Thai Reinsurance PCLBKK:THRE-R 42 Interest Coverage is 561.39 as of Mar. 2026, which is 88% above its 10-year median of 298.65. GuruFocus rates BKK:THRE-R with a GF Score™ of 42/100 and a GF Value™ of ฿0.48. The stock has 3 warning signs investors should review. Among 351 Insurance companies, Thai Reinsurance PCL ranks better than 83.48% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
EBIT
by its Interest Expense. Thai Reinsurance PCL's
EBIT
for the
three
months ended in Mar. 2026 was ฿144 Mil. Thai Reinsurance PCL's Interest Expense for the
three
months ended in Mar. 2026 was ฿-0 Mil.
Thai Reinsurance PCL's interest coverage for the quarter that ended in Mar. 2026 was 561.39.
The higher the ratio, the stronger the company's financial strength is.
Good Sign:
Ben Graham prefers companies' interest coverage to be at least 5. Thai Reinsurance PCL has enough cash to cover all of its debt. Its financial situation is stable.
The historical rank and industry rank for Thai Reinsurance PCL's Interest Coverage or its related term are showing as below:
BKK:THRE-R'
s Interest Coverage Range Over the Past 10 Years
Min: 15.3 Med: 298.65 Max: 870.95
Current: 167.49
BKK:THRE-R's Interest Coverage is ranked better than 83.48% of 351
companies
in the Insurance industry
Industry Median: 16.23
vs BKK:THRE-R: 167.49
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Thai Reinsurance PCL Interest Coverage Related Terms
Thai Reinsurance PCL Interest Coverage Historical Data
* Premium members only.
The historical data trend for Thai Reinsurance PCL's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
BKK:THRE-R vs RGA, EG, RNR: Interest Coverage Comparison
For the Insurance - Reinsurance subindustry, Thai Reinsurance PCL's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Thai Reinsurance PCL Interest Coverage vs Insurance Industry
For the Insurance industry and Financial Services sector, Thai Reinsurance PCL's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Thai Reinsurance PCL's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Thai Reinsurance PCL (BKK:THRE-R) has a Interest Coverage of 561.39 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Thai Reinsurance PCL and its competitors. This is 88% above median its historical median of 298.65. Over the past decade, Thai Reinsurance PCL's Interest Coverage has ranged from 15.30 to 870.95. According to the industry distribution chart, Thai Reinsurance PCL ranks #58 out of 351 companies in the Insurance industry, placing it in the top 16.5%.
Is Thai Reinsurance PCL's Interest Coverage too high?
Thai Reinsurance PCL's current Interest Coverage of 561.39 is 88% above median its 10-year median of 298.65. Over the past 10 years, this metric has ranged from a low of 15.30 to a high of 870.95. The Insurance industry median Interest Coverage is 16.23. Thai Reinsurance PCL's value of 561.39 is 3359% above this industry median. Based on the distribution chart, Thai Reinsurance PCL ranks #58 out of 351 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Thai Reinsurance PCL has a GF Score™ of 42/100, reflecting its overall financial health beyond just this single metric.
How does Thai Reinsurance PCL's Interest Coverage compare to RGA and EG?
According to the Insurance industry distribution chart, Thai Reinsurance PCL ranks #58 out of 351 companies for Interest Coverage. This places Thai Reinsurance PCL in the top 17% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 16.23. Thai Reinsurance PCL's value of 561.39 is 3359% above this benchmark. Historically, Thai Reinsurance PCL's own Interest Coverage has ranged from 15.30 to 870.95 over the past decade. While the company's 10-year median is 298.65 vs. the industry median of 16.23, Thai Reinsurance PCL has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Insurance company?
The median Interest Coverage among Insurance companies is 16.23, based on 351 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Thai Reinsurance PCL's current Interest Coverage of 561.39 is 3359% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Thai Reinsurance PCL and its competitors. For the Insurance industry, the median Interest Coverage is 16.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Thai Reinsurance PCL's current Interest Coverage is 561.39, which is 88% above median its own 10-year median of 298.65. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Thai Reinsurance PCL stock overvalued right now?
Thai Reinsurance PCL (BKK:THRE-R) has a current Interest Coverage of 561.39. The stock's GF Value™ is ฿0.48, compared to a current price of ฿0.39 — trading 18.8% below its estimated fair value. The current Interest Coverage is 561.39, which is 88% above median its 10-year median of 298.65 and 3359% above the Insurance industry median of 16.23. Thai Reinsurance PCL's overall GF Score™ is 42/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Thai Reinsurance PCL (BKK:THRE-R), the current Interest Coverage is 561.39 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Thai Reinsurance PCL (BKK:THRE-R) Overvalued in 2026?
Based on GuruFocus' analysis, Thai Reinsurance PCL stock appears to be undervalued.
The current stock price of ฿0.39 is trading 18.8% below its estimated GF Value™ of ฿0.48.
Key valuation signals for BKK:THRE-R:
Interest Coverage: 561.39 (88% above median its 10-year median of 298.65)
GF Value™: ฿0.48 vs. price of ฿0.39 (18.8% below fair value)
Industry Position: 3359% above the Insurance median (#58 of 351)
No single metric tells the full story. See the BKK:THRE-R stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Thai Reinsurance PCL provides reinsurance for non-life businesses diversify risk, including but not limited to property, personal accident, engineering, and marine and cargo risk. The company provides two main types of reinsurance contracts: facultative reinsurance and treaty reinsurance. Its segments include Motor insurance and Non-motor insurance. The majority of the revenue is derived from Non-motor insurance segment. The group operates in Thailand only.
42GF Score
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