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Dhipaya Group Holdings PCLBKK:TIPH +0.40%85 Interest Coverage is 31.39 as of Jun. 2026, which is 57% below its 10-year median of 72.80. GuruFocus rates BKK:TIPH with a GF Score™ of 85/100 and a GF Value™ of ฿24.56 (Fairly Valued). The stock has 8 warning signs investors should review. Among 347 Insurance companies, Dhipaya Group Holdings PCL ranks better than 66.28% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
EBIT
by its Interest Expense. Dhipaya Group Holdings PCL's
EBIT
for the
three
months ended in Jun. 2026 was ฿333 Mil. Dhipaya Group Holdings PCL's Interest Expense for the
three
months ended in Jun. 2026 was ฿-11 Mil.
Dhipaya Group Holdings PCL's interest coverage for the quarter that ended in Jun. 2026 was 31.39.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Dhipaya Group Holdings PCL's Interest Coverage or its related term are showing as below:
BKK:TIPH'
s Interest Coverage Range Over the Past 10 Years
Min: 32.9 Med: 72.8 Max: 131.56
Current: 32.9
BKK:TIPH's Interest Coverage is ranked better than 66.28% of 347
companies
in the Insurance industry
Industry Median: 15.34
vs BKK:TIPH: 32.90
Dhipaya Group Holdings PCL (BKK:TIPH) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Dhipaya Group Holdings PCL Interest Coverage Related Terms
Dhipaya Group Holdings PCL Interest Coverage Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
Dhipaya Group Holdings PCL Interest Coverage Chart
BKK:TIPH vs BRK.A, AIG, HIG: Interest Coverage Comparison
For the Insurance - Diversified subindustry, Dhipaya Group Holdings PCL's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Dhipaya Group Holdings PCL Interest Coverage vs Insurance Industry
For the Insurance industry and Financial Services sector, Dhipaya Group Holdings PCL's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Dhipaya Group Holdings PCL's Interest Coverage falls into.
Dhipaya Group Holdings PCL Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Dhipaya Group Holdings PCL (BKK:TIPH) has a Interest Coverage of 31.39 as of Jun. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Dhipaya Group Holdings PCL and its competitors. This is 57% below median its historical median of 72.80. Over the past decade, Dhipaya Group Holdings PCL's Interest Coverage has ranged from 32.90 to 131.56. According to the industry distribution chart, Dhipaya Group Holdings PCL ranks #117 out of 347 companies in the Insurance industry, placing it in the top 33.7%.
Is Dhipaya Group Holdings PCL's Interest Coverage too high?
Dhipaya Group Holdings PCL's current Interest Coverage of 31.39 is 57% below median its 10-year median of 72.80. Over the past 10 years, this metric has ranged from a low of 32.90 to a high of 131.56. The Insurance industry median Interest Coverage is 15.34. Dhipaya Group Holdings PCL's value of 31.39 is 104.6% above this industry median. Based on the distribution chart, Dhipaya Group Holdings PCL ranks #117 out of 347 companies in the Insurance industry, which is above the industry midpoint. Overall, Dhipaya Group Holdings PCL has a GF Score™ of 85/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Dhipaya Group Holdings PCL's Interest Coverage compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Dhipaya Group Holdings PCL ranks #117 out of 347 companies for Interest Coverage. This puts Dhipaya Group Holdings PCL in the upper half of its industry. The industry median Interest Coverage is 15.34. Dhipaya Group Holdings PCL's value of 31.39 is 104.6% above this benchmark. Historically, Dhipaya Group Holdings PCL's own Interest Coverage has ranged from 32.90 to 131.56 over the past decade. While the company's 10-year median is 72.80 vs. the industry median of 15.34, Dhipaya Group Holdings PCL has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Insurance company?
The median Interest Coverage among Insurance companies is 15.34, based on 347 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Dhipaya Group Holdings PCL's current Interest Coverage of 31.39 is 104.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Dhipaya Group Holdings PCL and its competitors. For the Insurance industry, the median Interest Coverage is 15.34 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Dhipaya Group Holdings PCL's current Interest Coverage is 31.39, which is 57% below median its own 10-year median of 72.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dhipaya Group Holdings PCL stock overvalued right now?
Based on GuruFocus' analysis, Dhipaya Group Holdings PCL (BKK:TIPH) is currently considered Fairly Valued. The stock's GF Value™ is ฿24.56, compared to a current price of ฿24.90 — trading 1.4% above its estimated fair value. The current Interest Coverage is 31.39, which is 57% below median its 10-year median of 72.80 and 104.6% above the Insurance industry median of 15.34. Dhipaya Group Holdings PCL's overall GF Score™ is 85/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Dhipaya Group Holdings PCL (BKK:TIPH), the current Interest Coverage is 31.39 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Dhipaya Group Holdings PCL (BKK:TIPH) Overvalued in 2026?
Based on GuruFocus' analysis, Dhipaya Group Holdings PCL stock appears to be overvalued.
The current stock price of ฿24.90 is trading 1.4% above its estimated GF Value™ of ฿24.56.
GuruFocus considers Dhipaya Group Holdings PCL to be Fairly Valued.
Key valuation signals for BKK:TIPH:
Interest Coverage: 31.39 (57% below median its 10-year median of 72.80)
GF Value™: ฿24.56 vs. price of ฿24.90 (1.4% above fair value)
Industry Position: 104.6% above the Insurance median (#117 of 347)
No single metric tells the full story. See the BKK:TIPH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Dhipaya Group Holdings PCL engaged in the business of holding investments in other companies. The company's operations are organized into three business segments: non-life insurance, investment, and insurance-supported business. It generates the majority of its revenue from the non-life insurance segment.
85GF Score
Get the complete analysis for BKK:TIPH
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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