R.J.Shah (BOM:509845) Interest Coverage: 63.46 (As of Mar. 2026) — 49% Above Median


BOM:509845 R.J.Shah & Co Ltd BOM:509845
38 GF Score
Price ₹484.00
! 3 Warning Signs
View Full Analysis

What is R.J.Shah Interest Coverage?

R.J.Shah BOM:509845 38 Interest Coverage is 63.46 as of Mar. 2026, which is 49% above its 10-year median of 42.68. GuruFocus rates BOM:509845 with a GF Score™ of 38/100. The stock has 3 warning signs investors should review. Among 1,353 Construction companies, R.J.Shah ranks better than 50.04% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. R.J.Shah's Operating Income for the three months ended in Mar. 2026 was ₹21.51 Mil. R.J.Shah's Interest Expense for the three months ended in Mar. 2026 was ₹-0.34 Mil. R.J.Shah's interest coverage for the quarter that ended in Mar. 2026 was 63.46. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for R.J.Shah's Interest Coverage or its related term are showing as below:

BOM:509845' s Interest Coverage Range Over the Past 10 Years
Min: 7.81   Med: 42.68   Max: 45.91
Current: 7.81


BOM:509845's Interest Coverage is ranked better than
50.04% of 1353 companies
in the Construction industry
Industry Median: 7.81 vs BOM:509845: 7.81

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


R.J.Shah  (BOM:509845) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


R.J.Shah Interest Coverage Related Terms


R.J.Shah Interest Coverage Historical Data

* Premium members only.

The historical data trend for R.J.Shah's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

R.J.Shah Interest Coverage Chart

R.J.Shah Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 43.86 7.81

R.J.Shah Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 200.15 0.00 0.00 0.00 63.46

BOM:509845 vs PWR, FIX, EME: Interest Coverage Comparison

For the Engineering & Construction subindustry, R.J.Shah's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


R.J.Shah Interest Coverage vs Construction Industry

For the Construction industry and Industrials sector, R.J.Shah's Interest Coverage distribution charts can be found below:

* The bar in red indicates where R.J.Shah's Interest Coverage falls into.


BOM:509845
38GF Score
R.J.Shah & Co Ltd BOM:509845
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

R.J.Shah Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

R.J.Shah's Interest Coverage for the fiscal year that ended in Mar. 2026 is calculated as

Here, for the fiscal year that ended in Mar. 2026, R.J.Shah's Interest Expense was ₹-1.38 Mil. Its Operating Income was ₹10.76 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹0.00 Mil.

Interest Coverage=-1* Operating Income (A: Mar. 2026 )/Interest Expense (A: Mar. 2026 )
=-1*10.76/-1.377
=7.81

R.J.Shah's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, R.J.Shah's Interest Expense was ₹-0.34 Mil. Its Operating Income was ₹21.51 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹0.00 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*21.514/-0.339
=63.46

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 63.46 mean?
R.J.Shah (BOM:509845) has a Interest Coverage of 63.46 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on R.J.Shah and its competitors. This is 49% above median its historical median of 42.68. Over the past decade, R.J.Shah's Interest Coverage has ranged from 7.81 to 45.91. According to the industry distribution chart, R.J.Shah ranks #676 out of 1353 companies in the Construction industry, placing it in the top 50%.
Is R.J.Shah's Interest Coverage too high?
R.J.Shah's current Interest Coverage of 63.46 is 49% above median its 10-year median of 42.68. Over the past 10 years, this metric has ranged from a low of 7.81 to a high of 45.91. The Construction industry median Interest Coverage is 7.81. R.J.Shah's value of 63.46 is 712.5% above this industry median. Based on the distribution chart, R.J.Shah ranks #676 out of 1353 companies in the Construction industry, which is above the industry midpoint. Overall, R.J.Shah has a GF Score™ of 38/100, reflecting its overall financial health beyond just this single metric.
How does R.J.Shah's Interest Coverage compare to PWR and FIX?
According to the Construction industry distribution chart, R.J.Shah ranks #676 out of 1353 companies for Interest Coverage. This puts R.J.Shah in the upper half of its industry. The industry median Interest Coverage is 7.81. R.J.Shah's value of 63.46 is 712.5% above this benchmark. Historically, R.J.Shah's own Interest Coverage has ranged from 7.81 to 45.91 over the past decade. While the company's 10-year median is 42.68 vs. the industry median of 7.81, R.J.Shah has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Construction company?
The median Interest Coverage among Construction companies is 7.81, based on 1,353 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. R.J.Shah's current Interest Coverage of 63.46 is 712.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on R.J.Shah and its competitors. For the Construction industry, the median Interest Coverage is 7.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. R.J.Shah's current Interest Coverage is 63.46, which is 49% above median its own 10-year median of 42.68. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is R.J.Shah stock overvalued right now?
R.J.Shah (BOM:509845) has a current Interest Coverage of 63.46. The current Interest Coverage is 63.46, which is 49% above median its 10-year median of 42.68 and 712.5% above the Construction industry median of 7.81. R.J.Shah's overall GF Score™ is 38/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For R.J.Shah (BOM:509845), the current Interest Coverage is 63.46 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

R.J.Shah Business Description

Address Mahul Road, Near Wadala Container Yard, Antop Hill, Mumbai, MH, IND, 400037
R.J.Shah & Co Ltd operates as an Engineering and Construction company. The company is engaged in civil engineering construction business activities and specialized in tunnels and civil works for hydro electric projects, railway projects, irrigation projects, etc. The company has expertise in executing contracts obtained from various Govt. Departments.
38GF Score

Get the complete analysis for BOM:509845

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹484.00
Price