V B Desai Financial ServicesBOM:511110 -1.07%69 Interest Coverage is No Debt (1) as of Mar. 2026, which is 100% below its 10-year median of 10,000.00. GuruFocus rates BOM:511110 with a GF Score™ of 69/100 and a GF Value™ of ₹19.05 (Fairly Valued). The stock has 3 warning signs investors should review. Among 429 Capital Markets companies, V B Desai Financial Services ranks better than 99.3% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. V B Desai Financial Services's
Operating Income
for the
three
months ended in Mar. 2026 was ₹0.06 Mil. V B Desai Financial Services's Interest Expense for the
three
months ended in Mar. 2026 was ₹0.00 Mil.
V B Desai Financial Services has no debt.
The higher the ratio, the stronger the company's financial strength is.
Good Sign:
V B Desai Financial Services Ltd has no debt.
(1) Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
The historical rank and industry rank for V B Desai Financial Services's Interest Coverage or its related term are showing as below:
BOM:511110'
s Interest Coverage Range Over the Past 10 Years
Min: 0.58 Med: No Debt Max: No Debt
Current: No Debt
BOM:511110's Interest Coverage is ranked better than 99.3% of 429
companies
in the Capital Markets industry
Industry Median: 19.63
vs BOM:511110: No Debt
V B Desai Financial Services (BOM:511110) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
V B Desai Financial Services Interest Coverage Related Terms
V B Desai Financial Services Interest Coverage Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
V B Desai Financial Services Interest Coverage Chart
BOM:511110 vs MS, GS, SCHW: Interest Coverage Comparison
For the Capital Markets subindustry, V B Desai Financial Services's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
V B Desai Financial Services Interest Coverage vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, V B Desai Financial Services's Interest Coverage distribution charts can be found below:
* The bar in red indicates where V B Desai Financial Services's Interest Coverage falls into.
V B Desai Financial Services Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Interest Coverage of No Debt <sup>(1)</sup> mean?
V B Desai Financial Services (BOM:511110) has a Interest Coverage of No Debt (1) as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on V B Desai Financial Services and its competitors. This is 100% below median its historical median of 10,000.00. Over the past decade, V B Desai Financial Services' Interest Coverage has ranged from 0.58 to 10,000.00. According to the industry distribution chart, V B Desai Financial Services ranks #3 out of 429 companies in the Capital Markets industry, placing it in the top 0.7%.
Is V B Desai Financial Services' Interest Coverage too high?
V B Desai Financial Services' current Interest Coverage of No Debt (1) is 100% below median its 10-year median of 10,000.00. Over the past 10 years, this metric has ranged from a low of 0.58 to a high of 10,000.00. Based on the distribution chart, V B Desai Financial Services ranks #3 out of 429 companies in the Capital Markets industry, which is in the top quartile — a strong position relative to peers. Overall, V B Desai Financial Services has a GF Score™ of 69/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does V B Desai Financial Services' Interest Coverage compare to MS and GS?
According to the Capital Markets industry distribution chart, V B Desai Financial Services ranks #3 out of 429 companies for Interest Coverage. This places V B Desai Financial Services in the top 1% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 19.63. Historically, V B Desai Financial Services' own Interest Coverage has ranged from 0.58 to 10,000.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Capital Markets company?
The median Interest Coverage among Capital Markets companies is 19.63, based on 429 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on V B Desai Financial Services and its competitors. For the Capital Markets industry, the median Interest Coverage is 19.63 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. V B Desai Financial Services's current Interest Coverage is No Debt (1), which is 100% below median its own 10-year median of 10,000.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is V B Desai Financial Services stock overvalued right now?
Based on GuruFocus' analysis, V B Desai Financial Services (BOM:511110) is currently considered Fairly Valued. The stock's GF Value™ is ₹19.05, compared to a current price of ₹17.50 — trading 8.1% below its estimated fair value. The current Interest Coverage is No Debt (1), which is 100% below median its 10-year median of 10,000.00. V B Desai Financial Services' overall GF Score™ is 69/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For V B Desai Financial Services (BOM:511110), the current Interest Coverage is No Debt (1) as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is V B Desai Financial Services (BOM:511110) Overvalued in 2026?
Based on GuruFocus' analysis, V B Desai Financial Services stock appears to be undervalued.
The current stock price of ₹17.50 is trading 8.1% below its estimated GF Value™ of ₹19.05.
GuruFocus considers V B Desai Financial Services to be Fairly Valued.
Key valuation signals for BOM:511110:
Interest Coverage: No Debt (1) (100% below median its 10-year median of 10,000.00)
GF Value™: ₹19.05 vs. price of ₹17.50 (8.1% below fair value)
No single metric tells the full story. See the BOM:511110 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
V B Desai Financial Services Ltd is an Indian company providing merchant banking services. The company is engaged in offering financial and advisory services. It provides services like Share Valuation, (Employee Stock Option Plan) ESOP Valuation, ESOP Advisory, merger and acquisition, to act as Manager in Buyback of shares and Acquisition, Takeover of Listed Companies and Initial Public Offerings, etc. The Company has one segment which is Merchant Banking and financial services.
69GF Score
Get the complete analysis for BOM:511110
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