SC Asset PCL (BKK:SC) Interest Coverage: 2.11 (As of Mar. 2026) — 89% Below Median

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BKK:SC SC Asset Corp PCL BKK:SC
74 GF Score
Price ฿1.98
GF Value ฿2.55
Valuation Modestly Undervalued
! 8 Warning Signs
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What is SC Asset PCL Interest Coverage?

SC Asset PCL BKK:SC -1.98% 74 Interest Coverage is 2.11 as of Mar. 2026, which is 89% below its 10-year median of 19.13. GuruFocus rates BKK:SC with a GF Score™ of 74/100 and a GF Value™ of ฿2.55 (Modestly Undervalued). The stock has 8 warning signs investors should review. Among 1,303 Real Estate companies, SC Asset PCL ranks better than 55.49% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. SC Asset PCL's Operating Income for the three months ended in Mar. 2026 was ฿226 Mil. SC Asset PCL's Interest Expense for the three months ended in Mar. 2026 was ฿-107 Mil. SC Asset PCL's interest coverage for the quarter that ended in Mar. 2026 was 2.11. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for SC Asset PCL's Interest Coverage or its related term are showing as below:

BKK:SC' s Interest Coverage Range Over the Past 10 Years
Min: 4.6   Med: 19.13   Max: 27.27
Current: 5.2


BKK:SC's Interest Coverage is ranked better than
55.49% of 1303 companies
in the Real Estate industry
Industry Median: 4.18 vs BKK:SC: 5.20

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


SC Asset PCL  (BKK:SC) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


SC Asset PCL Interest Coverage Related Terms


SC Asset PCL Interest Coverage Historical Data

* Premium members only.

The historical data trend for SC Asset PCL's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

SC Asset PCL Interest Coverage Chart

SC Asset PCL Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 25.62 24.40 8.97 4.60 5.35

SC Asset PCL Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.55 6.79 6.07 6.14 2.11

SC Asset PCL Interest Coverage Competitor Comparison

For the Real Estate - Development subindustry, SC Asset PCL's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SC Asset PCL Interest Coverage vs Real Estate Industry

For the Real Estate industry and Real Estate sector, SC Asset PCL's Interest Coverage distribution charts can be found below:

* The bar in red indicates where SC Asset PCL's Interest Coverage falls into.


BKK:SC
74GF Score
SC Asset Corp PCL BKK:SC
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

SC Asset PCL Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

SC Asset PCL's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, SC Asset PCL's Interest Expense was ฿-400 Mil. Its Operating Income was ฿2,137 Mil. And its Long-Term Debt & Capital Lease Obligation was ฿17,704 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*2136.939/-399.768
=5.35

SC Asset PCL's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, SC Asset PCL's Interest Expense was ฿-107 Mil. Its Operating Income was ฿226 Mil. And its Long-Term Debt & Capital Lease Obligation was ฿16,864 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*226.405/-107.157
=2.11

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 2.11 mean?
SC Asset PCL (BKK:SC) has a Interest Coverage of 2.11 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on SC Asset PCL and its competitors. This is 89% below median its historical median of 19.13. Over the past decade, SC Asset PCL's Interest Coverage has ranged from 4.60 to 27.27. According to the industry distribution chart, SC Asset PCL ranks #580 out of 1303 companies in the Real Estate industry, placing it in the top 44.5%.
Is SC Asset PCL's Interest Coverage too high?
SC Asset PCL's current Interest Coverage of 2.11 is 89% below median its 10-year median of 19.13. Over the past 10 years, this metric has ranged from a low of 4.60 to a high of 27.27. The Real Estate industry median Interest Coverage is 4.18. SC Asset PCL's value of 2.11 is 49.5% below this industry median. Based on the distribution chart, SC Asset PCL ranks #580 out of 1303 companies in the Real Estate industry, which is above the industry midpoint. Overall, SC Asset PCL has a GF Score™ of 74/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does SC Asset PCL's Interest Coverage compare to competitors?
According to the Real Estate industry distribution chart, SC Asset PCL ranks #580 out of 1303 companies for Interest Coverage. This puts SC Asset PCL in the upper half of its industry. The industry median Interest Coverage is 4.18. SC Asset PCL's value of 2.11 is 49.5% below this benchmark. Historically, SC Asset PCL's own Interest Coverage has ranged from 4.60 to 27.27 over the past decade. While the company's 10-year median is 19.13 vs. the industry median of 4.18, SC Asset PCL has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Real Estate company?
The median Interest Coverage among Real Estate companies is 4.18, based on 1,303 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SC Asset PCL's current Interest Coverage of 2.11 is 49.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on SC Asset PCL and its competitors. For the Real Estate industry, the median Interest Coverage is 4.18 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SC Asset PCL's current Interest Coverage is 2.11, which is 89% below median its own 10-year median of 19.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SC Asset PCL stock overvalued right now?
Based on GuruFocus' analysis, SC Asset PCL (BKK:SC) is currently considered Modestly Undervalued. The stock's GF Value™ is ฿2.55, compared to a current price of ฿1.98 — trading 22.4% below its estimated fair value. The current Interest Coverage is 2.11, which is 89% below median its 10-year median of 19.13 and 49.5% below the Real Estate industry median of 4.18. SC Asset PCL's overall GF Score™ is 74/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For SC Asset PCL (BKK:SC), the current Interest Coverage is 2.11 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SC Asset PCL (BKK:SC) Overvalued in 2026?

Based on GuruFocus' analysis, SC Asset PCL stock appears to be undervalued. The current stock price of ฿1.98 is trading 22.4% below its estimated GF Value™ of ฿2.55. GuruFocus considers SC Asset PCL to be Modestly Undervalued.

Key valuation signals for BKK:SC:

  • Interest Coverage: 2.11 (89% below median its 10-year median of 19.13)
  • GF Value™: ฿2.55 vs. price of ฿1.98 (22.4% below fair value)
  • GF Score™: 74/100 with 8 warning signs
  • Industry Position: 49.5% below the Real Estate median (#580 of 1303)

No single metric tells the full story. See the BKK:SC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


SC Asset PCL Business Description

Address 1010 Vibhavadi Rangsit road, Chatuchak Subdistrict, Chatuchak District, Bangkok, THA, 10900
SC Asset Corp PCL is a Thailand-based real estate company. The company's principal activities involve real estate development for sale and rental, including services management. It mainly develops houses, townhomes, home offices, and condominiums. The Company operates in three segments including Real estate sales; Rental and rendering of services; and Consulting and management services. It generates the majority of its revenues from its Real estate sales segment.
74GF Score

Get the complete analysis for BKK:SC

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

฿1.98
Price
฿2.55
GF Value