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TQR PCLBKK:TQR 88 Interest Coverage is 443.50 as of Mar. 2026, which is 104% above its 10-year median of 217.36. GuruFocus rates BKK:TQR with a GF Score™ of 88/100 and a GF Value™ of ฿6.32 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 352 Insurance companies, TQR PCL ranks better than 86.08% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
EBIT
by its Interest Expense. TQR PCL's
EBIT
for the
three
months ended in Mar. 2026 was ฿46.6 Mil. TQR PCL's Interest Expense for the
three
months ended in Mar. 2026 was ฿-0.1 Mil.
TQR PCL's interest coverage for the quarter that ended in Mar. 2026 was 443.50.
The higher the ratio, the stronger the company's financial strength is.
Good Sign:
Ben Graham prefers companies' interest coverage to be at least 5. TQR PCL has enough cash to cover all of its debt. Its financial situation is stable.
The historical rank and industry rank for TQR PCL's Interest Coverage or its related term are showing as below:
BKK:TQR'
s Interest Coverage Range Over the Past 10 Years
Min: 138.58 Med: 217.36 Max: 264.33
Current: 264.33
BKK:TQR's Interest Coverage is ranked better than 86.08% of 352
companies
in the Insurance industry
Industry Median: 16.03
vs BKK:TQR: 264.33
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
TQR PCL Interest Coverage Related Terms
TQR PCL Interest Coverage Historical Data
* Premium members only.
The historical data trend for TQR PCL's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
BKK:TQR vs RGA, EG, RNR: Interest Coverage Comparison
For the Insurance - Reinsurance subindustry, TQR PCL's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
TQR PCL Interest Coverage vs Insurance Industry
For the Insurance industry and Financial Services sector, TQR PCL's Interest Coverage distribution charts can be found below:
* The bar in red indicates where TQR PCL's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TQR PCL (BKK:TQR) has a Interest Coverage of 443.50 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on TQR PCL and its competitors. This is 104% above median its historical median of 217.36. Over the past decade, TQR PCL's Interest Coverage has ranged from 138.58 to 264.33. According to the industry distribution chart, TQR PCL ranks #49 out of 352 companies in the Insurance industry, placing it in the top 13.9%.
Is TQR PCL's Interest Coverage too high?
TQR PCL's current Interest Coverage of 443.50 is 104% above median its 10-year median of 217.36. Over the past 10 years, this metric has ranged from a low of 138.58 to a high of 264.33. The Insurance industry median Interest Coverage is 16.03. TQR PCL's value of 443.50 is 2666.7% above this industry median. Based on the distribution chart, TQR PCL ranks #49 out of 352 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, TQR PCL has a GF Score™ of 88/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does TQR PCL's Interest Coverage compare to RGA and EG?
According to the Insurance industry distribution chart, TQR PCL ranks #49 out of 352 companies for Interest Coverage. This places TQR PCL in the top 14% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 16.03. TQR PCL's value of 443.50 is 2666.7% above this benchmark. Historically, TQR PCL's own Interest Coverage has ranged from 138.58 to 264.33 over the past decade. While the company's 10-year median is 217.36 vs. the industry median of 16.03, TQR PCL has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Insurance company?
The median Interest Coverage among Insurance companies is 16.03, based on 352 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. TQR PCL's current Interest Coverage of 443.50 is 2666.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on TQR PCL and its competitors. For the Insurance industry, the median Interest Coverage is 16.03 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. TQR PCL's current Interest Coverage is 443.50, which is 104% above median its own 10-year median of 217.36. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is TQR PCL stock overvalued right now?
Based on GuruFocus' analysis, TQR PCL (BKK:TQR) is currently considered Modestly Undervalued. The stock's GF Value™ is ฿6.32, compared to a current price of ฿5.65 — trading 10.6% below its estimated fair value. The current Interest Coverage is 443.50, which is 104% above median its 10-year median of 217.36 and 2666.7% above the Insurance industry median of 16.03. TQR PCL's overall GF Score™ is 88/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For TQR PCL (BKK:TQR), the current Interest Coverage is 443.50 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is TQR PCL (BKK:TQR) Overvalued in 2026?
Based on GuruFocus' analysis, TQR PCL stock appears to be undervalued.
The current stock price of ฿5.65 is trading 10.6% below its estimated GF Value™ of ฿6.32.
GuruFocus considers TQR PCL to be Modestly Undervalued.
Key valuation signals for BKK:TQR:
Interest Coverage: 443.50 (104% above median its 10-year median of 217.36)
GF Value™: ฿6.32 vs. price of ฿5.65 (10.6% below fair value)
Industry Position: 2666.7% above the Insurance median (#49 of 352)
No single metric tells the full story. See the BKK:TQR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
TQR PCL is a Thailand-based company engaged in the reinsurance brokerage business. The company operates through three segments: Traditional Business, which provides general reinsurance brokerage services; Alternatives Business, which offers reinsurance consulting services and develops new distribution channels and products; and Other Business, which includes related supporting activities. It generates the majority of its revenue from the Alternatives Business segment.
88GF Score
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Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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