Union Pioneer PCLBKK:UPF 60 Interest Coverage is 8.81 as of Mar. 2026, which is 87% below its 10-year median of 69.00. GuruFocus rates BKK:UPF with a GF Score™ of 60/100 and a GF Value™ of ฿29.54 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 734 Manufacturing - Apparel & Accessories companies, Union Pioneer PCL ranks worse than 136239.65% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Union Pioneer PCL's
Operating Income
for the
three
months ended in Mar. 2026 was ฿3.7 Mil. Union Pioneer PCL's Interest Expense for the
three
months ended in Mar. 2026 was ฿-0.4 Mil.
Union Pioneer PCL's interest coverage for the quarter that ended in Mar. 2026 was 8.81.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Union Pioneer PCL's Interest Coverage or its related term are showing as below:
BKK:UPF's Interest Coverage is not ranked *
in the Manufacturing - Apparel & Accessories industry.
Industry Median: 5.435 * Ranked among companies with meaningful Interest Coverage only.
Union Pioneer PCL (BKK:UPF) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Union Pioneer PCL Interest Coverage Related Terms
Union Pioneer PCL Interest Coverage Historical Data
* Premium members only.
The historical data trend for Union Pioneer PCL's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Textile Manufacturing subindustry, Union Pioneer PCL's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Union Pioneer PCL Interest Coverage vs Manufacturing - Apparel & Accessories Industry
For the Manufacturing - Apparel & Accessories industry and Consumer Cyclical sector, Union Pioneer PCL's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Union Pioneer PCL's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Union Pioneer PCL (BKK:UPF) has a Interest Coverage of 8.81 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Union Pioneer PCL and its competitors. This is 87% below median its historical median of 69.00. According to the industry distribution chart, Union Pioneer PCL ranks #999999 out of 734 companies in the Manufacturing - Apparel & Accessories industry.
Is Union Pioneer PCL's Interest Coverage too high?
Union Pioneer PCL's current Interest Coverage of 8.81 is 87% below median its 10-year median of 69.00. The Manufacturing - Apparel & Accessories industry median Interest Coverage is 5.44. Union Pioneer PCL's value of 8.81 is 62.1% above this industry median. Based on the distribution chart, Union Pioneer PCL ranks #999999 out of 734 companies in the Manufacturing - Apparel & Accessories industry, which is in the bottom quartile relative to peers. Overall, Union Pioneer PCL has a GF Score™ of 60/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Union Pioneer PCL's Interest Coverage compare to AIN?
According to the Manufacturing - Apparel & Accessories industry distribution chart, Union Pioneer PCL ranks #999999 out of 734 companies for Interest Coverage. This places Union Pioneer PCL in the lower half of its industry. The industry median Interest Coverage is 5.44. Union Pioneer PCL's value of 8.81 is 62.1% above this benchmark. While the company's 10-year median is 69.00 vs. the industry median of 5.44, Union Pioneer PCL has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Manufacturing - Apparel & Accessories company?
The median Interest Coverage among Manufacturing - Apparel & Accessories companies is 5.44, based on 734 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Union Pioneer PCL's current Interest Coverage of 8.81 is 62.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Union Pioneer PCL and its competitors. For the Manufacturing - Apparel & Accessories industry, the median Interest Coverage is 5.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Union Pioneer PCL's current Interest Coverage is 8.81, which is 87% below median its own 10-year median of 69.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Union Pioneer PCL stock overvalued right now?
Based on GuruFocus' analysis, Union Pioneer PCL (BKK:UPF) is currently considered Modestly Undervalued. The stock's GF Value™ is ฿29.54, compared to a current price of ฿21.00 — trading 28.9% below its estimated fair value. The current Interest Coverage is 8.81, which is 87% below median its 10-year median of 69.00 and 62.1% above the Manufacturing - Apparel & Accessories industry median of 5.44. Union Pioneer PCL's overall GF Score™ is 60/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Union Pioneer PCL (BKK:UPF), the current Interest Coverage is 8.81 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Union Pioneer PCL (BKK:UPF) Overvalued in 2026?
Based on GuruFocus' analysis, Union Pioneer PCL stock appears to be undervalued.
The current stock price of ฿21.00 is trading 28.9% below its estimated GF Value™ of ฿29.54.
GuruFocus considers Union Pioneer PCL to be Modestly Undervalued.
Key valuation signals for BKK:UPF:
Interest Coverage: 8.81 (87% below median its 10-year median of 69.00)
GF Value™: ฿29.54 vs. price of ฿21.00 (28.9% below fair value)
Industry Position: 62.1% above the Manufacturing - Apparel & Accessories median (#999999 of 734)
No single metric tells the full story. See the BKK:UPF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Union Pioneer PCL is principally engaged in the manufacture and distribution of finished elastic products. It offers products such as Rubber thread and tape, Elastic braid, Elastic webbing and crochet, and covering yarn, among other products. The majority of the company's products are the raw materials for other products, such as the baby-adult diaper industry, garment industry, or other uses, depending on the nature of the business of the customers. Geographically, the company derives revenue from Thailand, the United States, and other countries.
60GF Score
Get the complete analysis for BKK:UPF
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
BKK:UPF has been successfully added to your 
