Ratch Group PCLBKK:RATCH-F 63 Interest Coverage is 1.01 as of Mar. 2026, which is 30% below its 10-year median of 1.44. GuruFocus rates BKK:RATCH-F with a GF Score™ of 63/100 and a GF Value™ of ฿28.40. The stock has 9 warning signs investors should review. Among 449 Utilities - Regulated companies, Ratch Group PCL ranks worse than 97.1% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Ratch Group PCL's
Operating Income
for the
three
months ended in Mar. 2026 was ฿1,173 Mil. Ratch Group PCL's Interest Expense for the
three
months ended in Mar. 2026 was ฿-1,161 Mil.
Ratch Group PCL's interest coverage for the quarter that ended in Mar. 2026 was 1.01.
The higher the ratio, the stronger the company's financial strength is.
Warning Sign:
Ben Graham prefers companies' interest coverage to be at least 5. Ratch Group PCLs earnings cannot cover its interest expense. If the situation continues, the company may have to issue more debt.
The historical rank and industry rank for Ratch Group PCL's Interest Coverage or its related term are showing as below:
BKK:RATCH-F'
s Interest Coverage Range Over the Past 10 Years
Min: 0.47 Med: 1.44 Max: 3.32
Current: 0.58
BKK:RATCH-F's Interest Coverage is ranked worse than 97.1% of 449
companies
in the Utilities - Regulated industry
Industry Median: 3.78
vs BKK:RATCH-F: 0.58
Ratch Group PCL (BKK:RATCH-F) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Ratch Group PCL Interest Coverage Related Terms
Ratch Group PCL Interest Coverage Historical Data
* Premium members only.
The historical data trend for Ratch Group PCL's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
BKK:RATCH-F vs NEE, SO, DUK: Interest Coverage Comparison
For the Utilities - Regulated Electric subindustry, Ratch Group PCL's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ratch Group PCL Interest Coverage vs Utilities - Regulated Industry
For the Utilities - Regulated industry and Utilities sector, Ratch Group PCL's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Ratch Group PCL's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ratch Group PCL (BKK:RATCH-F) has a Interest Coverage of 1.01 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Ratch Group PCL and its competitors. This is 30% below median its historical median of 1.44. Over the past decade, Ratch Group PCL's Interest Coverage has ranged from 0.47 to 3.32. According to the industry distribution chart, Ratch Group PCL ranks #436 out of 449 companies in the Utilities - Regulated industry, placing it in the top 97.1%.
Is Ratch Group PCL's Interest Coverage too high?
Ratch Group PCL's current Interest Coverage of 1.01 is 30% below median its 10-year median of 1.44. Over the past 10 years, this metric has ranged from a low of 0.47 to a high of 3.32. The Utilities - Regulated industry median Interest Coverage is 3.78. Ratch Group PCL's value of 1.01 is 73.3% below this industry median. Based on the distribution chart, Ratch Group PCL ranks #436 out of 449 companies in the Utilities - Regulated industry, which is in the bottom quartile relative to peers. Overall, Ratch Group PCL has a GF Score™ of 63/100, reflecting its overall financial health beyond just this single metric.
How does Ratch Group PCL's Interest Coverage compare to NEE and SO?
According to the Utilities - Regulated industry distribution chart, Ratch Group PCL ranks #436 out of 449 companies for Interest Coverage. This places Ratch Group PCL in the lower half of its industry. The industry median Interest Coverage is 3.78. Ratch Group PCL's value of 1.01 is 73.3% below this benchmark. Historically, Ratch Group PCL's own Interest Coverage has ranged from 0.47 to 3.32 over the past decade. While the company's 10-year median is 1.44 vs. the industry median of 3.78, Ratch Group PCL has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Utilities - Regulated company?
The median Interest Coverage among Utilities - Regulated companies is 3.78, based on 449 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ratch Group PCL's current Interest Coverage of 1.01 is 73.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Ratch Group PCL and its competitors. For the Utilities - Regulated industry, the median Interest Coverage is 3.78 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ratch Group PCL's current Interest Coverage is 1.01, which is 30% below median its own 10-year median of 1.44. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ratch Group PCL stock overvalued right now?
Ratch Group PCL (BKK:RATCH-F) has a current Interest Coverage of 1.01. The stock's GF Value™ is ฿28.40, compared to a current price of ฿32.00 — trading 12.7% above its estimated fair value. The current Interest Coverage is 1.01, which is 30% below median its 10-year median of 1.44 and 73.3% below the Utilities - Regulated industry median of 3.78. Ratch Group PCL's overall GF Score™ is 63/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Ratch Group PCL (BKK:RATCH-F), the current Interest Coverage is 1.01 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ratch Group PCL (BKK:RATCH-F) Overvalued in 2026?
Based on GuruFocus' analysis, Ratch Group PCL stock appears to be overvalued.
The current stock price of ฿32.00 is trading 12.7% above its estimated GF Value™ of ฿28.40.
Key valuation signals for BKK:RATCH-F:
Interest Coverage: 1.01 (30% below median its 10-year median of 1.44)
GF Value™: ฿28.40 vs. price of ฿32.00 (12.7% above fair value)
Industry Position: 73.3% below the Utilities - Regulated median (#436 of 449)
No single metric tells the full story. See the BKK:RATCH-F stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ratch Group PCL is a Thailand-based holding company. The Company's principal businesses are investing in companies whose objectives are to generate and sell electricity and develop power energy projects and infrastructure projects. The Group has four operating segments: Domestic Electricity Generating, Domestic Renewable Energy, International Power Projects, and Domestic Related Business & Infrastructure. The majority of revenue is from the domestic electricity-generating segment. Geographically, the majority of income is from Thailand. Its investment is mainly focused on fossil fuel power generation projects, renewable projects, and businesses adjacent to electricity generation and energy both in Thailand & internationally.
63GF Score
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