

InterMedical Care and Lab Hospital PCL Interest Coverage Chart

InterMedical Care and Lab Hospital PCL Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 60.72 20.52 2.80 0.00 0.00

InterMedical Care and Lab Hospital PCL Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.61 0.00 0.00 0.00 3.75

BKK:IMH vs HCA, THC, DVA: Interest Coverage Comparison

For the Medical Care Facilities subindustry, InterMedical Care and Lab Hospital PCL's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


InterMedical Care and Lab Hospital PCL Interest Coverage vs Healthcare Providers & Services Industry

For the Healthcare Providers & Services industry and Healthcare sector, InterMedical Care and Lab Hospital PCL's Interest Coverage distribution charts can be found below:

* The bar in red indicates where InterMedical Care and Lab Hospital PCL's Interest Coverage falls into.


BKK:IMH
58GF Score
InterMedical Care and Lab Hospital PCL BKK:IMH
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

InterMedical Care and Lab Hospital PCL Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

InterMedical Care and Lab Hospital PCL's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, InterMedical Care and Lab Hospital PCL's Interest Expense was ฿-56.8 Mil. Its Operating Income was ฿-126.2 Mil. And its Long-Term Debt & Capital Lease Obligation was ฿814.6 Mil.

InterMedical Care and Lab Hospital PCL did not have earnings to cover the interest expense.

InterMedical Care and Lab Hospital PCL's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, InterMedical Care and Lab Hospital PCL's Interest Expense was ฿-13.2 Mil. Its Operating Income was ฿49.4 Mil. And its Long-Term Debt & Capital Lease Obligation was ฿769.7 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*49.361/-13.171
=3.75

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 3.75 mean?
InterMedical Care and Lab Hospital PCL (BKK:IMH) has a Interest Coverage of 3.75 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on InterMedical Care and Lab Hospital PCL and its competitors. This is 34% below median its historical median of 5.64. According to the industry distribution chart, InterMedical Care and Lab Hospital PCL ranks #999999 out of 454 companies in the Healthcare Providers & Services industry.
Is InterMedical Care and Lab Hospital PCL's Interest Coverage too high?
InterMedical Care and Lab Hospital PCL's current Interest Coverage of 3.75 is 34% below median its 10-year median of 5.64. The Healthcare Providers & Services industry median Interest Coverage is 7.94. InterMedical Care and Lab Hospital PCL's value of 3.75 is 52.8% below this industry median. Based on the distribution chart, InterMedical Care and Lab Hospital PCL ranks #999999 out of 454 companies in the Healthcare Providers & Services industry, which is in the bottom quartile relative to peers. Overall, InterMedical Care and Lab Hospital PCL has a GF Score™ of 58/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does InterMedical Care and Lab Hospital PCL's Interest Coverage compare to HCA and THC?
According to the Healthcare Providers & Services industry distribution chart, InterMedical Care and Lab Hospital PCL ranks #999999 out of 454 companies for Interest Coverage. This places InterMedical Care and Lab Hospital PCL in the lower half of its industry. The industry median Interest Coverage is 7.94. InterMedical Care and Lab Hospital PCL's value of 3.75 is 52.8% below this benchmark. While the company's 10-year median is 5.64 vs. the industry median of 7.94, InterMedical Care and Lab Hospital PCL has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Healthcare Providers & Services company?
The median Interest Coverage among Healthcare Providers & Services companies is 7.94, based on 454 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. InterMedical Care and Lab Hospital PCL's current Interest Coverage of 3.75 is 52.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on InterMedical Care and Lab Hospital PCL and its competitors. For the Healthcare Providers & Services industry, the median Interest Coverage is 7.94 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. InterMedical Care and Lab Hospital PCL's current Interest Coverage is 3.75, which is 34% below median its own 10-year median of 5.64. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is InterMedical Care and Lab Hospital PCL stock overvalued right now?
Based on GuruFocus' analysis, InterMedical Care and Lab Hospital PCL (BKK:IMH) is currently considered Possible Value Trap. The stock's GF Value™ is ฿4.43, compared to a current price of ฿3.06 — trading 30.9% below its estimated fair value. The current Interest Coverage is 3.75, which is 34% below median its 10-year median of 5.64 and 52.8% below the Healthcare Providers & Services industry median of 7.94. InterMedical Care and Lab Hospital PCL's overall GF Score™ is 58/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For InterMedical Care and Lab Hospital PCL (BKK:IMH), the current Interest Coverage is 3.75 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is InterMedical Care and Lab Hospital PCL (BKK:IMH) Overvalued in 2026?

Based on GuruFocus' analysis, InterMedical Care and Lab Hospital PCL stock appears to be undervalued. The current stock price of ฿3.06 is trading 30.9% below its estimated GF Value™ of ฿4.43. GuruFocus considers InterMedical Care and Lab Hospital PCL to be Possible Value Trap.

Key valuation signals for BKK:IMH:

  • Interest Coverage: 3.75 (34% below median its 10-year median of 5.64)
  • GF Value™: ฿4.43 vs. price of ฿3.06 (30.9% below fair value)
  • GF Score™: 58/100 with 7 warning signs
  • Industry Position: 52.8% below the Healthcare Providers & Services median (#999999 of 454)

No single metric tells the full story. See the BKK:IMH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


InterMedical Care and Lab Hospital PCL Business Description

Address 442 Bang Waek Road, Bang Waek Sub-district, Pha-si-cha-roen District, Bangkok, THA, 10160
InterMedical Care and Lab Hospital PCL is a company principally engaged in specialty medical hospitals, and occupational medicine. The business segments of the firm are Prachapat hospital, Occupational Medicine hospital and Environmental Analysis. Prachapat Hospital is engaged in rendering medical services to patients under government welfare schemes. Occupational Medicine Hospital is engaged in providing physical examination services. Majority of revenue is from Hospital Segment. Geographically, the company operates in Thailand.
58GF Score

Get the complete analysis for BKK:IMH

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

฿3.06
Price
฿4.43
GF Value