Eldeco Housing and Industries (BOM:523329) Interest Coverage: 22.33 (As of Mar. 2026) — 19% Below Median


BOM:523329 Eldeco Housing and Industries Ltd BOM:523329
77 GF Score
Price ₹805.00
GF Value ₹1,052.75
Valuation Modestly Undervalued
! 4 Warning Signs
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What is Eldeco Housing and Industries Interest Coverage?

Eldeco Housing and Industries BOM:523329 77 Interest Coverage is 22.33 as of Mar. 2026, which is 19% below its 10-year median of 27.60. GuruFocus rates BOM:523329 with a GF Score™ of 77/100 and a GF Value™ of ₹1,052.75 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 1,302 Real Estate companies, Eldeco Housing and Industries ranks better than 68.28% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Eldeco Housing and Industries's Operating Income for the three months ended in Mar. 2026 was ₹64 Mil. Eldeco Housing and Industries's Interest Expense for the three months ended in Mar. 2026 was ₹-3 Mil. Eldeco Housing and Industries's interest coverage for the quarter that ended in Mar. 2026 was 22.33. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Eldeco Housing and Industries's Interest Coverage or its related term are showing as below:

BOM:523329' s Interest Coverage Range Over the Past 10 Years
Min: 5.86   Med: 27.6   Max: 272.13
Current: 9.49


BOM:523329's Interest Coverage is ranked better than
68.28% of 1302 companies
in the Real Estate industry
Industry Median: 4.225 vs BOM:523329: 9.49

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Eldeco Housing and Industries  (BOM:523329) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Eldeco Housing and Industries Interest Coverage Related Terms


Eldeco Housing and Industries Interest Coverage Historical Data

* Premium members only.

The historical data trend for Eldeco Housing and Industries's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Eldeco Housing and Industries Interest Coverage Chart

Eldeco Housing and Industries Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 60.86 272.13 16.29 5.86 9.49

Eldeco Housing and Industries Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.64 3.31 3.30 17.05 22.33

BOM:523329 vs CBRE, BEKE, JLL: Interest Coverage Comparison

For the Real Estate Services subindustry, Eldeco Housing and Industries's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Eldeco Housing and Industries Interest Coverage vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Eldeco Housing and Industries's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Eldeco Housing and Industries's Interest Coverage falls into.


BOM:523329
77GF Score
Eldeco Housing and Industries Ltd BOM:523329
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Eldeco Housing and Industries Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Eldeco Housing and Industries's Interest Coverage for the fiscal year that ended in Mar. 2026 is calculated as

Here, for the fiscal year that ended in Mar. 2026, Eldeco Housing and Industries's Interest Expense was ₹-31 Mil. Its Operating Income was ₹299 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹1,160 Mil.

Interest Coverage=-1* Operating Income (A: Mar. 2026 )/Interest Expense (A: Mar. 2026 )
=-1*298.854/-31.483
=9.49

Eldeco Housing and Industries's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Eldeco Housing and Industries's Interest Expense was ₹-3 Mil. Its Operating Income was ₹64 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹1,160 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*63.585/-2.848
=22.33

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 22.33 mean?
Eldeco Housing and Industries (BOM:523329) has a Interest Coverage of 22.33 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Eldeco Housing and Industries and its competitors. This is 19% below median its historical median of 27.60. Over the past decade, Eldeco Housing and Industries' Interest Coverage has ranged from 5.86 to 272.13. According to the industry distribution chart, Eldeco Housing and Industries ranks #413 out of 1302 companies in the Real Estate industry, placing it in the top 31.7%.
Is Eldeco Housing and Industries' Interest Coverage too high?
Eldeco Housing and Industries' current Interest Coverage of 22.33 is 19% below median its 10-year median of 27.60. Over the past 10 years, this metric has ranged from a low of 5.86 to a high of 272.13. The Real Estate industry median Interest Coverage is 4.23. Eldeco Housing and Industries' value of 22.33 is 428.5% above this industry median. Based on the distribution chart, Eldeco Housing and Industries ranks #413 out of 1302 companies in the Real Estate industry, which is above the industry midpoint. Overall, Eldeco Housing and Industries has a GF Score™ of 77/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Eldeco Housing and Industries' Interest Coverage compare to CBRE and BEKE?
According to the Real Estate industry distribution chart, Eldeco Housing and Industries ranks #413 out of 1302 companies for Interest Coverage. This puts Eldeco Housing and Industries in the upper half of its industry. The industry median Interest Coverage is 4.23. Eldeco Housing and Industries' value of 22.33 is 428.5% above this benchmark. Historically, Eldeco Housing and Industries' own Interest Coverage has ranged from 5.86 to 272.13 over the past decade. While the company's 10-year median is 27.60 vs. the industry median of 4.23, Eldeco Housing and Industries has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Real Estate company?
The median Interest Coverage among Real Estate companies is 4.23, based on 1,302 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Eldeco Housing and Industries's current Interest Coverage of 22.33 is 428.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Eldeco Housing and Industries and its competitors. For the Real Estate industry, the median Interest Coverage is 4.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Eldeco Housing and Industries's current Interest Coverage is 22.33, which is 19% below median its own 10-year median of 27.60. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Eldeco Housing and Industries stock overvalued right now?
Based on GuruFocus' analysis, Eldeco Housing and Industries (BOM:523329) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹1,052.75, compared to a current price of ₹805.00 — trading 23.5% below its estimated fair value. The current Interest Coverage is 22.33, which is 19% below median its 10-year median of 27.60 and 428.5% above the Real Estate industry median of 4.23. Eldeco Housing and Industries' overall GF Score™ is 77/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Eldeco Housing and Industries (BOM:523329), the current Interest Coverage is 22.33 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Eldeco Housing and Industries (BOM:523329) Overvalued in 2026?

Based on GuruFocus' analysis, Eldeco Housing and Industries stock appears to be undervalued. The current stock price of ₹805.00 is trading 23.5% below its estimated GF Value™ of ₹1,052.75. GuruFocus considers Eldeco Housing and Industries to be Modestly Undervalued.

Key valuation signals for BOM:523329:

  • Interest Coverage: 22.33 (19% below median its 10-year median of 27.60)
  • GF Value™: ₹1,052.75 vs. price of ₹805.00 (23.5% below fair value)
  • GF Score™: 77/100 with 4 warning signs
  • Industry Position: 428.5% above the Real Estate median (#413 of 1302)

No single metric tells the full story. See the BOM:523329 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Eldeco Housing and Industries Business Description

Other Exchanges ELDEHSG:India
Address Vibhuti Khand, Eldeco Corporate Chamber-1, 2nd Floor, Opposite Mandi Parishad, Gomti Nagar, Lucknow, UP, IND, 226010
Eldeco Housing and Industries Ltd provides real estate infrastructure services. The company's core business activities are categorized into a key segment, Real Estate, that promotes, constructs, develops, and sells townships, residential, commercial property, and developed plots. Geographically, the company generates the majority of its revenue within India.
77GF Score

Get the complete analysis for BOM:523329

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹805.00
Price
₹1,052.75
GF Value